Instamojo vs Stripe Payments Comparison
Instamojo
Starting at Contact for pricing
- Large Enterprises
- Medium Business
Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and user-friendly interface and supports variou…
Stripe Payments
Starting at Contact for pricing
- Freelancers / Consultants
- Large Enterprises
Stripe Payments is the most powerful and flexible way to accept payments on the web. It is a simple way to accept credit cards on your website, in your mobile app, or wherever payments are made. In addition to acceptin…
Stripe Payments leads on user satisfaction with a 4.5-star rating across 2,947 reviews.
Instamojo vs Stripe Payments — at a glance
| Feature | Instamojo | Stripe Payments |
|---|---|---|
| Rating | 2.6 / 5 | 4.5 / 5 |
| Reviews | 33 | 2,947 |
| Starting price | Contact for pricing | Contact for pricing |
| Free trial | No | No |
| Free version | No | No |
| Best for | Large Enterprises, Medium Business, Small Business | Freelancers / Consultants, Large Enterprises, Medium Business |
| Category | Payment Gateway Software | Payment Processing Software |
| Platforms | SaaS/Web/Cloud, Mobile - Android | SaaS/Web/Cloud |
| API | Available | Available |
| Support modes | Business Hours, Online | 24/7 (Live rep), Online |
| Certifications | GDPR | SOC 2, GDPR, ISO 27001 |
| Data residency | India | Global |
Key differences between Instamojo and Stripe Payments
- Target audience: Instamojo is built for Large Enterprises and Medium Business, while Stripe Payments targets Freelancers / Consultants and Large Enterprises.
- User satisfaction: Stripe Payments scores higher with a 4.5-star average.
- Deployment: Instamojo supports SaaS/Web/Cloud, Mobile - Android; Stripe Payments supports SaaS/Web/Cloud.
Instamojo vs Stripe Payments — find the better fit before you commit.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
Biggest differences
Start here before you go deeper into features.
Best for small to medium businesses needing simple, multi-currency payment processing.
- You need fast payout processing within 72 hours to improve cash flow.
- You want a user-friendly, straightforward interface for easy transaction management.
- Your business requires support for multiple payment methods including credit/debit cards and PayPal.
- Your business demands highly responsive and proactive customer support.
- You cannot tolerate risks of account freezing or funds being held without clear communication.
Freelancers / Consultants, Large Enterprises, Medium Business
Instamojo typically suits Large Enterprises and Medium Business. Stripe Payments tends to fit Freelancers / Consultants and Large Enterprises better. The right choice depends on your team size, workflow, and whether a free trial matters.
Description | Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and ... Read More about Instamojo | Stripe Payments is the most powerful and flexible way to accept payments on the web. It is a simple way to accept credit cards on your website, in your mobile app, or wherever payments are ... Read More about Stripe Payments |
|---|---|---|
Free Trial Availability |
|
|
Spotsaas ScoreWhat's this? ↗ | 8.6/10 | Not Available |
User RatingsBased on verified Spotsaas reviews | ||
Best Company Size | 1-50 employees51-500 employees | — |
Get pricing help | Get pricing help |
Software Demo
Demo | Stripe Payments has not given any software demo yet If you're the owner of this profile, add your demo.Contact us |
|---|
Need a second opinion?
Get shortlist help from a software advisor
Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.
How do Instamojo and Stripe Payments Compare on Features?
Total Features | 7 Features | 0 Features |
|---|---|---|
Unique Features | No unique features | No features |
Get Quote | Get Quote |
Compare Instamojo and Stripe Payments on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
Pricing Option | ||
|---|---|---|
Pricing Plans |
|
|
Pricing Page | ![]() | ![]() |
Other Details
Organization Types supported |
|
|
|---|---|---|
Platforms Supported |
|
|
Modes of support |
|
|
API Support |
|
|
Get help choosing | Get help choosing |
Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | — | ✓ Yes |
|---|---|---|
HIPAA | ✗ No | ✗ No |
GDPR | ✓ Yes | ✓ Yes |
ISO 27001 | — | ✓ Yes |
Single Sign-On (SSO) | — | ✓ Yes |
Multi-Factor Auth (MFA) | — | ✓ Yes |
Data Encryption | ✓ Yes | ✓ Yes |
Audit Logs | — | ✓ Yes |
Data Residency | 🇮🇳 India | 🌐 Global |
Instamojo User Reviews & Rating Comparison
User Ratings | ||
|---|---|---|
Rating Distribution | ||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Mixed user sentiment with praise for ease of use and payout speed but significant frustration over customer support and account freezing issues. What buyers like
Common complaints
| Buyer sentiment Buyer sentiment is very strong across 243 reviews, with consistently positive feedback. What buyers like
Common complaints
|
Pros and Cons |
|
|
Positive Reviews | No reviews available for the product | No reviews available for the product |
| Negative Reviews | No reviews available for the product | No reviews available for the product |
List of Customers
Customers | ![]() Malanad Plantations ![]() Yazon ![]() AE RI Sakhi | No Customers information available. |
|---|
Media and Screenshots
Screenshots | ![]() 4 Screenshots | No screenshots available. |
|---|---|---|
Videos | ![]() 4 Videos | No videos available. |
Top Alternatives to Instamojo and Stripe Payments in 2026
Alternatives |
|---|
Related Blogs and Articles for Payment Processing Software
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, Instamojo or Stripe Payments?
- Stripe Payments edges out the other on user ratings (4.5 vs 2.6). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do Instamojo and Stripe Payments offer a free trial?
- Neither Instamojo nor Stripe Payments currently lists a free trial.
- What is the starting price of Instamojo vs Stripe Payments?
- Instamojo starts at Contact for pricing. Stripe Payments starts at Contact for pricing.
- What are the top alternatives to Instamojo?
- Top alternatives to Instamojo include Stripe Payments, PayU, Paytm Payment Gateway, MobiKwik Payment Gateway, Razorpay.
- What are the top alternatives to Stripe Payments?
- Top alternatives to Stripe Payments include Payment.Ninja, Square Payments, PaymentSpring, Stripe Billing, Stripe Connect.













