PayU vs Chargezoom vs Swipesum Comparison
PayU
Starting at Contact for pricing
- Large Enterprises
- Medium Business
PayU is the way to accept online payments. It provides an easy to use and robust payment processing solution that enables online merchants, businesses and corporations to accept payments using the credit or debit card of…
Chargezoom
Starting at $20 /Month
- Large Enterprises
- Medium Business
ChargeZoom is a payment processing solution that makes accepting credit card payments easy. Our advanced online software and mobile app allow our clients to process payments from their own websites and mobile apps, using…
Swipesum
Starting at $25 per analysis
- Large Enterprises
- Medium Business
Swipesum's PayFlow payment processing software is the perfect solution for small business owners who want to process credit and debit cards through their website or mobile app while keeping their overall costs low. Offer…
Chargezoom leads on user satisfaction with a 5.0-star rating across 6 reviews.
PayU vs Chargezoom vs Swipesum — at a glance
| Feature | PayU | Chargezoom | Swipesum |
|---|---|---|---|
| Rating | 1.9 / 5 | 5.0 / 5 | 4.1 / 5 |
| Reviews | 79 | 6 | 54 |
| Starting price | Contact for pricing | $20 /Month | $25 per analysis |
| Free trial | No | No | No |
| Free version | No | No | No |
| Best for | Large Enterprises, Medium Business, Small Business | Large Enterprises, Medium Business, Small Business | Large Enterprises, Medium Business, Small Business |
| Category | Payment Processing Software | Payment Processing Software | Payment Processing Software |
| Platforms | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS | SaaS/Web/Cloud | SaaS/Web/Cloud |
| API | Available | Available | — |
| Support modes | Business Hours, Online | 24/7 (Live rep), Business Hours, Online | Online |
| Certifications | SOC 2 | GDPR | SOC 2 |
| Data residency | Global | US | US |
Key differences between PayU and Chargezoom
- Pricing: Chargezoom starts at $20 /Month. PayU pricing is not publicly listed.
- User satisfaction: Chargezoom scores higher with a 5.0-star average.
- Deployment: PayU supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Chargezoom supports SaaS/Web/Cloud.
Compare PayU vs Chargezoom vs Swipesum — and walk away knowing which one fits.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
Biggest differences
Start here before you go deeper into features.
Large Enterprises, Medium Business, Small Business
Best for small to medium businesses needing secure, easy multi-channel payments.
- You want a simple, streamlined payment solution with low setup complexity.
- You need secure payment processing with proprietary encryption methods.
- You require support for multiple payment types including credit cards and Apple Pay.
- Your business requires extensive custom payment workflows or niche integrations.
- You need transparent, detailed pricing information upfront for budgeting.
Large Enterprises, Medium Business, Small Business
PayU typically suits Large Enterprises and Medium Business. Chargezoom tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.
Description | PayU is the way to accept online payments. It provides an easy to use and robust payment processing solution that enables online merchants, businesses and corporations to accept payments ... Read More about PayU | ChargeZoom is a payment processing solution that makes accepting credit card payments easy. Our advanced online software and mobile app allow our clients to process payments from their own ... Read More about Chargezoom | Swipesum's PayFlow payment processing software is the perfect solution for small business owners who want to process credit and debit cards through their website or mobile app while keeping ... Read More about Swipesum |
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Entry Level Pricing |
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User RatingsBased on verified Spotsaas reviews | |||
Best Company Size | — | Small BusinessMedium Business | — |
Get pricing help | Get pricing help | Get pricing help |
Software Demo
Demo |
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Compare PayU, Chargezoom and Swipesum on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
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Pricing Page | Pricing information not available |  |  |
Other Details
Organization Types supported |
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Platforms Supported |
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API Support |
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Get help choosing | Get help choosing | Get help choosing |
Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | ✓ Yes | — | ✓ Yes |
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HIPAA | ✗ No | ✗ No | ✗ No |
GDPR | — | ✓ Yes | — |
Data Encryption | ✓ Yes | ✓ Yes | — |
Data Residency | 🌐 Global | 🇺🇸 US | 🇺🇸 US |
PayU vs Chargezoom User Reviews & Rating Comparison
User Ratings | |||
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Rating Distribution | |||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Buyer sentiment is cautious across 57 reviews, with several recurring concerns in feedback. What buyers like
Common complaints
| Buyer sentiment Overall buyer sentiment is very positive but based on a limited number of reviews. What buyers like
Common complaints
| Buyer sentiment Buyer sentiment is positive across 30 reviews, with strong overall satisfaction. What buyers like
Common complaints
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Pros and Cons |
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Positive Reviews | No reviews available for the product | No reviews available for the product | No reviews available for the product |
| Negative Reviews | No reviews available for the product | No reviews available for the product | No reviews available for the product |
List of Customers
Customers |  OLA  Myntra  Dream11 | No Customers information available. | No Customers information available. |
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Media and Screenshots
Screenshots |  6 Screenshots | No screenshots available. | No screenshots available. |
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Videos |  5 Videos |  1 Videos |  1 Videos |
Alternatives
Alternatives |
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, PayU or Chargezoom?
- Chargezoom edges out the other on user ratings (5.0 vs 1.9). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do PayU and Chargezoom offer a free trial?
- Neither PayU nor Chargezoom currently lists a free trial.
- What is the starting price of PayU vs Chargezoom?
- PayU starts at Contact for pricing. Chargezoom starts at $20 /Month.
- What are the top alternatives to PayU?
- Top alternatives to PayU include JusPay, PangoPay, Global Payments, Paytm Payment Gateway, Razorpay.
- What are the top alternatives to Chargezoom?
- Top alternatives to Chargezoom include PayPal Here, Braintree Direct, QuickBooks Payments, Invoiced, Payfunnels.