Cashfree Payments vs Instamojo Comparison
Cashfree Payments
Starting at Contact for pricing
- Individuals
- Freelancers / Consultants
Cashfree Payments is a payment gateway for Indian businesses that handles both payment collection and disbursement. It supports recurring subscriptions, bank account verification, and payouts to bank accounts, PayTM wall…
Instamojo
Starting at Contact for pricing
- Large Enterprises
- Medium Business
Instamojo is a payment gateway for Indian small businesses and solopreneurs that need to accept credit cards, debit cards, and UPI payments online with minimal setup. The platform charges 2% plus Rs 3 per transaction, bu…
Cashfree Payments leads on user satisfaction with a 4.5-star rating across 4 reviews.
Cashfree Payments vs Instamojo — at a glance
| Feature | Cashfree Payments | Instamojo |
|---|---|---|
| Rating | 4.5 / 5 | 2.6 / 5 |
| Reviews | 4 | 33 |
| Starting price | Contact for pricing | Contact for pricing |
| Free trial | No | No |
| Free version | No | No |
| Best for | Individuals, Freelancers / Consultants, Large Enterprises | Large Enterprises, Medium Business, Small Business |
| Category | Payment Gateway Software | Payment Gateway Software |
| Platforms | SaaS/Web/Cloud, Mobile - Android | SaaS/Web/Cloud, Mobile - Android |
| API | Available | Available |
| Support modes | Online | Business Hours, Online |
| Certifications | GDPR | GDPR |
| Data residency | India | India |
Key differences between Cashfree Payments and Instamojo
- Target audience: Cashfree Payments is built for Individuals and Freelancers / Consultants, while Instamojo targets Large Enterprises and Medium Business.
- User satisfaction: Cashfree Payments scores higher with a 4.5-star average.
- Deployment: Cashfree Payments supports SaaS/Web/Cloud, Mobile - Android; Instamojo supports SaaS/Web/Cloud, Mobile - Android.
Cashfree Payments vs Instamojo — find the better fit before you commit.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
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Biggest differences
Start here before you go deeper into features.
Best for Indian businesses needing fast, secure payment collection and disbursal.
- You run an e-commerce or subscription business in India requiring quick payouts.
- Your finance or payment operations team needs seamless integration with bank verification.
- You require both local and international fund transfers with fast processing times.
- You need transparent, fixed pricing plans for predictable budgeting.
- Your business operates globally with multi-currency requirements beyond INR.
Best for small to medium businesses needing simple, multi-currency payment processing.
- You need fast payout processing within 72 hours to improve cash flow.
- You want a user-friendly, straightforward interface for easy transaction management.
- Your business requires support for multiple payment methods including credit/debit cards and PayPal.
- Your business demands highly responsive and proactive customer support.
- You cannot tolerate risks of account freezing or funds being held without clear communication.
Cashfree Payments: Best for Indian businesses needing fast, secure payment collection and disbursal. Instamojo: Best for small to medium businesses needing simple, multi-currency payment processing.
Description | Cashfree Payments is a payment gateway for Indian businesses that handles both payment collection and disbursement. It supports recurring subscriptions, bank account verification, and ... Read More about Cashfree Payments | Instamojo is a payment gateway for Indian small businesses and solopreneurs that need to accept credit cards, debit cards, and UPI payments online with minimal setup. The platform charges ... Read More about Instamojo |
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Free Trial Availability |
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SpotScoreWhat's this? ↗ | 8.6/10 | 8.6/10 |
User RatingsBased on verified Spotsaas reviews | ||
Best Company Size | Small BusinessMedium Business | 1-50 employees51-500 employees |
Get pricing help | Get pricing help |
Software Demo
Demo |
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How do Cashfree Payments and Instamojo Compare on Features?
Total Features | 7 Features | 7 Features |
|---|---|---|
Unique Features | No unique features | No unique features |
Get Quote | Get Quote |
Compare Cashfree Payments and Instamojo on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
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Other Details
Organization Types supported |
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Platforms Supported |
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Modes of support |
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API Support |
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Get help choosing | Get help choosing |
Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
HIPAA | ✗ No | ✗ No |
|---|---|---|
GDPR | ✓ Yes | ✓ Yes |
Data Encryption | ✓ Yes | ✓ Yes |
Data Residency | 🇮🇳 India | 🇮🇳 India |
Cashfree Payments User Reviews & Rating Comparison
User Ratings | ||
|---|---|---|
Rating Distribution | ||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Overall positive sentiment highlighting ease of integration and fast payment processing, tempered by limited user feedback and pricing opacity. What buyers like
Common complaints
| Buyer sentiment Mixed user sentiment with praise for ease of use and payout speed but significant frustration over customer support and account freezing issues. What buyers like
Common complaints
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Pros and Cons |
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Positive Reviews | No reviews available for the product | No reviews available for the product |
| Negative Reviews | No reviews available for the product | No reviews available for the product |
List of Customers
Customers |  Dunzo  Shell  Zomato |  Malanad Plantations  Yazon  AE RI Sakhi |
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Media and Screenshots
Screenshots |  4 Screenshots |  4 Screenshots |
|---|---|---|
Videos |  3 Videos |  4 Videos |
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Alternatives |
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, Cashfree Payments or Instamojo?
- Cashfree Payments edges out the other on user ratings (4.5 vs 2.6). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do Cashfree Payments and Instamojo offer a free trial?
- Neither Cashfree Payments nor Instamojo currently lists a free trial.
- What is the starting price of Cashfree Payments vs Instamojo?
- Cashfree Payments starts at Contact for pricing. Instamojo starts at Contact for pricing.
- What are the top alternatives to Cashfree Payments?
- Top alternatives to Cashfree Payments include PayU, PaySimple, Paytm Payment Gateway, BizPayO, India Online Pay.
- What are the top alternatives to Instamojo?
- Top alternatives to Instamojo include Stripe Payments, PayU, Paytm Payment Gateway, MobiKwik Payment Gateway, Razorpay.