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Cheddar Up vs Paytm Payment Gateway Comparison

Last updated:

Cheddar Up

4.4(387 reviews)

Starting at $10 /Month

  • Large Enterprises
  • Medium Business

Cheddar Up is a payment gateway designed for e-commerce businesses. It allows you to accept credit card, ACH, direct debit, purchase order and check payments, without any chargebacks, minimum sales or monthly fees. Build…

Paytm Payment Gateway

4.5(86 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, transaction confirmation email for buyers…

Paytm Payment Gateway leads on user satisfaction with a 4.5-star rating across 86 reviews.

Cheddar Up vs Paytm Payment Gateway — at a glance

FeatureCheddar UpPaytm Payment Gateway
Rating4.4 / 54.5 / 5
Reviews38786
Starting price$10 /MonthContact for pricing
Free trial No No
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud, Mobile - Android, Mobile - iOS
APIAvailable
Support modesBusiness Hours, OnlineOnline
CertificationsGDPR
Data residencyGlobalIndia

Key differences between Cheddar Up and Paytm Payment Gateway

  • Pricing: Cheddar Up starts at $10 /Month. Paytm Payment Gateway pricing is not publicly listed.
  • User satisfaction: Paytm Payment Gateway scores higher with a 4.5-star average.
  • Deployment: Cheddar Up supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Paytm Payment Gateway supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

Cheddar Up vs Paytm Payment Gateway — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Cheddar Up - Payment Gateway Software
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Biggest differences

Start here before you go deeper into features.

Cheddar Up

Best for small to medium e-commerce businesses needing flexible, fee-free payment options.

Choose if
  • You want to accept diverse payment methods including ACH, credit cards, and checks without monthly fees.
  • You need a simple, quick-to-setup payment gateway with no minimum sales requirements.
  • Your team values a user-friendly interface for streamlined payment processing.
Consider alternatives if
  • Your business requires advanced fraud detection and security features.
  • You need extensive custom integrations or complex enterprise-level payment workflows.

Paytm Payment Gateway

Best for SMEs needing fast, secure mobile and QR code payment processing.

Choose if
  • You run a retail or small-to-medium business accepting mobile and online payments.
  • You want seamless integration with Paytm Wallet for easy wallet balance transfers.
  • You need quick transaction settlements with instant payment notifications and security.
Consider alternatives if
  • Your business requires extensive international payment processing capabilities.
  • You need advanced marketplace integrations for complex multi-vendor environments.

Cheddar Up: Best for small to medium e-commerce businesses needing flexible, fee-free payment options. Paytm Payment Gateway: Best for SMEs needing fast, secure mobile and QR code payment processing.

Description

Cheddar Up is a payment gateway designed for e-commerce businesses. It allows you to accept credit card, ACH, direct debit, purchase order and check payments, without any chargebacks, ... Read More about Cheddar Up

The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, ... Read More about Paytm Payment Gateway

Entry Level Pricing

  • Starts from $10
  • Not Available

Free Trial Availability

  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

8.6/10

8.9/10

User Ratings

Based on verified Spotsaas reviews

4.5

(86)

Best Company Size

Small BusinessMedium Business
1-50 employees51-500 employees
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How do Cheddar Up and Paytm Payment Gateway Compare on Features?

Total Features

7 Features

7 Features

Unique Features

No unique features

No unique features

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Get Quote

Compare Cheddar Up and Paytm Payment Gateway on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • $10
      • Not Available

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Cheddar Up pricing
      Paytm Payment Gateway pricing

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Not Available
      • Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Data Residency

      🌐 Global
      🇮🇳 India

      Cheddar Up User Reviews & Rating Comparison

      User Ratings

      4.4

      (based on 387 reviews)

      Rating Distribution

      0

      0

      0

      0

      0

      124

      8

      0

      0

      0

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Overall positive user sentiment highlighting ease of use and flexible payment options, with some concerns about pricing clarity and advanced features.

      What buyers like

      • Ease of use
      • Variety of payment options
      • No monthly fees

      Common complaints

      • Pricing transparency
      • Limited advanced features

      Buyer sentiment

      Overall positive buyer sentiment highlighting ease of use and quick settlements, tempered by occasional transaction delays and support inconsistencies.

      What buyers like

      • Ease of use
      • Quick transaction settlements
      • Security and payment notifications

      Common complaints

      • Transaction delays
      • Customer support inconsistencies

      Pros and Cons

      • No chargebacks, minimum sales, or monthly fees

      • Supports multiple payment methods including credit card, ACH, direct debit, purchase order, and checks

      • User-friendly interface for quick payment setup

      • Limited information on advanced payment features

      • Lack of detailed pricing transparency

      • Fast and convenient conversion of Paytm gift wallet balances to bank accounts

      • High transaction success rate with 128-bit encryption and instant payment notifications

      • Lag-free application with easy settlement features and QR payment support

      • Occasional delays in transaction processing and complexity in payment settlements

      • Inconsistent customer support response times and occasional UI lags

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Media and Screenshots

      Screenshots

      How to accept a manager invite

      1 Screenshots

      Business with Paytm

      1 Screenshots

      Videos

      video-0

      1 Videos

      video-0

      3 Videos

      Top Alternatives to Cheddar Up and Paytm Payment Gateway in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Cheddar Up or Paytm Payment Gateway?
      Paytm Payment Gateway edges out the other on user ratings (4.5 vs 4.4). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Cheddar Up and Paytm Payment Gateway offer a free trial?
      Neither Cheddar Up nor Paytm Payment Gateway currently lists a free trial.
      What is the starting price of Cheddar Up vs Paytm Payment Gateway?
      Cheddar Up starts at $10 /Month. Paytm Payment Gateway starts at Contact for pricing.
      What are the top alternatives to Cheddar Up?
      Top alternatives to Cheddar Up include PayU, Venmo for Business, Square Payments, Square Invoices, UniPay Gateway.
      What are the top alternatives to Paytm Payment Gateway?
      Top alternatives to Paytm Payment Gateway include PayU, DirecPay, PayPal, Instamojo, MobiKwik Payment Gateway.

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