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Ingenico ePayments vs Zoho Checkout Comparison

Last updated:

Ingenico ePayments

3.6(4 reviews)

Starting at Contact for pricing

  • Individuals
  • Large Enterprises

Ingenico ePayments is a payment gateway for small to mid-size online retailers that need to accept card payments, direct debit, and mobile transactions on their storefront without extensive custom development. It include…

Zoho Checkout

4.4(11 reviews)

Starting at $9 /Month

  • Medium Business
  • Small Business

Zoho Checkout is a payment gateway for small and medium-sized online merchants that need to accept credit cards, debit cards, checks, and ACH payments through their websites. It integrates naturally within the Zoho produ…

Zoho Checkout leads on user satisfaction with a 4.4-star rating across 11 reviews.

Ingenico ePayments vs Zoho Checkout — at a glance

FeatureIngenico ePaymentsZoho Checkout
Rating3.6 / 54.4 / 5
Reviews411
Starting priceContact for pricing$9 /Month
Free trial No No
Free version No No
Best forIndividuals, Large Enterprises, Medium BusinessMedium Business, Small Business
CategoryPayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud
APIAvailable
Support modesOnlineBusiness Hours, Online
CertificationsSOC 2SOC 2
Data residencyGlobalGlobal

Key differences between Ingenico ePayments and Zoho Checkout

  • Pricing: Zoho Checkout starts at $9 /Month. Ingenico ePayments pricing is not publicly listed.
  • Target audience: Ingenico ePayments is built for Individuals and Large Enterprises, while Zoho Checkout targets Medium Business and Small Business.
  • User satisfaction: Zoho Checkout scores higher with a 4.4-star average.
  • Deployment: Ingenico ePayments supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Zoho Checkout supports SaaS/Web/Cloud.

Ingenico ePayments vs Zoho Checkout — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Ingenico ePayments - Payment Gateway Software
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Zoho Checkout - Payment Gateway Software
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Ingenico ePayments vs Zoho Checkout: Biggest differences

Start here before you go deeper into features.

Ingenico ePayments

Best for

Individuals, Large Enterprises, Medium Business

Zoho Checkout

Best for

Medium Business, Small Business

Ingenico ePayments typically suits Individuals and Large Enterprises. Zoho Checkout tends to fit Medium Business and Small Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Ingenico ePayments is a payment gateway for small to mid-size online retailers that need to accept card payments, direct debit, and mobile transactions on their storefront without extensive ... Read More about Ingenico ePayments

Zoho Checkout is a payment gateway for small and medium-sized online merchants that need to accept credit cards, debit cards, checks, and ACH payments through their websites. It integrates ... Read More about Zoho Checkout

Entry Level Pricing

  • Not Available
  • Starts from $9 , Billed Yearly

Free Trial Availability

  • No free trial
  • No free trial

SpotScore

What's this? ↗

8.4/10

8.1/10

User Ratings

Based on verified Spotsaas reviews

3.63

(4)

4.36

(11)
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Software Demo

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How do Ingenico ePayments and Zoho Checkout Compare on Features?

Total Features

7 Features

6 Features

Unique Features

No unique features

No unique features

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Compare Ingenico ePayments and Zoho Checkout on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • Not Available
      • $9 , Billed Yearly

      Pricing Plans

      • Not Available
      • Free

        • 3 payment pages

        • Collect up to 50 payments

        • Single user

        Show more +

      • Standard

        • 3 payment pages

        • 500 payments/month

        • 3 users

        Show more +

      • Professional

        • 100 payment pages

        • 5000 payments/month

        • 10 users

        Show more +

      Pricing Page

      Ingenico ePayments pricing
      Zoho Checkout pricing

      Ingenico ePayments vs Zoho Checkout: Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Not Available
      Get help choosing
      Get help choosing

      Ingenico ePayments vs Zoho Checkout Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes
      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      Data Encryption

      ✓ Yes

      Data Residency

      🌐 Global
      🌐 Global

      Ingenico ePayments User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      1

      1

      2

      0

      0

      7

      4

      0

      0

      0

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Buyer sentiment is mixed to positive across 4 reviews, with clear strengths and a few common watchouts.

      What buyers like

      • Easy integration with e-commerce platforms
      • Supports multiple payment methods
      • User-friendly interface

      Common complaints

      • Limited customization options
      • Higher fees for certain transactions
      • Customer support can be slow

      Buyer sentiment

      Buyer sentiment is positive across 11 reviews, with strong overall satisfaction.

      What buyers like

      • Supports multiple payment methods
      • Easy to integrate
      • User-friendly interface

      Common complaints

      • Limited customization options
      • Basic analytics features
      • Not suitable for large enterprises

      Pros and Cons

      • Ingenico ePayments offers a user-friendly interface that simplifies payment processing for merchants.

      • The platform supports a wide range of payment methods, making it versatile for various businesses.

      • Robust security features help protect against fraud and ensure safe transactions.

      • Some users may find the fees higher than competitors.

      • Customization options are somewhat limited.

      • Wide range of payment options

      • Quick and easy setup

      • Affordable for small businesses

      • Limited features for larger businesses

      • Basic reporting capabilities

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Used Ingenico ePayments or Zoho Checkout? Tell buyers what actually differs.

      Media and Screenshots

      Screenshots

      PaymentMethods Dashboard

      3 Screenshots

      Template Settings

      3 Screenshots

      Videos

      video-0

      3 Videos

      video-0

      1 Videos

      Top Alternatives to Ingenico ePayments and Zoho Checkout in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Ingenico ePayments or Zoho Checkout?
      Zoho Checkout edges out the other on user ratings (4.4 vs 3.6). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Ingenico ePayments and Zoho Checkout offer a free trial?
      Neither Ingenico ePayments nor Zoho Checkout currently lists a free trial.
      What is the starting price of Ingenico ePayments vs Zoho Checkout?
      Ingenico ePayments starts at Contact for pricing. Zoho Checkout starts at $9 /Month.
      What are the top alternatives to Ingenico ePayments?
      Top alternatives to Ingenico ePayments include Razorpay, Tranzzo, 2Checkout, Airpay, CCAvenue.
      What are the top alternatives to Zoho Checkout?
      Top alternatives to Zoho Checkout include Mollie, Paytm Payment Gateway, Razorpay, Payoneer, Tranzzo.