Which is better, Instamojo or Tap2Pay?

Tap2Pay edges out Instamojo based on user ratings across 19 reviews. That said, the best pick depends on your workflow — Instamojo may be a stronger fit for specific team sizes or use cases. Review the full comparison to decide.

What are the main differences between Instamojo and Tap2Pay?

Key differences between Instamojo and Tap2Pay include pricing (Instamojo starts at undisclosed vs Tap2Pay at $49); target audience (Instamojo targets Large Enterprises while Tap2Pay serves Freelancers / Consultants). Use the Spotsaas comparison table to evaluate each dimension before deciding.

Do both Instamojo and Tap2Pay offer a Free trial?

Neither Instamojo nor Tap2Pay offers a free trial.

Who are the typical users of Instamojo?

Instamojo is designed for Large Enterprises, Medium Business, Small Business.

Who are the typical users of Tap2Pay?

Tap2Pay is designed for Freelancers / Consultants, Large Enterprises, Medium Business, Small Business.

What is the starting price of Instamojo and Tap2Pay?

The starting price of Tap2Pay is $49/Month. Pricing for Instamojo is unavailable.

What are the best alternatives to Instamojo?

Some top alternatives to Instamojo include Stripe Payments, PayU, Paytm Payment Gateway, MobiKwik Payment Gateway, Razorpay.

What are the best alternatives to Tap2Pay?

Some top alternatives to Tap2Pay include PangoPay, Global Payments, PayPal, Paytm Payment Gateway, UniPay Gateway.

Instamojo vs Tap2Pay vs Paytm Payment Gateway Comparison

Last updated: May 19, 2026

Instamojo

2.6(33 reviews)

Starting at Contact for pricing

Large Enterprises
Medium Business

Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and user-friendly interface and supports variou…

View Pricing Read Reviews

Tap2Pay

3.7(19 reviews)

Starting at $49 /Month

Freelancers / Consultants
Large Enterprises

Tap2Pay is open source payment gateway software for online businesses. It enables any web merchant to accept payments from credit cards, e-wallets, and other payment instruments. It provides a smooth checkout experience…

View Pricing Read Reviews

Paytm Payment Gateway

4.5(86 reviews)

Starting at Contact for pricing

Large Enterprises
Medium Business

The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, transaction confirmation email for buyers…

View Pricing Read Reviews

Tap2Pay leads on user satisfaction with a 3.7-star rating across 19 reviews.

Instamojo vs Tap2Pay vs Paytm Payment Gateway — at a glance

Feature	Instamojo	Tap2Pay	Paytm Payment Gateway
Rating	2.6 / 5	3.7 / 5	4.5 / 5
Reviews	33	19	86
Starting price	Contact for pricing	$49 /Month	Contact for pricing
Free trial	No	No	No
Free version	No	No	No
Best for	Large Enterprises, Medium Business, Small Business	Freelancers / Consultants, Large Enterprises, Medium Business	Large Enterprises, Medium Business, Small Business
Category	Payment Gateway Software	Payment Gateway Software	Payment Gateway Software
Platforms	SaaS/Web/Cloud, Mobile - Android	SaaS/Web/Cloud	SaaS/Web/Cloud, Mobile - Android, Mobile - iOS
API	Available	Available	Available
Support modes	Business Hours, Online	Online	Online
Certifications	GDPR	GDPR	—
Data residency	India	Global	India

Key differences between Instamojo and Tap2Pay

Pricing: Tap2Pay starts at $49 /Month. Instamojo pricing is not publicly listed.
Target audience: Instamojo is built for Large Enterprises and Medium Business, while Tap2Pay targets Freelancers / Consultants and Large Enterprises.
User satisfaction: Tap2Pay scores higher with a 3.7-star average.
Deployment: Instamojo supports SaaS/Web/Cloud, Mobile - Android; Tap2Pay supports SaaS/Web/Cloud.

Compare Instamojo vs Tap2Pay vs Paytm Payment Gateway — and walk away knowing which one fits.

Which tool fits your team best

Which is actually cheaper for your team size

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Biggest differences

Features

Pricing

Buying details

Security

Buyer feedback

Integrations

Product tour

Other options

	Instamojo (14) Talk to an expert Talk to an expert	Tap2Pay (11) Talk to an expert Talk to an expert	Paytm Payment Gateway (132) Talk to an expert Talk to an expert

Biggest differences

Affiliate Disclosure

Start here before you go deeper into features.

Instamojo

Best for small to medium businesses needing simple, multi-currency payment processing.

Choose if

You need fast payout processing within 72 hours to improve cash flow.
You want a user-friendly, straightforward interface for easy transaction management.
Your business requires support for multiple payment methods including credit/debit cards and PayPal.

Consider alternatives if

Your business demands highly responsive and proactive customer support.
You cannot tolerate risks of account freezing or funds being held without clear communication.

Tap2Pay

Open source, fast payment gateway ideal for small to medium online retailers.

Choose if

You need quick, low-complexity integration across multiple sales channels including social media.
You want an open source solution allowing customization and transparency in payment processing.
Your business is a small or medium e-commerce platform seeking a user-friendly checkout experience.

Consider alternatives if

Your company requires advanced fraud protection and comprehensive payout management features.
You prioritize responsive customer support and stable account management without risk of closures.

Paytm Payment Gateway

Best for SMEs needing fast, secure mobile and QR code payment processing.

Choose if

You run a retail or small-to-medium business accepting mobile and online payments.
You want seamless integration with Paytm Wallet for easy wallet balance transfers.
You need quick transaction settlements with instant payment notifications and security.

Consider alternatives if

Your business requires extensive international payment processing capabilities.
You need advanced marketplace integrations for complex multi-vendor environments.

Instamojo: Best for small to medium businesses needing simple, multi-currency payment processing. Tap2Pay: Open source, fast payment gateway ideal for small to medium online retailers.

Description	Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and ... Read More about Instamojo	Tap2Pay is open source payment gateway software for online businesses. It enables any web merchant to accept payments from credit cards, e-wallets, and other payment instruments. It ... Read More about Tap2Pay	The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, ... Read More about Paytm Payment Gateway
Entry Level Pricing	Not Available	Starts from $49	Not Available
Free Trial Availability	No free trial	No free trial	No free trial
Spotsaas Score What's this? ↗	8.6/10	8.8/10	8.9/10
User Ratings Based on verified Spotsaas reviews	2.6 (33)	3.7 (19)	4.5 (86)
Best Company Size	1-50 employees51-500 employees	Small BusinessMedium Business	1-50 employees51-500 employees
	Get pricing help	Get pricing help	Get pricing help

Software Demo

Demo

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Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.

How do Instamojo, Tap2Pay and Paytm Payment Gateway Compare on Features?

Total Features	7 Features	7 Features	7 Features
Unique Features	No unique features	No unique features	No unique features
	Get Quote	Get Quote	Get Quote

Compare Instamojo, Tap2Pay and Paytm Payment Gateway on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option
Starting From	Not Available	$49	Not Available
Pricing Plans	Not Available	Not Available	Not Available
Pricing Page
	View detailed pricing	View detailed pricing	View detailed pricing

Other Details

Organization Types supported	Individuals Freelancers Large Enterprises Medium Business Small Business	Individuals Freelancers Large Enterprises Medium Business Small Business	Individuals Freelancers Large Enterprises Medium Business Small Business
Platforms Supported	Browser Based (Cloud) Mobile - Android Mobile - iOS Installed - Windows Browser Based (Cloud)	Browser Based (Cloud) Mobile - Android Mobile - iOS Installed - Windows Browser Based (Cloud)	Browser Based (Cloud) Mobile - Android Mobile - iOS Installed - Windows Browser Based (Cloud)
Modes of support	24/7 (Live rep) Business Hours Online	24/7 (Live rep) Business Hours Online	24/7 (Live rep) Business Hours Online
API Support	Available	Available	Available
	Get help choosing	Get help choosing	Get help choosing

Security & Compliance

Certifications, data handling, and security controls for IT and compliance evaluators.

HIPAA	✗ No	✗ No	✗ No
GDPR	✓ Yes	✓ Yes	—
Data Encryption	✓ Yes	✓ Yes	✓ Yes
Data Residency	🇮🇳 India	🌐 Global	🇮🇳 India

Instamojo vs Tap2Pay User Reviews & Rating Comparison

User Ratings	2.6 (based on 33 reviews)	3.7 (based on 19 reviews)	4.5 (based on 86 reviews)
Rating Distribution	0 1 1 1 11	8 0 0 0 3	124 8 0 0 0
Spotsaas Editor’s POV generated by AI	Buyer sentiment Mixed user sentiment with praise for ease of use and payout speed but significant frustration over customer support and account freezing issues. What buyers like Ease of use Fast payout processing Multi-currency support Common complaints Poor customer support Account freezing and fund holds	Buyer sentiment Users appreciate Tap2Pay’s fast, secure, and easy-to-integrate payment system but express concerns about customer support and fraud-related issues. What buyers like Ease of integration Payment speed and security User-friendly interface Common complaints Customer support responsiveness Fraud and account closure concerns	Buyer sentiment Overall positive buyer sentiment highlighting ease of use and quick settlements, tempered by occasional transaction delays and support inconsistencies. What buyers like Ease of use Quick transaction settlements Security and payment notifications Common complaints Transaction delays Customer support inconsistencies
Pros and Cons	Quick response time enabling payouts within 72 hours User-friendly and straightforward interface Supports multiple payment methods including credit/debit cards and PayPal Unresponsive customer support with long wait times Instances of account freezing and funds being held without clear communication	Fast and secure payment processing across multiple sales channels Intuitive and user-friendly interface for both sellers and customers Quick integration into various platforms within minutes Customer support issues including unresponsiveness Reports of scams and unexpected account closures	Fast and convenient conversion of Paytm gift wallet balances to bank accounts High transaction success rate with 128-bit encryption and instant payment notifications Lag-free application with easy settlement features and QR payment support Occasional delays in transaction processing and complexity in payment settlements Inconsistent customer support response times and occasional UI lags
Positive Reviews	No reviews available for the product	No reviews available for the product	No reviews available for the product
Negative Reviews	No reviews available for the product	No reviews available for the product	No reviews available for the product
	Read reviews	Read reviews	Read reviews

List of Customers

Customers	Malanad Plantations Yazon AE RI Sakhi	Santander VISA OP	No Customers information available.

Media and Screenshots

Screenshots	4 Screenshots	5 Screenshots	1 Screenshots
Videos	4 Videos	3 Videos	3 Videos

Alternatives

Alternatives	Stripe Payments 4.5 PayU 1.9 Paytm Payment Gateway 4.5	PangoPay 5 Global Payments 4.2 PayPal 2.6	PayU 1.9 DirecPay PayPal 2.6

Frequently asked questions

Which is better, Instamojo or Tap2Pay?: Tap2Pay edges out the other on user ratings (3.7 vs 2.6). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
Do Instamojo and Tap2Pay offer a free trial?: Neither Instamojo nor Tap2Pay currently lists a free trial.
What is the starting price of Instamojo vs Tap2Pay?: Instamojo starts at Contact for pricing. Tap2Pay starts at $49 /Month.
What are the top alternatives to Instamojo?: Top alternatives to Instamojo include Stripe Payments, PayU, Paytm Payment Gateway, MobiKwik Payment Gateway, Razorpay.
What are the top alternatives to Tap2Pay?: Top alternatives to Tap2Pay include PangoPay, Global Payments, PayPal, Paytm Payment Gateway, UniPay Gateway.

Instamojo vs Tap2Pay vs Paytm Payment Gateway Comparison

Instamojo

Tap2Pay

Paytm Payment Gateway

Instamojo vs Tap2Pay vs Paytm Payment Gateway — at a glance

Key differences between Instamojo and Tap2Pay

Compare Instamojo vs Tap2Pay vs Paytm Payment Gateway — and walk away knowing which one fits.

Instamojo

Tap2Pay

Paytm Payment Gateway

Biggest differences

Description

Entry Level Pricing

Free Trial Availability

Spotsaas Score

User Ratings

Best Company Size

Software Demo

Demo

Get shortlist help from a software advisor

How do Instamojo, Tap2Pay and Paytm Payment Gateway Compare on Features?

Compare Instamojo, Tap2Pay and Paytm Payment Gateway on pricing

Other Details

Organization Types supported

Platforms Supported

Modes of support

API Support

Security & Compliance

Instamojo vs Tap2Pay User Reviews & Rating Comparison

List of Customers

Customers

Media and Screenshots

Screenshots

Videos

Alternatives

Related Blogs and Articles for Payment Gateway Software

Frequently asked questions