Instamojo vs Cheddar Up Comparison
Instamojo
Starting at Contact for pricing
- Large Enterprises
- Medium Business
Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and user-friendly interface and supports variou…
Cheddar Up
Starting at $10 /Month
- Large Enterprises
- Medium Business
Cheddar Up is a payment gateway designed for e-commerce businesses. It allows you to accept credit card, ACH, direct debit, purchase order and check payments, without any chargebacks, minimum sales or monthly fees. Build…
Cheddar Up leads on user satisfaction with a 4.4-star rating across 387 reviews.
Instamojo vs Cheddar Up — at a glance
| Feature | Instamojo | Cheddar Up |
|---|---|---|
| Rating | 2.6 / 5 | 4.4 / 5 |
| Reviews | 33 | 387 |
| Starting price | Contact for pricing | $10 /Month |
| Free trial | No | No |
| Free version | No | No |
| Best for | Large Enterprises, Medium Business, Small Business | Large Enterprises, Medium Business, Small Business |
| Category | Payment Gateway Software | Payment Gateway Software |
| Platforms | SaaS/Web/Cloud, Mobile - Android | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS |
| API | Available | — |
| Support modes | Business Hours, Online | Business Hours, Online |
| Certifications | GDPR | GDPR |
| Data residency | India | Global |
Key differences between Instamojo and Cheddar Up
- Pricing: Cheddar Up starts at $10 /Month. Instamojo pricing is not publicly listed.
- User satisfaction: Cheddar Up scores higher with a 4.4-star average.
- Deployment: Instamojo supports SaaS/Web/Cloud, Mobile - Android; Cheddar Up supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.
Instamojo vs Cheddar Up — find the better fit before you commit.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
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Biggest differences
Start here before you go deeper into features.
Best for small to medium businesses needing simple, multi-currency payment processing.
- You need fast payout processing within 72 hours to improve cash flow.
- You want a user-friendly, straightforward interface for easy transaction management.
- Your business requires support for multiple payment methods including credit/debit cards and PayPal.
- Your business demands highly responsive and proactive customer support.
- You cannot tolerate risks of account freezing or funds being held without clear communication.
Best for small to medium e-commerce businesses needing flexible, fee-free payment options.
- You want to accept diverse payment methods including ACH, credit cards, and checks without monthly fees.
- You need a simple, quick-to-setup payment gateway with no minimum sales requirements.
- Your team values a user-friendly interface for streamlined payment processing.
- Your business requires advanced fraud detection and security features.
- You need extensive custom integrations or complex enterprise-level payment workflows.
Instamojo: Best for small to medium businesses needing simple, multi-currency payment processing. Cheddar Up: Best for small to medium e-commerce businesses needing flexible, fee-free payment options.
Description | Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and ... Read More about Instamojo | Cheddar Up is a payment gateway designed for e-commerce businesses. It allows you to accept credit card, ACH, direct debit, purchase order and check payments, without any chargebacks, ... Read More about Cheddar Up |
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Entry Level Pricing |
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Free Trial Availability |
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Spotsaas ScoreWhat's this? ↗ | 8.6/10 | 8.6/10 |
User RatingsBased on verified Spotsaas reviews | ||
Best Company Size | 1-50 employees51-500 employees | Small BusinessMedium Business |
Get pricing help | Get pricing help |
Software Demo
Demo |
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How do Instamojo and Cheddar Up Compare on Features?
Total Features | 7 Features | 7 Features |
|---|---|---|
Unique Features | No unique features | No unique features |
Get Quote | Get Quote |
Compare Instamojo and Cheddar Up on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
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Other Details
Organization Types supported |
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Platforms Supported |
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API Support |
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Get help choosing | Get help choosing |
Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
HIPAA | ✗ No | ✗ No |
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GDPR | ✓ Yes | ✓ Yes |
Data Encryption | ✓ Yes | ✓ Yes |
Data Residency | 🇮🇳 India | 🌐 Global |
Instamojo User Reviews & Rating Comparison
User Ratings | 4.4 (based on 387 reviews) | |
|---|---|---|
Rating Distribution | ||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Mixed user sentiment with praise for ease of use and payout speed but significant frustration over customer support and account freezing issues. What buyers like
Common complaints
| Buyer sentiment Overall positive user sentiment highlighting ease of use and flexible payment options, with some concerns about pricing clarity and advanced features. What buyers like
Common complaints
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Pros and Cons |
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Positive Reviews | No reviews available for the product | No reviews available for the product |
| Negative Reviews | No reviews available for the product | No reviews available for the product |
List of Customers
Customers |  Malanad Plantations  Yazon  AE RI Sakhi | No Customers information available. |
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Media and Screenshots
Screenshots |  4 Screenshots |  1 Screenshots |
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Videos |  4 Videos |  1 Videos |
Top Alternatives to Instamojo and Cheddar Up in 2026
Alternatives |
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, Instamojo or Cheddar Up?
- Cheddar Up edges out the other on user ratings (4.4 vs 2.6). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do Instamojo and Cheddar Up offer a free trial?
- Neither Instamojo nor Cheddar Up currently lists a free trial.
- What is the starting price of Instamojo vs Cheddar Up?
- Instamojo starts at Contact for pricing. Cheddar Up starts at $10 /Month.
- What are the top alternatives to Instamojo?
- Top alternatives to Instamojo include Stripe Payments, PayU, Paytm Payment Gateway, MobiKwik Payment Gateway, Razorpay.
- What are the top alternatives to Cheddar Up?
- Top alternatives to Cheddar Up include PayU, Venmo for Business, Square Payments, Square Invoices, UniPay Gateway.