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Gravity Payments vs Heartland Payment Processing Comparison

Last updated:

Gravity Payments

3.7(1 reviews)

Starting at Contact for pricing

  • Individuals
  • Medium Business

Gravity Payments is a payment processing platform that handles credit and debit card transactions across mobile, e-commerce, and point-of-sale channels. It includes real-time receivable management and a support team that…

Heartland Payment Processing

4.4(55 reviews)

Starting at Contact for pricing

  • Medium Business
  • Small Business

Heartland Payment Processing software was designed with convenience in mind. A "point of sale payment processing" system, it offers the ability to run a business without having to purchase bulky expensive equipment or hi…

Heartland Payment Processing leads on user satisfaction with a 4.4-star rating across 55 reviews.

Gravity Payments vs Heartland Payment Processing — at a glance

FeatureGravity PaymentsHeartland Payment Processing
Rating3.7 / 54.4 / 5
Reviews155
Starting priceContact for pricingContact for pricing
Free trial No No
Free version No No
Best forIndividuals, Medium Business, Small BusinessMedium Business, Small Business
CategoryPayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud
APIAvailable
Support modesOnline24/7 (Live rep), Online
CertificationsSOC 2SOC 2, GDPR, ISO 27001
Data residencyUSUS

Key differences between Gravity Payments and Heartland Payment Processing

  • Target audience: Gravity Payments is built for Individuals and Medium Business, while Heartland Payment Processing targets Medium Business and Small Business.
  • User satisfaction: Heartland Payment Processing scores higher with a 4.4-star average.
  • Deployment: Gravity Payments supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Heartland Payment Processing supports SaaS/Web/Cloud.

Gravity Payments vs Heartland Payment Processing — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Gravity Payments - Payment Processing Software
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Free PDF comparison

Download this Gravity Payments vs Heartland Payment Processing comparison

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Biggest differences

Start here before you go deeper into features.

Gravity Payments

Best for

Individuals, Medium Business, Small Business

Heartland Payment Processing

Best for

Medium Business, Small Business

Gravity Payments typically suits Individuals and Medium Business. Heartland Payment Processing tends to fit Medium Business and Small Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Gravity Payments is a payment processing platform that handles credit and debit card transactions across mobile, e-commerce, and point-of-sale channels. It includes real-time receivable ... Read More about Gravity Payments

Heartland Payment Processing software was designed with convenience in mind. A "point of sale payment processing" system, it offers the ability to run a business without having to purchase ... Read More about Heartland Payment Processing

Free Trial Availability

  • No free trial
  • No free trial

User Ratings

Based on verified Spotsaas reviews

3.7

(1)

4.4

(55)
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Software Demo

Demo

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How do Gravity Payments and Heartland Payment Processing Compare on Features?

Total Features

8 Features

8 Features

Unique Features

No unique features

No unique features

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Get Quote

Compare Gravity Payments and Heartland Payment Processing on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Pricing Plans

      • Not Available
      • Not Available

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Not Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes
      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes

      ISO 27001

      ✓ Yes

      Multi-Factor Auth (MFA)

      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Audit Logs

      ✓ Yes

      Data Residency

      🇺🇸 US
      🇺🇸 US

      Gravity Payments User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      1

      0

      0

      0

      0

      18

      2

      0

      0

      0

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Buyer sentiment is mixed to positive across 1 reviews, with clear strengths and a few common watchouts.

      What buyers like

      • Hassle-free card processing
      • Efficient for various industries
      • Real-time receivable management

      Common complaints

      • May have higher fees
      • Limited international support
      • Not suitable for all business sizes

      Buyer sentiment

      Buyer sentiment is positive across 20 reviews, with strong overall satisfaction.

      What buyers like

      • User-friendly interface
      • No bulky equipment needed
      • Real-time transaction tracking

      Common complaints

      • Limited advanced features
      • May require internet access
      • Not suitable for large enterprises

      Pros and Cons

      • Efficient processing for a wide range of industries.

      • Real-time management tools enhance cash flow visibility.

      • Expert support helps businesses optimize payment processes.

      • Fees may be higher than some competitors.

      • Limited international support could be a drawback.

      • The software eliminates the need for expensive hardware, making it cost-effective.

      • Real-time transaction tracking enhances operational efficiency.

      • The online portal provides easy access to transaction history.

      • Limited scalability for larger businesses.

      • May lack some advanced features offered by competitors.

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Used Gravity Payments or Heartland Payment Processing? Tell buyers what actually differs.

      Media and Screenshots

      Videos

      video-0

      1 Videos

      video-0

      1 Videos

      Top Alternatives to Gravity Payments and Heartland Payment Processing in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Gravity Payments or Heartland Payment Processing?
      Heartland Payment Processing edges out the other on user ratings (4.4 vs 3.7). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Gravity Payments and Heartland Payment Processing offer a free trial?
      Neither Gravity Payments nor Heartland Payment Processing currently lists a free trial.
      What is the starting price of Gravity Payments vs Heartland Payment Processing?
      Gravity Payments starts at Contact for pricing. Heartland Payment Processing starts at Contact for pricing.
      What are the top alternatives to Gravity Payments?
      Top alternatives to Gravity Payments include Stripe Payments, Square Payments, CardConnect, MagicPay, Checkout.com.
      What are the top alternatives to Heartland Payment Processing?
      Top alternatives to Heartland Payment Processing include WePay, Square Payments, PayPal Here, Braintree Direct, QuickBooks Payments.