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PagBank vs Plastiq Comparison

Last updated:

PagBank

Starting at Débito: 2.39% | Crédito 1x: 4.99% | Pix: 0%

  • Small Business
  • Medium Business

PagBank (formerly PagSeguro) is a comprehensive fintech platform serving Brazilian micro-entrepreneurs, small businesses, and retailers with integrated payment processing and digital banking services. The platform enable…

Plastiq

Starting at $59 /Month

  • Free Trial
  • Large Enterprises
  • Medium Business

Plastiq allows businesses to pay suppliers with their credit card even if it's otherwise not accepted. It offers cash flow management, payables automation and accounting integrations to help streamline business processes…

PagBank vs Plastiq — at a glance

FeaturePagBankPlastiq
Rating
Reviews
Starting priceDébito: 2.39% | Crédito 1x: 4.99% | Pix: 0%$59 /Month
Free trial No Yes
Free version No No
Best forSmall Business, Medium Business, FreelancersLarge Enterprises, Medium Business, Small Business
CategoryPayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud
APIAvailableAvailable
Support modesPhone, Email, Documentation, Live ChatOnline
Certifications
Data residencyUS

Key differences between PagBank and Plastiq

  • Pricing: PagBank starts at Débito: 2.39% | Crédito 1x: 4.99% | Pix: 0%, while Plastiq starts at $59 /Month.
  • Free trial: Plastiq offers a free trial; PagBank does not.
  • Target audience: PagBank is built for Small Business and Medium Business, while Plastiq targets Large Enterprises and Medium Business.
  • Deployment: PagBank supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Plastiq supports SaaS/Web/Cloud.

PagBank vs Plastiq — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

PagBank - Payment Processing Software
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Plastiq - Payment Processing Software
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Talk to an expert

Free PDF comparison

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Biggest differences

Start here before you go deeper into features.

PagBank

Best for

Small Business, Medium Business, Freelancers

Plastiq

Best for

Large Enterprises, Medium Business, Small Business

PagBank typically suits Small Business and Medium Business. Plastiq tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

PagBank (formerly PagSeguro) is a comprehensive fintech platform serving Brazilian micro-entrepreneurs, small businesses, and retailers with integrated payment processing and digital ... Read More about PagBank

Plastiq allows businesses to pay suppliers with their credit card even if it's otherwise not accepted. It offers cash flow management, payables automation and accounting integrations to ... Read More about Plastiq

Entry Level Pricing

  • Starts from Débito: 2.39% | Crédito 1x: 4.99% | Pix: 0%
  • Starts from $59

Free Trial Availability

  • No free trial
Get pricing help
Get pricing help

Software Demo

Demo

No software demo available

PagBank has not given any software demo yet

If you're the owner of this profile, add your demo.Contact us

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Step 1 of 4

How big is your team?

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How do PagBank and Plastiq Compare on Features?

Total Features

5 Features

7 Features

Unique Features

No unique features

No unique features

Get Quote
Get Quote

Compare PagBank and Plastiq on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • Débito: 2.39% | Crédito 1x: 4.99% | Pix: 0%
      • $59

      Pricing Plans

      • Essencial

        • No minimum sales required

        • No monthly fee

        • Free Pix

        Show more +

      • Super Max

        • Recommended for sales above R$2,000/month

        • Lowest standard rates available

        • No monthly fee

        Show more +

      • Tap On (celular)

        • No POS hardware required

        • Free NFC card reader on phone

        • No monthly fee

        Show more +

      • Browse all pricing plans
      • Not Available

      Pricing Page

      Pricing information not available

      Plastiq pricing

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      HIPAA

      ✗ No

      Data Residency

      🇺🇸 US

      PagBank User Reviews & Rating Comparison

      Spotsaas Editor’s POV generated by AI

      No expert review available for this product

      What buyers like

      • Credit card payments for all suppliers
      • Cash flow management
      • Payables automation

      Common complaints

      • Fees for credit card processing
      • Limited to supplier payments
      • Not suitable for small transactions

      Pros and Cons

      No pros or cons available for this product

      • Allows credit card payments to suppliers not accepting cards.

      • Automates payables, saving time and reducing errors.

      • Integrates seamlessly with accounting software.

      • Processing fees can add up quickly.

      • Limited to supplier payments only.

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Used PagBank or Plastiq? Tell buyers what actually differs.

      Media and Screenshots

      Screenshots

      No screenshots available.

      Payments

      2 Screenshots

      Videos

      No videos available.

      video-0

      1 Videos

      Top Alternatives to PagBank and Plastiq in 2026

      Alternatives

      No Alternative products available.

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, PagBank or Plastiq?
      PagBank edges out the other on user ratings (0.0 vs -1.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do PagBank and Plastiq offer a free trial?
      Plastiq offers a free trial. PagBank does not.
      What is the starting price of PagBank vs Plastiq?
      PagBank starts at Débito: 2.39% | Crédito 1x: 4.99% | Pix: 0%. Plastiq starts at $59 /Month.
      What are the top alternatives to Plastiq?
      Top alternatives to Plastiq include Melio, Stripe Payments, QuickBooks Payments, MagicPay, PayorCRM.