Instamojo vs Tap2Pay Comparison
Instamojo
Starting at Contact for pricing
- Large Enterprises
- Medium Business
Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and user-friendly interface and supports variou…
Tap2Pay
Starting at $49 /Month
- Freelancers / Consultants
- Large Enterprises
Tap2Pay is open source payment gateway software for online businesses. It enables any web merchant to accept payments from credit cards, e-wallets, and other payment instruments. It provides a smooth checkout experience…
Tap2Pay leads on user satisfaction with a 3.7-star rating across 19 reviews.
SpotSaaS Analysis
InstamojoTap2Pay
The core difference between Instamojo and Tap2Pay lies in Instamojo's focus on fast payout processing and user-friendly interface, while Tap2Pay offers an open-source solution with customizable integration for online retailers. Ideal buyers for Instamojo are small to medium businesses looking for efficient payment processing, whereas Tap2Pay is suited for small to medium online retailers seeking flexibility and transparency in their payment systems.
- Best for small to medium businesses - Simple, multi-currency payment processing - Fast payout processing within 72 hours - User-friendly interface for easy transaction management - Suitable for businesses with 1-500 employees - Focuses on improving cash flow
- Open source payment gateway - Ideal for small to medium online retailers - Quick, low-complexity integration - Supports multiple sales channels including social media - Customizable solution for transparency - Priced at $49
Instamojo vs Tap2Pay — at a glance
| Feature | Instamojo | Tap2Pay |
|---|---|---|
| Rating | 2.6 / 5 | 3.7 / 5 |
| Reviews | 33 | 19 |
| Starting price | Contact for pricing | $49 /Month |
| Free trial | No | No |
| Free version | No | No |
| Best for | Large Enterprises, Medium Business, Small Business | Freelancers / Consultants, Large Enterprises, Medium Business |
| Category | Payment Gateway Software | Payment Gateway Software |
| Platforms | SaaS/Web/Cloud, Mobile - Android | SaaS/Web/Cloud |
| API | Available | Available |
| Support modes | Business Hours, Online | Online |
| Certifications | GDPR | GDPR |
| Data residency | India | Global |
Key differences between Instamojo and Tap2Pay
- Pricing: Tap2Pay starts at $49 /Month. Instamojo pricing is not publicly listed.
- Target audience: Instamojo is built for Large Enterprises and Medium Business, while Tap2Pay targets Freelancers / Consultants and Large Enterprises.
- User satisfaction: Tap2Pay scores higher with a 3.7-star average.
- Deployment: Instamojo supports SaaS/Web/Cloud, Mobile - Android; Tap2Pay supports SaaS/Web/Cloud.
Instamojo vs Tap2Pay — find the better fit before you commit.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
Biggest differences
Start here before you go deeper into features.
Best for small to medium businesses needing simple, multi-currency payment processing.
- You need fast payout processing within 72 hours to improve cash flow.
- You want a user-friendly, straightforward interface for easy transaction management.
- Your business requires support for multiple payment methods including credit/debit cards and PayPal.
- Your business demands highly responsive and proactive customer support.
- You cannot tolerate risks of account freezing or funds being held without clear communication.
Open source, fast payment gateway ideal for small to medium online retailers.
- You need quick, low-complexity integration across multiple sales channels including social media.
- You want an open source solution allowing customization and transparency in payment processing.
- Your business is a small or medium e-commerce platform seeking a user-friendly checkout experience.
- Your company requires advanced fraud protection and comprehensive payout management features.
- You prioritize responsive customer support and stable account management without risk of closures.
Instamojo: Best for small to medium businesses needing simple, multi-currency payment processing. Tap2Pay: Open source, fast payment gateway ideal for small to medium online retailers.
Description | Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and ... Read More about Instamojo | Tap2Pay is open source payment gateway software for online businesses. It enables any web merchant to accept payments from credit cards, e-wallets, and other payment instruments. It ... Read More about Tap2Pay |
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Entry Level Pricing |
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Spotsaas ScoreWhat's this? ↗ | 8.6/10 | 8.8/10 |
User RatingsBased on verified Spotsaas reviews | ||
Best Company Size | 1-50 employees51-500 employees | Small BusinessMedium Business |
Get pricing help | Get pricing help |
Software Demo
Demo |
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How do Instamojo and Tap2Pay Compare on Features?
Total Features | 7 Features | 7 Features |
|---|---|---|
Unique Features | No unique features | No unique features |
Get Quote | Get Quote |
Compare Instamojo and Tap2Pay on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
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Other Details
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API Support |
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Get help choosing | Get help choosing |
Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
HIPAA | ✗ No | ✗ No |
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GDPR | ✓ Yes | ✓ Yes |
Data Encryption | ✓ Yes | ✓ Yes |
Data Residency | 🇮🇳 India | 🌐 Global |
Instamojo User Reviews & Rating Comparison
User Ratings | ||
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Rating Distribution | ||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Mixed user sentiment with praise for ease of use and payout speed but significant frustration over customer support and account freezing issues. What buyers like
Common complaints
| Buyer sentiment Users appreciate Tap2Pay’s fast, secure, and easy-to-integrate payment system but express concerns about customer support and fraud-related issues. What buyers like
Common complaints
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Pros and Cons |
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Positive Reviews | No reviews available for the product | No reviews available for the product |
| Negative Reviews | No reviews available for the product | No reviews available for the product |
List of Customers
Customers |  Malanad Plantations  Yazon  AE RI Sakhi |  Santander  VISA  OP |
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Media and Screenshots
Screenshots |  4 Screenshots |  5 Screenshots |
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Videos |  4 Videos |  3 Videos |
Top Alternatives to Instamojo and Tap2Pay in 2026
Alternatives |
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, Instamojo or Tap2Pay?
- Tap2Pay edges out the other on user ratings (3.7 vs 2.6). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do Instamojo and Tap2Pay offer a free trial?
- Neither Instamojo nor Tap2Pay currently lists a free trial.
- What is the starting price of Instamojo vs Tap2Pay?
- Instamojo starts at Contact for pricing. Tap2Pay starts at $49 /Month.
- What are the top alternatives to Instamojo?
- Top alternatives to Instamojo include Stripe Payments, PayU, Paytm Payment Gateway, MobiKwik Payment Gateway, Razorpay.
- What are the top alternatives to Tap2Pay?
- Top alternatives to Tap2Pay include PangoPay, Global Payments, PayPal, Paytm Payment Gateway, UniPay Gateway.