PagBank vs GoCardless Comparison
PagBank
Starting at Débito: 2.39% | Crédito 1x: 4.99% | Pix: 0%
- Small Business
- Medium Business
PagBank (formerly PagSeguro) is a comprehensive fintech platform serving Brazilian micro-entrepreneurs, small businesses, and retailers with integrated payment processing and digital banking services. The platform enable…
GoCardless
Starting at Contact for pricing
- Free Trial
- Large Enterprises
- Medium Business
GoCardless is a bank payment platform for collecting recurring payments directly from customers' bank accounts, using Direct Debit, ACH, Bacs, SEPA and open banking rather than card networks. It is built for subscription…
GoCardless leads on user satisfaction with a 4.3-star rating across 446 reviews.
PagBank vs GoCardless — at a glance
| Feature | PagBank | GoCardless |
|---|---|---|
| Rating | — | 4.3 / 5 |
| Reviews | — | 446 |
| Starting price | Débito: 2.39% | Crédito 1x: 4.99% | Pix: 0% | Contact for pricing |
| Free trial | No | Yes |
| Free version | No | No |
| Best for | Small Business, Medium Business, Freelancers | Large Enterprises, Medium Business, Small Business |
| Category | Payment Processing Software | Payment Processing Software |
| Platforms | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS | SaaS/Web/Cloud |
| API | Available | Available |
| Support modes | Phone, Email, Documentation, Live Chat | Online |
| Certifications | — | SOC 2 |
| Data residency | — | Global |
Key differences between PagBank and GoCardless
- Pricing: PagBank starts at Débito: 2.39% | Crédito 1x: 4.99% | Pix: 0%. GoCardless pricing is not publicly listed.
- Free trial: GoCardless offers a free trial; PagBank does not.
- Target audience: PagBank is built for Small Business and Medium Business, while GoCardless targets Large Enterprises and Medium Business.
- Deployment: PagBank supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; GoCardless supports SaaS/Web/Cloud.
PagBank vs GoCardless — find the better fit before you commit.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
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PagBank vs GoCardless: Biggest differences
Start here before you go deeper into features.
Small Business, Medium Business, Freelancers
Large Enterprises, Medium Business, Small Business
PagBank typically suits Small Business and Medium Business. GoCardless tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.
Description | PagBank (formerly PagSeguro) is a comprehensive fintech platform serving Brazilian micro-entrepreneurs, small businesses, and retailers with integrated payment processing and digital ... Read More about PagBank | GoCardless is a bank payment platform for collecting recurring payments directly from customers' bank accounts, using Direct Debit, ACH, Bacs, SEPA and open banking rather than card ... Read More about GoCardless |
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Entry Level Pricing |
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Free Trial Availability |
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User RatingsBased on verified Spotsaas reviews | ||
Get pricing help | Get pricing help |
Software Demo
Demo |  PagBank has not given any software demo yet If you're the owner of this profile, add your demo.Contact us |
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How do PagBank and GoCardless Compare on Features?
Total Features | 5 Features | 8 Features |
|---|---|---|
Unique Features | No unique features | No unique features |
Get Quote | Get Quote |
Compare PagBank and GoCardless on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
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Pricing Page | Pricing information not available |  |
PagBank vs GoCardless: Other Details
Organization Types supported |
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Platforms Supported |
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API Support |
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Get help choosing | Get help choosing |
PagBank vs GoCardless Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | — | ✓ Yes |
|---|---|---|
HIPAA | — | ✗ No |
Data Residency | — | 🌐 Global |
PagBank User Reviews & Rating Comparison
User Ratings | No reviews available for the product | |
|---|---|---|
Rating Distribution | No reviews available for this product | |
Spotsaas Editor’s POV generated by AI | No expert review available for this product | Buyer sentiment Buyer sentiment is positive across 580 reviews, with strong overall satisfaction. What buyers like
Common complaints
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Pros and Cons | No pros or cons available for this product |
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Positive Reviews | No reviews available for the product | No reviews available for the product |
| Negative Reviews | No reviews available for the product | No reviews available for the product |
Media and Screenshots
Screenshots | No screenshots available. |  3 Screenshots |
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Videos | No videos available. |  3 Videos |
Top Alternatives to PagBank and GoCardless in 2026
Alternatives |
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, PagBank or GoCardless?
- GoCardless edges out the other on user ratings (4.3 vs 0.0). That said, the best pick depends on your use case, so use the comparison tables above to evaluate each dimension.
- Do PagBank and GoCardless offer a free trial?
- GoCardless offers a free trial. PagBank does not.
- What is the starting price of PagBank vs GoCardless?
- PagBank starts at Débito: 2.39% | Crédito 1x: 4.99% | Pix: 0%. GoCardless starts at Contact for pricing.
- What are the top alternatives to PagBank?
- Top alternatives to PagBank include Laybuy, PayAnywhere, Square Payments, SecurePay, Gravity Payments.
- What are the top alternatives to GoCardless?
- Top alternatives to GoCardless include Quantum Electronic Payments, PaymentSpring, Chargezoom, CardWatch, Genome Wallet.