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MagicPay vs Heartland Payment Processing Comparison

Last updated:

MagicPay

4.4(27 reviews)

Starting at Contact for pricing

  • Individuals
  • Medium Business

A complete online payment processing and marketing platform, MagicPay is everything you need to start and run a successful business immediately. Our secure, robust payment gateway technology enables merchants to set up o…

Heartland Payment Processing

4.4(55 reviews)

Starting at Contact for pricing

  • Medium Business
  • Small Business

Heartland Payment Processing software was designed with convenience in mind. A "point of sale payment processing" system, it offers the ability to run a business without having to purchase bulky expensive equipment or hi…

MagicPay vs Heartland Payment Processing — at a glance

FeatureMagicPayHeartland Payment Processing
Rating4.4 / 54.4 / 5
Reviews2755
Starting priceContact for pricingContact for pricing
Free trial No No
Free version No No
Best forIndividuals, Medium Business, Small BusinessMedium Business, Small Business
CategoryPayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/Cloud, Installed - WindowsSaaS/Web/Cloud
APIAvailable
Support modesOnline24/7 (Live rep), Online
CertificationsSOC 2, GDPR, ISO 27001SOC 2, GDPR, ISO 27001
Data residencyGlobalUS

Key differences between MagicPay and Heartland Payment Processing

  • Target audience: MagicPay is built for Individuals and Medium Business, while Heartland Payment Processing targets Medium Business and Small Business.
  • Deployment: MagicPay supports SaaS/Web/Cloud, Installed - Windows; Heartland Payment Processing supports SaaS/Web/Cloud.

MagicPay vs Heartland Payment Processing — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

MagicPay - Payment Processing Software
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Free PDF comparison

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Biggest differences

Start here before you go deeper into features.

MagicPay

Best for

Individuals, Medium Business, Small Business

Heartland Payment Processing

Best for

Medium Business, Small Business

MagicPay typically suits Individuals and Medium Business. Heartland Payment Processing tends to fit Medium Business and Small Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

A complete online payment processing and marketing platform, MagicPay is everything you need to start and run a successful business immediately. Our secure, robust payment gateway ... Read More about MagicPay

Heartland Payment Processing software was designed with convenience in mind. A "point of sale payment processing" system, it offers the ability to run a business without having to purchase ... Read More about Heartland Payment Processing

Free Trial Availability

  • No free trial
  • No free trial

User Ratings

Based on verified Spotsaas reviews

4.4

(27)

4.4

(55)
Get pricing help
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Software Demo

Demo

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Step 1 of 4

How big is your team?

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Compare MagicPay and Heartland Payment Processing on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      MagicPay pricing

      Pricing information not available

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Not Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes
      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes
      ✓ Yes

      ISO 27001

      ✓ Yes
      ✓ Yes

      Single Sign-On (SSO)

      ✓ Yes

      Multi-Factor Auth (MFA)

      ✓ Yes
      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Audit Logs

      ✓ Yes
      ✓ Yes

      Data Residency

      🌐 Global
      🇺🇸 US

      MagicPay User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      3

      0

      0

      0

      0

      18

      2

      0

      0

      0

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Buyer sentiment is positive across 3 reviews, with strong overall satisfaction.

      What buyers like

      • Supports multiple payment methods
      • User-friendly interface
      • Quick setup process

      Common complaints

      • Limited customer support hours
      • Higher fees for certain transactions
      • May lack advanced features

      Buyer sentiment

      Buyer sentiment is positive across 20 reviews, with strong overall satisfaction.

      What buyers like

      • User-friendly interface
      • No bulky equipment needed
      • Real-time transaction tracking

      Common complaints

      • Limited advanced features
      • May require internet access
      • Not suitable for large enterprises

      Pros and Cons

      • Combines payment processing with marketing capabilities.

      • Supports a wide range of payment methods.

      • User-friendly interface simplifies setup and management.

      • Customer support may not be available 24/7.

      • Transaction fees can be higher for certain methods.

      • The software eliminates the need for expensive hardware, making it cost-effective.

      • Real-time transaction tracking enhances operational efficiency.

      • The online portal provides easy access to transaction history.

      • Limited scalability for larger businesses.

      • May lack some advanced features offered by competitors.

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Media and Screenshots

      Videos

      video-0

      1 Videos

      video-0

      1 Videos

      Top Alternatives to MagicPay and Heartland Payment Processing in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, MagicPay or Heartland Payment Processing?
      MagicPay and Heartland Payment Processing are closely matched with equal user ratings of 4.4. The right choice depends on your team size, budget, and specific Payment Processing Software needs.
      Do MagicPay and Heartland Payment Processing offer a free trial?
      Neither MagicPay nor Heartland Payment Processing currently lists a free trial.
      What is the starting price of MagicPay vs Heartland Payment Processing?
      MagicPay starts at Contact for pricing. Heartland Payment Processing starts at Contact for pricing.
      What are the top alternatives to MagicPay?
      Top alternatives to MagicPay include WePay, PayPal Here, Heartland Payment Processing, QuickBooks Payments, Checkout.com.
      What are the top alternatives to Heartland Payment Processing?
      Top alternatives to Heartland Payment Processing include WePay, Square Payments, PayPal Here, Braintree Direct, QuickBooks Payments.

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