Paytm Payment Gateway vs Spay.Live Comparison
Paytm Payment Gateway
Starting at Contact for pricing
- Large Enterprises
- Medium Business
The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, transaction confirmation email for buyers…
Spay.Live
Starting at Contact for pricing
- Individuals
- Freelancers / Consultants
Spay.Live is an automated payment system that makes it easier to manage customers' payments, contract and staff payments, and investments. With the help of payment links sent through email, SMS, messenger, and chatbots,…
Paytm Payment Gateway leads on user satisfaction with a 4.5-star rating across 86 reviews.
Paytm Payment Gateway vs Spay.Live — at a glance
| Feature | Paytm Payment Gateway | Spay.Live |
|---|---|---|
| Rating | 4.5 / 5 | — |
| Reviews | 86 | — |
| Starting price | Contact for pricing | Contact for pricing |
| Free trial | No | No |
| Free version | No | No |
| Best for | Large Enterprises, Medium Business, Small Business | Individuals, Freelancers / Consultants, Large Enterprises |
| Category | Payment Gateway Software | Payment Gateway Software |
| Platforms | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS | SaaS/Web/Cloud |
| API | Available | Available |
| Support modes | Online | Online |
| Certifications | — | SOC 2 |
| Data residency | India | US |
Key differences between Paytm Payment Gateway and Spay.Live
- Target audience: Paytm Payment Gateway is built for Large Enterprises and Medium Business, while Spay.Live targets Individuals and Freelancers / Consultants.
- Deployment: Paytm Payment Gateway supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Spay.Live supports SaaS/Web/Cloud.
Paytm Payment Gateway vs Spay.Live — find the better fit before you commit.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
Talk to an expert Talk to an expert | Talk to an expert Talk to an expert |
Biggest differences
Start here before you go deeper into features.
Best for SMEs needing fast, secure mobile and QR code payment processing.
- You run a retail or small-to-medium business accepting mobile and online payments.
- You want seamless integration with Paytm Wallet for easy wallet balance transfers.
- You need quick transaction settlements with instant payment notifications and security.
- Your business requires extensive international payment processing capabilities.
- You need advanced marketplace integrations for complex multi-vendor environments.
Individuals, Freelancers / Consultants, Large Enterprises
Paytm Payment Gateway typically suits Large Enterprises and Medium Business. Spay.Live tends to fit Individuals and Freelancers / Consultants better. The right choice depends on your team size, workflow, and whether a free trial matters.
Description | The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, ... Read More about Paytm Payment Gateway | Spay.Live is an automated payment system that makes it easier to manage customers' payments, contract and staff payments, and investments. With the help of payment links sent through email, ... Read More about Spay.Live |
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Free Trial Availability |
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Spotsaas ScoreWhat's this? ↗ | 8.9/10 | 8.0/10 |
User RatingsBased on verified Spotsaas reviews | ||
Best Company Size | 1-50 employees51-500 employees | — |
Get pricing help | Get pricing help |
Software Demo
Demo |
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How do Paytm Payment Gateway and Spay.Live Compare on Features?
Total Features | 7 Features | 5 Features |
|---|---|---|
Unique Features | No unique features | No unique features |
Get Quote | Get Quote |
Compare Paytm Payment Gateway and Spay.Live on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
Pricing Option | ||
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Pricing Page |  | Pricing information not available |
Other Details
Organization Types supported |
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Platforms Supported |
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Modes of support |
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API Support |
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Get help choosing | Get help choosing |
Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | — | ✓ Yes |
|---|---|---|
HIPAA | ✗ No | ✗ No |
Data Encryption | ✓ Yes | — |
Data Residency | 🇮🇳 India | 🇺🇸 US |
Paytm Payment Gateway User Reviews & Rating Comparison
User Ratings | No reviews available for the product | |
|---|---|---|
Rating Distribution | No reviews available for this product | |
Spotsaas Editor’s POV generated by AI | Buyer sentiment Overall positive buyer sentiment highlighting ease of use and quick settlements, tempered by occasional transaction delays and support inconsistencies. What buyers like
Common complaints
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Common complaints
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Pros and Cons |
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Positive Reviews | No reviews available for the product | No reviews available for the product |
Media and Screenshots
Screenshots |  1 Screenshots | No screenshots available. |
|---|---|---|
Videos |  3 Videos |  2 Videos |
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, Paytm Payment Gateway or Spay.Live?
- Paytm Payment Gateway edges out the other on user ratings (4.5 vs -1.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do Paytm Payment Gateway and Spay.Live offer a free trial?
- Neither Paytm Payment Gateway nor Spay.Live currently lists a free trial.
- What is the starting price of Paytm Payment Gateway vs Spay.Live?
- Paytm Payment Gateway starts at Contact for pricing. Spay.Live starts at Contact for pricing.
- What are the top alternatives to Paytm Payment Gateway?
- Top alternatives to Paytm Payment Gateway include PayU, DirecPay, PayPal, Instamojo, MobiKwik Payment Gateway.
- What are the top alternatives to Spay.Live?
- Top alternatives to Spay.Live include QuickBooks Payments, PayorCRM, PayPal, Paytm Payment Gateway, UniPay Gateway.