Heartland Payment Processing vs Chargezoom Comparison
Heartland Payment Processing
Starting at Contact for pricing
- Medium Business
- Small Business
Heartland Payment Processing software was designed with convenience in mind. A "point of sale payment processing" system, it offers the ability to run a business without having to purchase bulky expensive equipment or hi…
Chargezoom
Starting at $20 /Month
- Large Enterprises
- Medium Business
ChargeZoom is a payment processing solution that makes accepting credit card payments easy. Our advanced online software and mobile app allow our clients to process payments from their own websites and mobile apps, using…
Chargezoom leads on user satisfaction with a 5.0-star rating across 1 reviews.
Heartland Payment Processing vs Chargezoom — at a glance
| Feature | Heartland Payment Processing | Chargezoom |
|---|---|---|
| Rating | 4.8 / 5 | 5.0 / 5 |
| Reviews | 10 | 1 |
| Starting price | Contact for pricing | $20 /Month |
| Free trial | No | No |
| Free version | No | No |
| Best for | Medium Business, Small Business | Large Enterprises, Medium Business, Small Business |
| Category | Payment Processing Software | Payment Processing Software |
| Platforms | SaaS/Web/Cloud | SaaS/Web/Cloud |
| API | — | Available |
| Support modes | 24/7 (Live rep), Online | 24/7 (Live rep), Business Hours, Online |
| Certifications | SOC 2, GDPR, ISO 27001 | GDPR |
| Data residency | US | US |
Key differences between Heartland Payment Processing and Chargezoom
- Pricing: Chargezoom starts at $20 /Month. Heartland Payment Processing pricing is not publicly listed.
- Target audience: Heartland Payment Processing is built for Medium Business and Small Business, while Chargezoom targets Large Enterprises and Medium Business.
- User satisfaction: Chargezoom scores higher with a 5.0-star average.
- Deployment: Heartland Payment Processing supports SaaS/Web/Cloud; Chargezoom supports SaaS/Web/Cloud.
Heartland Payment Processing vs Chargezoom — find the better fit before you commit.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
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Heartland Payment Processing vs Chargezoom: Biggest differences
Start here before you go deeper into features.
Medium Business, Small Business
Best for small to medium businesses needing secure, easy multi-channel payments.
- You want a simple, streamlined payment solution with low setup complexity.
- You need secure payment processing with proprietary encryption methods.
- You require support for multiple payment types including credit cards and Apple Pay.
- Your business requires extensive custom payment workflows or niche integrations.
- You need transparent, detailed pricing information upfront for budgeting.
Heartland Payment Processing typically suits Medium Business and Small Business. Chargezoom tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.
Description | Heartland Payment Processing software was designed with convenience in mind. A "point of sale payment processing" system, it offers the ability to run a business without having to purchase ... Read More about Heartland Payment Processing | ChargeZoom is a payment processing solution that makes accepting credit card payments easy. Our advanced online software and mobile app allow our clients to process payments from their own ... Read More about Chargezoom |
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Entry Level Pricing |
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User RatingsBased on verified Spotsaas reviews | ||
Best Company Size | — | Small BusinessMedium Business |
Get pricing help | Get pricing help |
Software Demo
Demo |
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How do Heartland Payment Processing and Chargezoom Compare on Features?
Total Features | 8 Features | 8 Features |
|---|---|---|
Unique Features | No unique features | No unique features |
Get Quote | Get Quote |
Compare Heartland Payment Processing and Chargezoom on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
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Pricing Page | Pricing information not available |  |
Heartland Payment Processing vs Chargezoom: Other Details
Organization Types supported |
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Platforms Supported |
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Get help choosing | Get help choosing |
Heartland Payment Processing vs Chargezoom Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | ✓ Yes | — |
|---|---|---|
HIPAA | ✗ No | ✗ No |
GDPR | ✓ Yes | ✓ Yes |
ISO 27001 | ✓ Yes | — |
Multi-Factor Auth (MFA) | ✓ Yes | — |
Data Encryption | ✓ Yes | ✓ Yes |
Audit Logs | ✓ Yes | — |
Data Residency | 🇺🇸 US | 🇺🇸 US |
Heartland Payment Processing User Reviews & Rating Comparison
User Ratings | ||
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Rating Distribution | ||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Buyer sentiment is very strong across 20 reviews, with consistently positive feedback. What buyers like
Common complaints
| Buyer sentiment Overall buyer sentiment is very positive but based on a limited number of reviews. What buyers like
Common complaints
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Pros and Cons |
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Positive Reviews | No reviews available for the product | No reviews available for the product |
Media and Screenshots
Videos |  1 Videos |  1 Videos |
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, Heartland Payment Processing or Chargezoom?
- Chargezoom edges out the other on user ratings (5.0 vs 4.8). That said, the best pick depends on your use case, so use the comparison tables above to evaluate each dimension.
- Do Heartland Payment Processing and Chargezoom offer a free trial?
- Neither Heartland Payment Processing nor Chargezoom currently lists a free trial.
- What is the starting price of Heartland Payment Processing vs Chargezoom?
- Heartland Payment Processing starts at Contact for pricing. Chargezoom starts at $20 /Month.
- What are the top alternatives to Heartland Payment Processing?
- Top alternatives to Heartland Payment Processing include Shift4 Payments, Merchant One, Square Payments, MagicPay, EPX.
- What are the top alternatives to Chargezoom?
- Top alternatives to Chargezoom include Merchant One, Afterpay, Paymentwall, Sezzle, Global Payments.