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PayAnywhere vs Klarna Comparison

Last updated:

PayAnywhere

4.2(9 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

PayAnywhere is payment processing software that enables you to accept secure payments anywhere on the web.. It offers the ability to take payments for goods and services through your mobile device or tablet, where you ar…

Klarna

4.1(154,488 reviews)

Starting at Contact for pricing

  • Individuals
  • Large Enterprises

Klarna helps make shopping simpler and more enjoyable by allowing customers to track their purchases, make payments and log into their account with ease. With the goal of becoming the preferred way to shop around the wor…

PayAnywhere leads on user satisfaction with a 4.2-star rating across 9 reviews.

PayAnywhere vs Klarna — at a glance

FeaturePayAnywhereKlarna
Rating4.2 / 54.1 / 5
Reviews9154,488
Starting priceContact for pricingContact for pricing
Free trial No No
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessIndividuals, Large Enterprises, Medium Business
CategoryPayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud, Mobile - Android, Mobile - iOS
API
Support modesOnlineOnline
CertificationsSOC 2GDPR
Data residencyUSGlobal

Key differences between PayAnywhere and Klarna

  • Target audience: PayAnywhere is built for Large Enterprises and Medium Business, while Klarna targets Individuals and Large Enterprises.
  • User satisfaction: PayAnywhere scores higher with a 4.2-star average.
  • Deployment: PayAnywhere supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Klarna supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

PayAnywhere vs Klarna — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

PayAnywhere - Payment Processing Software
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Talk to an expert
Klarna - Buy Now Pay Later Platforms
Talk to an expert
Talk to an expert

Free PDF comparison

Download this PayAnywhere vs Klarna comparison

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  • Side-by-side on pricing, features & ratings
  • Plus the category top 10, scored & ranked
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Biggest differences

Start here before you go deeper into features.

PayAnywhere

Best for

Large Enterprises, Medium Business, Small Business

Klarna

Best for e-commerce retailers needing flexible installment payment solutions.

Choose if
  • You run an online store wanting to offer customers manageable installment payments.
  • Your payment operations or customer service teams need a simple, streamlined platform.
  • You seek a widely integrated buy-now-pay-later service with strong customer support.
Consider alternatives if
  • Your business requires fully transparent, fixed pricing models without variability.
  • You need a highly customizable payment platform tailored to unique workflows.

PayAnywhere typically suits Large Enterprises and Medium Business. Klarna tends to fit Individuals and Large Enterprises better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

PayAnywhere is payment processing software that enables you to accept secure payments anywhere on the web.. It offers the ability to take payments for goods and services through your mobile ... Read More about PayAnywhere

Klarna helps make shopping simpler and more enjoyable by allowing customers to track their purchases, make payments and log into their account with ease. With the goal of becoming the ... Read More about Klarna

Free Trial Availability

  • No free trial
  • No free trial

User Ratings

Based on verified Spotsaas reviews

4.2

(9)

Best Company Size

Small BusinessLarge Enterprises
Get pricing help
Get pricing help

Software Demo

Demo

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Step 1 of 4

How big is your team?

We tailor recommendations to companies your size.

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How do PayAnywhere and Klarna Compare on Features?

Total Features

7 Features

8 Features

Unique Features

No unique features

No unique features

Get Quote
Get Quote

Compare PayAnywhere and Klarna on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      PayAnywhere pricing

      Pricing information not available

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Not Available
      • Not Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Data Residency

      🇺🇸 US
      🌐 Global

      PayAnywhere User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      3

      0

      0

      0

      0

      2160

      120

      70

      63

      292

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Buyer sentiment is positive across 3 reviews, with strong overall satisfaction.

      What buyers like

      • Mobile payment capabilities
      • User-friendly interface
      • Fast transaction processing

      Common complaints

      • Limited international support
      • Transaction fees can add up
      • May lack advanced features

      Buyer sentiment

      Overall positive sentiment highlights Klarna's ease of use, flexible payments, and strong customer service, despite some frustrations with verification and credit checks.

      What buyers like

      • Ease of use
      • Customer service
      • Flexible payment options

      Common complaints

      • Verification process issues
      • Credit check inconsistencies

      Pros and Cons

      • Allows businesses to accept payments on-the-go with a mobile-friendly interface.

      • Offers fast transaction processing, enhancing customer experience.

      • Affordable pricing structure makes it accessible for small businesses.

      • International payment support may be limited.

      • Transaction fees can accumulate quickly.

      • Easy-to-use application for installment purchases

      • Excellent customer service with effective issue resolution

      • Flexible payment options that help users manage expenses

      • Verification process issues causing user frustration

      • Inconsistencies in credit checks and purchase power assessments

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Negative Reviews

      No reviews available for the product

      No reviews available for the product

      Used PayAnywhere or Klarna? Tell buyers what actually differs.

      List of Customers

      Customers

      No Customers information available.

      Adidas

      Adidas

      Petco

      Petco

      H

      H

      Media and Screenshots

      Screenshots

      No screenshots available.

      Overview

      1 Screenshots

      Videos

      video-0

      2 Videos

      video-0

      3 Videos

      Top Alternatives to PayAnywhere and Klarna in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, PayAnywhere or Klarna?
      PayAnywhere edges out the other on user ratings (4.2 vs 4.1). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do PayAnywhere and Klarna offer a free trial?
      Neither PayAnywhere nor Klarna currently lists a free trial.
      What is the starting price of PayAnywhere vs Klarna?
      PayAnywhere starts at Contact for pricing. Klarna starts at Contact for pricing.
      What are the top alternatives to PayAnywhere?
      Top alternatives to PayAnywhere include WePay, Square Payments, PaySimple, aPay Payment Gateway Systems, SwipeSimple.
      What are the top alternatives to Klarna?
      Top alternatives to Klarna include Checkout.com, Four, Wisetack, Affirm, Afterpay.