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Mercado Pago vs Blackthorn Payments Comparison

Last updated:

Mercado Pago

Starting at Débito: 1.99% | Crédito 1x: 4.98% | Pix: 0.49%

  • Small Business
  • Medium Business

Mercado Pago is Latin America's dominant payment platform processing transactions across 8 countries with over 10,000 employees. Part of the MercadoLibre ecosystem, it enables merchants to accept multiple payment methods…

Blackthorn Payments

4.8(67 reviews)

Starting at $575 /Month

  • Large Enterprises
  • Medium Business

Blackthorn Payments is a truly versatile, easy to use payment processing software with an intuitive interface that makes your life easier. Whether you are just starting out, or have been involved with the industry for a…

Blackthorn Payments leads on user satisfaction with a 4.8-star rating across 67 reviews.

Mercado Pago vs Blackthorn Payments — at a glance

FeatureMercado PagoBlackthorn Payments
Rating—4.8 / 5
Reviews—67
Starting priceDébito: 1.99% | Crédito 1x: 4.98% | Pix: 0.49%$575 /Month
Free trial No No
Free version No No
Best forSmall Business, Medium Business, Large EnterprisesLarge Enterprises, Medium Business, Small Business
CategoryPayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud, Mobile - Android, Mobile - iOS
APIAvailable—
Support modesEmail, Live Chat, Phone, DocumentationOnline
Certifications—GDPR
Data residency—US

Key differences between Mercado Pago and Blackthorn Payments

  • Pricing: Mercado Pago starts at Débito: 1.99% | Crédito 1x: 4.98% | Pix: 0.49%, while Blackthorn Payments starts at $575 /Month.
  • Target audience: Mercado Pago is built for Small Business and Medium Business, while Blackthorn Payments targets Large Enterprises and Medium Business.
  • Deployment: Mercado Pago supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Blackthorn Payments supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

Mercado Pago vs Blackthorn Payments — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Mercado Pago - Payment Processing Software
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Blackthorn Payments - Payment Processing Software
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Talk to an expert

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Mercado Pago vs Blackthorn Payments: Biggest differences

Start here before you go deeper into features.

Mercado Pago

Best for

Small Business, Medium Business, Large Enterprises

Blackthorn Payments

Best for small to medium businesses needing simple, versatile payment processing.

Choose if
  • You want an intuitive, easy-to-use payment interface for quick adoption.
  • Your business requires versatile payment acceptance across retail, e-commerce, or subscriptions.
  • You prefer a streamlined setup with low complexity for finance or sales teams.
Consider alternatives if
  • Your business needs highly customized or complex payment workflows and integrations.
  • You require transparent, detailed pricing information upfront for budgeting.

Mercado Pago typically suits Small Business and Medium Business. Blackthorn Payments tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Mercado Pago is Latin America's dominant payment platform processing transactions across 8 countries with over 10,000 employees. Part of the MercadoLibre ecosystem, it enables merchants to ... Read More about Mercado Pago

Blackthorn Payments is a truly versatile, easy to use payment processing software with an intuitive interface that makes your life easier. Whether you are just starting out, or have been ... Read More about Blackthorn Payments

Entry Level Pricing

  • Starts from Débito: 1.99% | Crédito 1x: 4.98% | Pix: 0.49%
  • Starts from $575

Free Trial Availability

  • No free trial
  • No free trial

User Ratings

Based on verified Spotsaas reviews

4.78

(67)

Best Company Size

—
Small BusinessMedium Business
Get pricing help
Get pricing help

Software Demo

Demo

No software demo available

Mercado Pago has not given any software demo yet

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Step 1 of 4

How big is your team?

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How do Mercado Pago and Blackthorn Payments Compare on Features?

Total Features

8 Features

8 Features

Unique Features

No unique features

No unique features

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Get Quote

Compare Mercado Pago and Blackthorn Payments on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • Débito: 1.99% | Crédito 1x: 4.98% | Pix: 0.49%
      • $575

      Pricing Plans

      • Maquininha – até R$3k/mês

        • No monthly fee

        • Instant receipt (na hora)

        • Up to R$3,000/month sales volume

        Show more +

      • Maquininha – R$3k–R$6k/mês

        • No monthly fee

        • Reduced rates vs standard tier

        • Instant receipt (na hora)

        Show more +

      • Point Tap (NFC)

        • No POS hardware needed

        • NFC tap-to-pay on phone

        • No monthly fee

        Show more +

      • Browse all pricing plans
      • Not Available

      Pricing Page

      Pricing information not available

      Blackthorn Payments pricing

      Mercado Pago vs Blackthorn Payments: Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Not Available
      Get help choosing
      Get help choosing

      Mercado Pago vs Blackthorn Payments Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      HIPAA

      —
      ✗ No

      GDPR

      —
      ✓ Yes

      Data Encryption

      —
      ✓ Yes

      Data Residency

      —
      🇺🇸 US

      Mercado Pago User Reviews & Rating Comparison

      User Ratings

      No reviews available for the product

      Rating Distribution

      No reviews available for this product

      80

      4

      3

      0

      0

      Spotsaas Editor’s POV generated by AI

      No expert review available for this product

      Buyer sentiment

      Users generally praise Blackthorn Payments for its ease of use and versatility, though some note a lack of detailed pricing and advanced features.

      What buyers like

      • Ease of use
      • Versatility
      • Intuitive interface

      Common complaints

      • Pricing transparency
      • Limited advanced features

      Pros and Cons

      No pros or cons available for this product

      • Intuitive and easy-to-use interface

      • Versatile payment acceptance options

      • Suitable for businesses at various stages

      • Lack of detailed pricing information

      • Limited publicly available use case examples

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Used Mercado Pago or Blackthorn Payments? Tell buyers what actually differs.

      Mercado Pago and Blackthorn Payments Customers

      Customers

      No Customers information available.

      Evolve Vacation Rental

      Evolve Vacation Rental

      K Health

      K Health

      SONY

      SONY

      Media and Screenshots

      Videos

      No videos available.

      video-0

      3 Videos

      Top Alternatives to Mercado Pago and Blackthorn Payments in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Mercado Pago or Blackthorn Payments?
      Blackthorn Payments edges out the other on user ratings (4.8 vs 0.0). That said, the best pick depends on your use case, so use the comparison tables above to evaluate each dimension.
      Do Mercado Pago and Blackthorn Payments offer a free trial?
      Neither Mercado Pago nor Blackthorn Payments currently lists a free trial.
      What is the starting price of Mercado Pago vs Blackthorn Payments?
      Mercado Pago starts at Débito: 1.99% | Crédito 1x: 4.98% | Pix: 0.49%. Blackthorn Payments starts at $575 /Month.
      What are the top alternatives to Mercado Pago?
      Top alternatives to Mercado Pago include Klarna, Payfirma, Blackthorn Payments, MagicPay, Omise.
      What are the top alternatives to Blackthorn Payments?
      Top alternatives to Blackthorn Payments include PaymentSpring, EPX, Payline Data, Braintree Direct, Opayo.