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PaySimple vs Chargezoom Comparison

Last updated:

PaySimple

4.1(684 reviews)

Starting at $59.95 /Month

  • Freelancers / Consultants
  • Large Enterprises

PaySimple is a payment gateway application that can be used by online merchants to process credit card payments on their site. It is a software as a service (SaaS) solution that allows you to setup and run an e-commerce…

Chargezoom

5.0(6 reviews)

Starting at $20 /Month

  • Large Enterprises
  • Medium Business

ChargeZoom is a payment processing solution that makes accepting credit card payments easy. Our advanced online software and mobile app allow our clients to process payments from their own websites and mobile apps, using…

Chargezoom leads on user satisfaction with a 5.0-star rating across 6 reviews.

PaySimple vs Chargezoom — at a glance

FeaturePaySimpleChargezoom
Rating4.1 / 55.0 / 5
Reviews6846
Starting price$59.95 /Month$20 /Month
Free trial No No
Free version No No
Best forFreelancers / Consultants, Large Enterprises, Medium BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Gateway SoftwarePayment Processing Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud
APIAvailableAvailable
Support modesBusiness Hours, Online24/7 (Live rep), Business Hours, Online
CertificationsSOC 2, GDPRGDPR
Data residencyUSUS

Key differences between PaySimple and Chargezoom

  • Pricing: PaySimple starts at $59.95 /Month, while Chargezoom starts at $20 /Month.
  • Target audience: PaySimple is built for Freelancers / Consultants and Large Enterprises, while Chargezoom targets Large Enterprises and Medium Business.
  • User satisfaction: Chargezoom scores higher with a 5.0-star average.
  • Deployment: PaySimple supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Chargezoom supports SaaS/Web/Cloud.

PaySimple vs Chargezoom — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

PaySimple - Payment Gateway Software
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Chargezoom - Payment Processing Software
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Talk to an expert

Biggest differences

Start here before you go deeper into features.

PaySimple

Best for small to mid-size businesses needing streamlined credit card payment processing.

Choose if
  • You run a small or mid-size retail or service business requiring recurring billing.
  • You want an intuitive, easy-to-use platform with integrated merchant services.
  • You need convenient scheduling of future payments and simple transaction management.
Consider alternatives if
  • You are a large enterprise needing highly customizable payment solutions.
  • You require 24/7 customer support and transparent, straightforward billing.

Chargezoom

Best for small to medium businesses needing secure, easy multi-channel payments.

Choose if
  • You want a simple, streamlined payment solution with low setup complexity.
  • You need secure payment processing with proprietary encryption methods.
  • You require support for multiple payment types including credit cards and Apple Pay.
Consider alternatives if
  • Your business requires extensive custom payment workflows or niche integrations.
  • You need transparent, detailed pricing information upfront for budgeting.

PaySimple: Best for small to mid-size businesses needing streamlined credit card payment processing. Chargezoom: Best for small to medium businesses needing secure, easy multi-channel payments.

Description

PaySimple is a payment gateway application that can be used by online merchants to process credit card payments on their site. It is a software as a service (SaaS) solution that allows you ... Read More about PaySimple

ChargeZoom is a payment processing solution that makes accepting credit card payments easy. Our advanced online software and mobile app allow our clients to process payments from their own ... Read More about Chargezoom

Entry Level Pricing

  • Starts from $59.95
  • Starts from $20

Free Trial Availability

  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

8.6/10

Not Available

User Ratings

Based on verified Spotsaas reviews

Best Company Size

1-50 employees51-500 employees
Small BusinessMedium Business
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Software Demo

Demo

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How do PaySimple and Chargezoom Compare on Features?

Total Features

6 Features

0 Features

Unique Features

No unique features

No features

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Compare PaySimple and Chargezoom on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • $59.95
      • $20

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      PaySimple pricing
      Chargezoom pricing

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes
      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Audit Logs

      ✓ Yes

      Data Residency

      🇺🇸 US
      🇺🇸 US

      PaySimple User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      63

      28

      2

      1

      3

      1

      0

      0

      0

      0

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Overall positive sentiment highlights ease of use and responsive support, tempered by concerns over billing clarity and support availability.

      What buyers like

      • Ease of use
      • Customer support responsiveness
      • Streamlined payment processing

      Common complaints

      • Limited support hours
      • Complex payment plan adjustments

      Buyer sentiment

      Overall buyer sentiment is very positive but based on a limited number of reviews.

      What buyers like

      • Payment security
      • Ease of use
      • Multi-channel payment acceptance

      Common complaints

      • Pricing transparency
      • Limited user feedback

      Pros and Cons

      • Streamlined payment processes with easy transaction and schedule management

      • Intuitive user experience facilitating payment handling and report generation

      • Responsive and helpful customer support

      • Limited customer support hours

      • Complexity in adjusting and editing payment plans

      • Secure payment processing with encryption and proprietary methods

      • Supports multiple payment types including major credit cards and Apple Pay

      • Availability of both online software and mobile app for payment acceptance

      • Limited publicly available pricing information

      • Lack of detailed use case examples and customer benefits

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      List of Customers

      Customers

      Hastings on Hudson

      Hastings on Hudson

      Brabo Payroll

      Brabo Payroll

      Sea Breeze Syrups

      Sea Breeze Syrups

      No Customers information available.

      Media and Screenshots

      Screenshots

      Time Line screenshot

      3 Screenshots

      No screenshots available.

      Videos

      video-0

      5 Videos

      video-0

      1 Videos

      Top Alternatives to PaySimple and Chargezoom in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, PaySimple or Chargezoom?
      Chargezoom edges out the other on user ratings (5.0 vs 4.1). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do PaySimple and Chargezoom offer a free trial?
      Neither PaySimple nor Chargezoom currently lists a free trial.
      What is the starting price of PaySimple vs Chargezoom?
      PaySimple starts at $59.95 /Month. Chargezoom starts at $20 /Month.
      What are the top alternatives to PaySimple?
      Top alternatives to PaySimple include Stripe Payments, WePay, Square Payments, SuperPay, Paystand.
      What are the top alternatives to Chargezoom?
      Top alternatives to Chargezoom include PayPal Here, Braintree Direct, QuickBooks Payments, Invoiced, Payfunnels.

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