Klarna vs Clearent Comparison
Klarna
Starting at Contact for pricing
- Individuals
- Large Enterprises
Klarna helps make shopping simpler and more enjoyable by allowing customers to track their purchases, make payments and log into their account with ease. With the goal of becoming the preferred way to shop around the wor…
Clearent
Starting at Contact for pricing
- Large Enterprises
- Medium Business
Clearent payment processing software is the easiest way to accept charge cards and e-commerce payments for your business. The Clearent Payment Processing Software allows you to accept card payments through a variety of…
Clearent leads on user satisfaction with a 5.0-star rating across 7 reviews.
Klarna vs Clearent — at a glance
| Feature | Klarna | Clearent |
|---|---|---|
| Rating | 4.1 / 5 | 5.0 / 5 |
| Reviews | 154,488 | 7 |
| Starting price | Contact for pricing | Contact for pricing |
| Free trial | No | No |
| Free version | No | No |
| Best for | Individuals, Large Enterprises, Medium Business | Large Enterprises, Medium Business, Small Business |
| Category | Payment Processing Software | Payment Processing Software |
| Platforms | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS |
| API | — | Available |
| Support modes | Online | Business Hours, Online |
| Certifications | GDPR | — |
| Data residency | Global | US |
Key differences between Klarna and Clearent
- Target audience: Klarna is built for Individuals and Large Enterprises, while Clearent targets Large Enterprises and Medium Business.
- User satisfaction: Clearent scores higher with a 5.0-star average.
- Deployment: Klarna supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Clearent supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.
Klarna vs Clearent — find the better fit before you commit.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
Free PDF comparison
Download this Klarna vs Clearent comparison
Get the full side-by-side as a PDF — these picks plus the top Payment Processing Software tools, with verified ratings, pricing and features.
- Side-by-side on pricing, features & ratings
- Plus the category top 10, scored & ranked
- Emailed to you — no on-screen download
No file downloads on screen — we email it to you. One-click unsubscribe anytime.
Biggest differences
Start here before you go deeper into features.
Best for e-commerce retailers needing flexible installment payment solutions.
- You run an online store wanting to offer customers manageable installment payments.
- Your payment operations or customer service teams need a simple, streamlined platform.
- You seek a widely integrated buy-now-pay-later service with strong customer support.
- Your business requires fully transparent, fixed pricing models without variability.
- You need a highly customizable payment platform tailored to unique workflows.
Best for flexible, multi-channel payment acceptance in small to medium businesses.
- You need to accept payments via mobile devices, email invoices, and card terminals.
- Your business is a small or medium-sized retail, e-commerce, or service provider.
- You prioritize ease of use and a streamlined payment acceptance workflow.
- You require transparent, fixed pricing with publicly available rates.
- You need extensive self-service onboarding and detailed product documentation.
Klarna: Best for e-commerce retailers needing flexible installment payment solutions. Clearent: Best for flexible, multi-channel payment acceptance in small to medium businesses.
Description | Klarna helps make shopping simpler and more enjoyable by allowing customers to track their purchases, make payments and log into their account with ease. With the goal of becoming the ... Read More about Klarna | Clearent payment processing software is the easiest way to accept charge cards and e-commerce payments for your business. The Clearent Payment Processing Software allows you to accept card ... Read More about Clearent |
|---|---|---|
Free Trial Availability |
|
|
User RatingsBased on verified Spotsaas reviews | ||
Best Company Size | Small BusinessLarge Enterprises | Small BusinessMedium Business |
Get pricing help | Get pricing help |
Software Demo
Demo |
|---|
Need a second opinion?
Get shortlist help from a software advisor
Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.
- Independent advice — matched to your business
- Understand the tradeoffs before you talk to vendors
- Free 15-min call with a software advisor.
Step 1 of 4
How big is your team?
We tailor recommendations to companies your size.
How do Klarna and Clearent Compare on Features?
Total Features | 8 Features | 8 Features |
|---|---|---|
Unique Features | No unique features | No unique features |
Get Quote | Get Quote |
Compare Klarna and Clearent on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
Pricing Option | ||
|---|---|---|
Pricing Plans |
|
|
Other Details
Organization Types supported |
|
|
|---|---|---|
Platforms Supported |
|
|
Modes of support |
|
|
API Support |
|
|
Get help choosing | Get help choosing |
Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
HIPAA | ✗ No | ✗ No |
|---|---|---|
GDPR | ✓ Yes | — |
Data Encryption | ✓ Yes | ✓ Yes |
Data Residency | 🌐 Global | 🇺🇸 US |
Klarna User Reviews & Rating Comparison
User Ratings | ||
|---|---|---|
Rating Distribution | ||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Overall positive sentiment highlights Klarna's ease of use, flexible payments, and strong customer service, despite some frustrations with verification and credit checks. What buyers like
Common complaints
| Buyer sentiment Users express very positive sentiment highlighting ease of payment acceptance and flexibility, though limited review volume restricts broader insights. What buyers like
Common complaints
|
Pros and Cons |
|
|
Positive Reviews | No reviews available for the product | No reviews available for the product |
| Negative Reviews | No reviews available for the product | No reviews available for the product |
List of Customers
Customers |  Adidas  Petco  H | No Customers information available. |
|---|
Media and Screenshots
Screenshots |  1 Screenshots | No screenshots available. |
|---|---|---|
Videos |  3 Videos |  2 Videos |
Top Alternatives to Klarna and Clearent in 2026
Alternatives |
|---|
Add another option to compare side by side
Search by product name to compare pricing, fit, and buyer feedback in one view.Compare similar software options
Related Blogs and Articles for Payment Processing Software
payment gateway software
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, Klarna or Clearent?
- Clearent edges out the other on user ratings (5.0 vs 4.1). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do Klarna and Clearent offer a free trial?
- Neither Klarna nor Clearent currently lists a free trial.
- What is the starting price of Klarna vs Clearent?
- Klarna starts at Contact for pricing. Clearent starts at Contact for pricing.
- What are the top alternatives to Klarna?
- Top alternatives to Klarna include Checkout.com, Four, Wisetack, Affirm, Afterpay.
- What are the top alternatives to Clearent?
- Top alternatives to Clearent include Stripe Payments, Square Payments, CardConnect, Heartland Payment Processing, MagicPay.