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EPX vs Heartland Payment Processing Comparison

Last updated:

EPX

4.5(20 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Our EPX payment processing software is a cloud-based software program designed to handle multiple credit/debit/cash transactions and customer data. EPX is PCI-DSS compliant, easy-to-use, and comes in three editions, all…

Heartland Payment Processing

4.8(10 reviews)

Starting at Contact for pricing

  • Medium Business
  • Small Business

Heartland Payment Processing software was designed with convenience in mind. A "point of sale payment processing" system, it offers the ability to run a business without having to purchase bulky expensive equipment or hi…

Heartland Payment Processing leads on user satisfaction with a 4.8-star rating across 10 reviews.

EPX vs Heartland Payment Processing — at a glance

FeatureEPXHeartland Payment Processing
Rating4.5 / 54.8 / 5
Reviews2010
Starting priceContact for pricingContact for pricing
Free trial No No
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessMedium Business, Small Business
CategoryPayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/CloudSaaS/Web/Cloud
API——
Support modesOnline24/7 (Live rep), Online
CertificationsSOC 2, GDPRSOC 2, GDPR, ISO 27001
Data residencyUSUS

Key differences between EPX and Heartland Payment Processing

  • Target audience: EPX is built for Large Enterprises and Medium Business, while Heartland Payment Processing targets Medium Business and Small Business.
  • User satisfaction: Heartland Payment Processing scores higher with a 4.8-star average.
  • Deployment: EPX supports SaaS/Web/Cloud; Heartland Payment Processing supports SaaS/Web/Cloud.

EPX vs Heartland Payment Processing — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

EPX - Payment Processing Software
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EPX vs Heartland Payment Processing: Biggest differences

Start here before you go deeper into features.

EPX

Best for

Large Enterprises, Medium Business, Small Business

Heartland Payment Processing

Best for

Medium Business, Small Business

EPX typically suits Large Enterprises and Medium Business. Heartland Payment Processing tends to fit Medium Business and Small Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Our EPX payment processing software is a cloud-based software program designed to handle multiple credit/debit/cash transactions and customer data. EPX is PCI-DSS compliant, easy-to-use, ... Read More about EPX

Heartland Payment Processing software was designed with convenience in mind. A "point of sale payment processing" system, it offers the ability to run a business without having to purchase ... Read More about Heartland Payment Processing

Free Trial Availability

  • No free trial
  • No free trial

User Ratings

Based on verified Spotsaas reviews

4.55

(20)

4.75

(10)
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Get pricing help

Software Demo

Demo

No software demo available

EPX has not given any software demo yet

If you're the owner of this profile, add your demo.Contact us

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How do EPX and Heartland Payment Processing Compare on Features?

Total Features

8 Features

8 Features

Unique Features

No unique features

No unique features

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Get Quote

Compare EPX and Heartland Payment Processing on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Pricing Plans

      • Not Available
      • Not Available

      EPX vs Heartland Payment Processing: Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Not Available
      • Not Available
      Get help choosing
      Get help choosing

      EPX vs Heartland Payment Processing Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes
      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes
      ✓ Yes

      ISO 27001

      —
      ✓ Yes

      Multi-Factor Auth (MFA)

      —
      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Audit Logs

      —
      ✓ Yes

      Data Residency

      🇺🇸 US
      🇺🇸 US

      EPX User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      20

      10

      0

      0

      0

      18

      2

      0

      0

      0

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Buyer sentiment is very strong across 30 reviews, with consistently positive feedback.

      What buyers like

      • Cloud-based solution
      • Multiple transaction types
      • PCI-DSS compliant

      Common complaints

      • Limited features in lower editions
      • Complex setup for some users
      • Not suitable for very small businesses

      Buyer sentiment

      Buyer sentiment is very strong across 20 reviews, with consistently positive feedback.

      What buyers like

      • User-friendly interface
      • No bulky equipment needed
      • Real-time transaction tracking

      Common complaints

      • Limited advanced features
      • May require internet access
      • Not suitable for large enterprises

      Pros and Cons

      • Highly customizable with different editions for various needs.

      • Strong compliance with security standards.

      • User-friendly interface for transaction management.

      • Complex setup may require IT assistance.

      • Limited features in lower-tier editions.

      • The software eliminates the need for expensive hardware, making it cost-effective.

      • Real-time transaction tracking enhances operational efficiency.

      • The online portal provides easy access to transaction history.

      • Limited scalability for larger businesses.

      • May lack some advanced features offered by competitors.

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Used EPX or Heartland Payment Processing? Tell buyers what actually differs.

      Media and Screenshots

      Videos

      No videos available.

      video-0

      1 Videos

      Top Alternatives to EPX and Heartland Payment Processing in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, EPX or Heartland Payment Processing?
      Heartland Payment Processing edges out the other on user ratings (4.8 vs 4.5). That said, the best pick depends on your use case, so use the comparison tables above to evaluate each dimension.
      Do EPX and Heartland Payment Processing offer a free trial?
      Neither EPX nor Heartland Payment Processing currently lists a free trial.
      What is the starting price of EPX vs Heartland Payment Processing?
      EPX starts at Contact for pricing. Heartland Payment Processing starts at Contact for pricing.
      What are the top alternatives to EPX?
      Top alternatives to EPX include MagicPay, Global Payments, Merchant e-Solutions, Fattmerchant, PaymentSpring.
      What are the top alternatives to Heartland Payment Processing?
      Top alternatives to Heartland Payment Processing include Shift4 Payments, Merchant One, Square Payments, MagicPay, EPX.