GoCardless vs PagBank Comparison
GoCardless
Starting at Contact for pricing
- Free Trial
- Large Enterprises
- Medium Business
GoCardless is a bank payment platform for collecting recurring payments directly from customers' bank accounts, using Direct Debit, ACH, Bacs, SEPA and open banking rather than card networks. It is built for subscription…
PagBank
Starting at Débito: 2.39% | Crédito 1x: 4.99% | Pix: 0%
- Small Business
- Medium Business
PagBank (formerly PagSeguro) is a comprehensive fintech platform serving Brazilian micro-entrepreneurs, small businesses, and retailers with integrated payment processing and digital banking services. The platform enable…
GoCardless leads on user satisfaction with a 4.3-star rating across 446 reviews.
GoCardless vs PagBank — at a glance
| Feature | GoCardless | PagBank |
|---|---|---|
| Rating | 4.3 / 5 | — |
| Reviews | 446 | — |
| Starting price | Contact for pricing | Débito: 2.39% | Crédito 1x: 4.99% | Pix: 0% |
| Free trial | Yes | No |
| Free version | No | No |
| Best for | Large Enterprises, Medium Business, Small Business | Small Business, Medium Business, Freelancers |
| Category | Payment Processing Software | Payment Processing Software |
| Platforms | SaaS/Web/Cloud | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS |
| API | Available | Available |
| Support modes | Online | Phone, Email, Documentation, Live Chat |
| Certifications | SOC 2 | — |
| Data residency | Global | — |
Key differences between GoCardless and PagBank
- Pricing: PagBank starts at Débito: 2.39% | Crédito 1x: 4.99% | Pix: 0%. GoCardless pricing is not publicly listed.
- Free trial: GoCardless offers a free trial; PagBank does not.
- Target audience: GoCardless is built for Large Enterprises and Medium Business, while PagBank targets Small Business and Medium Business.
- Deployment: GoCardless supports SaaS/Web/Cloud; PagBank supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.
GoCardless vs PagBank — find the better fit before you commit.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
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Product tour
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GoCardless vs PagBank: Biggest differences
Start here before you go deeper into features.
Large Enterprises, Medium Business, Small Business
Small Business, Medium Business, Freelancers
GoCardless typically suits Large Enterprises and Medium Business. PagBank tends to fit Small Business and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.
Description | GoCardless is a bank payment platform for collecting recurring payments directly from customers' bank accounts, using Direct Debit, ACH, Bacs, SEPA and open banking rather than card ... Read More about GoCardless | PagBank (formerly PagSeguro) is a comprehensive fintech platform serving Brazilian micro-entrepreneurs, small businesses, and retailers with integrated payment processing and digital ... Read More about PagBank |
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Entry Level Pricing |
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User RatingsBased on verified Spotsaas reviews | ||
Get pricing help | Get pricing help |
Software Demo
Demo |  PagBank has not given any software demo yet If you're the owner of this profile, add your demo.Contact us |
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How do GoCardless and PagBank Compare on Features?
Total Features | 8 Features | 5 Features |
|---|---|---|
Unique Features | No unique features | No unique features |
Get Quote | Get Quote |
Compare GoCardless and PagBank on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
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Pricing Page |  | Pricing information not available |
GoCardless vs PagBank: Other Details
Organization Types supported |
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Platforms Supported |
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API Support |
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Get help choosing | Get help choosing |
GoCardless vs PagBank Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | ✓ Yes | — |
|---|---|---|
HIPAA | ✗ No | — |
Data Residency | 🌐 Global | — |
GoCardless User Reviews & Rating Comparison
User Ratings | No reviews available for the product | |
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Rating Distribution | No reviews available for this product | |
Spotsaas Editor’s POV generated by AI | Buyer sentiment Buyer sentiment is positive across 580 reviews, with strong overall satisfaction. What buyers like
Common complaints
| No expert review available for this product |
Pros and Cons |
| No pros or cons available for this product |
Positive Reviews | No reviews available for the product | No reviews available for the product |
| Negative Reviews | No reviews available for the product | No reviews available for the product |
Media and Screenshots
Screenshots |  3 Screenshots | No screenshots available. |
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Videos |  3 Videos | No videos available. |
Top Alternatives to GoCardless and PagBank in 2026
Alternatives |
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, GoCardless or PagBank?
- GoCardless edges out the other on user ratings (4.3 vs 0.0). That said, the best pick depends on your use case, so use the comparison tables above to evaluate each dimension.
- Do GoCardless and PagBank offer a free trial?
- GoCardless offers a free trial. PagBank does not.
- What is the starting price of GoCardless vs PagBank?
- GoCardless starts at Contact for pricing. PagBank starts at Débito: 2.39% | Crédito 1x: 4.99% | Pix: 0%.
- What are the top alternatives to GoCardless?
- Top alternatives to GoCardless include Quantum Electronic Payments, PaymentSpring, Chargezoom, CardWatch, Genome Wallet.
- What are the top alternatives to PagBank?
- Top alternatives to PagBank include Laybuy, PayAnywhere, Square Payments, SecurePay, Gravity Payments.