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Cashfree Payments vs Instamojo Comparison

Last updated:

Cashfree Payments

4.5(4 reviews)

Starting at Contact for pricing

  • Individuals
  • Freelancers / Consultants

Introducing Cashfree Payments, your all-in-one solution for financial transactions. With its seamless integration, Cashfree allows you to collect and disburse payments swiftly, making it the preferred choice for Indian b…

Instamojo

2.6(33 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and user-friendly interface and supports variou…

Cashfree Payments leads on user satisfaction with a 4.5-star rating across 4 reviews.

Cashfree Payments vs Instamojo — at a glance

FeatureCashfree PaymentsInstamojo
Rating4.5 / 52.6 / 5
Reviews433
Starting priceContact for pricingContact for pricing
Free trial No No
Free version No No
Best forIndividuals, Freelancers / Consultants, Large EnterprisesLarge Enterprises, Medium Business, Small Business
CategoryPayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/Cloud, Mobile - AndroidSaaS/Web/Cloud, Mobile - Android
APIAvailableAvailable
Support modesOnlineBusiness Hours, Online
CertificationsGDPRGDPR
Data residencyIndiaIndia

Key differences between Cashfree Payments and Instamojo

  • Target audience: Cashfree Payments is built for Individuals and Freelancers / Consultants, while Instamojo targets Large Enterprises and Medium Business.
  • User satisfaction: Cashfree Payments scores higher with a 4.5-star average.
  • Deployment: Cashfree Payments supports SaaS/Web/Cloud, Mobile - Android; Instamojo supports SaaS/Web/Cloud, Mobile - Android.

Cashfree Payments vs Instamojo — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Cashfree Payments - Payment Gateway Software
Talk to an expert
Talk to an expert
Instamojo - Payment Gateway Software
Talk to an expert
Talk to an expert

Free PDF comparison

Download this Cashfree Payments vs Instamojo comparison

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Biggest differences

Start here before you go deeper into features.

Cashfree Payments

Best for Indian businesses needing fast, secure payment collection and disbursal.

Choose if
  • You run an e-commerce or subscription business in India requiring quick payouts.
  • Your finance or payment operations team needs seamless integration with bank verification.
  • You require both local and international fund transfers with fast processing times.
Consider alternatives if
  • You need transparent, fixed pricing plans for predictable budgeting.
  • Your business operates globally with multi-currency requirements beyond INR.

Instamojo

Best for small to medium businesses needing simple, multi-currency payment processing.

Choose if
  • You need fast payout processing within 72 hours to improve cash flow.
  • You want a user-friendly, straightforward interface for easy transaction management.
  • Your business requires support for multiple payment methods including credit/debit cards and PayPal.
Consider alternatives if
  • Your business demands highly responsive and proactive customer support.
  • You cannot tolerate risks of account freezing or funds being held without clear communication.

Cashfree Payments: Best for Indian businesses needing fast, secure payment collection and disbursal. Instamojo: Best for small to medium businesses needing simple, multi-currency payment processing.

Description

Introducing Cashfree Payments, your all-in-one solution for financial transactions. With its seamless integration, Cashfree allows you to collect and disburse payments swiftly, making it ... Read More about Cashfree Payments

Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and ... Read More about Instamojo

Free Trial Availability

  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

8.6/10

8.6/10

User Ratings

Based on verified Spotsaas reviews

4.5

(4)

2.6

(33)

Best Company Size

Small BusinessMedium Business
1-50 employees51-500 employees
Get pricing help
Get pricing help

Software Demo

Demo

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Step 1 of 4

How big is your team?

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How do Cashfree Payments and Instamojo Compare on Features?

Total Features

7 Features

7 Features

Unique Features

No unique features

No unique features

Get Quote
Get Quote

Compare Cashfree Payments and Instamojo on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Cashfree Payments pricing
      Instamojo pricing

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes
      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Data Residency

      🇮🇳 India
      🇮🇳 India

      Cashfree Payments User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      3

      1

      0

      0

      0

      0

      1

      1

      1

      11

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Overall positive sentiment highlighting ease of integration and fast payment processing, tempered by limited user feedback and pricing opacity.

      What buyers like

      • Ease of integration
      • Payment security
      • Fast payout processing

      Common complaints

      • Pricing transparency
      • Limited user reviews

      Buyer sentiment

      Mixed user sentiment with praise for ease of use and payout speed but significant frustration over customer support and account freezing issues.

      What buyers like

      • Ease of use
      • Fast payout processing
      • Multi-currency support

      Common complaints

      • Poor customer support
      • Account freezing and fund holds

      Pros and Cons

      • Seamless integration for swift payment collection and disbursal

      • Secure payments with bank account verification

      • Fast local and international fund receipt within 48 hours

      • Pricing is quotation-based and not publicly disclosed

      • Limited information on advanced features or customization

      • Quick response time enabling payouts within 72 hours

      • User-friendly and straightforward interface

      • Supports multiple payment methods including credit/debit cards and PayPal

      • Unresponsive customer support with long wait times

      • Instances of account freezing and funds being held without clear communication

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Negative Reviews

      No reviews available for the product

      No reviews available for the product

      List of Customers

      Customers

      Dunzo

      Dunzo

      Shell

      Shell

      Zomato

      Zomato

      Malanad Plantations

      Malanad Plantations

      Yazon

      Yazon

      AE RI Sakhi

      AE RI Sakhi

      Media and Screenshots

      Screenshots

      Shopify Payment Gateway India Integration 1

      4 Screenshots

      Embed Instamojo Payment Button

      4 Screenshots

      Videos

      video-0

      3 Videos

      video-0

      4 Videos

      Top Alternatives to Cashfree Payments and Instamojo in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Cashfree Payments or Instamojo?
      Cashfree Payments edges out the other on user ratings (4.5 vs 2.6). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Cashfree Payments and Instamojo offer a free trial?
      Neither Cashfree Payments nor Instamojo currently lists a free trial.
      What is the starting price of Cashfree Payments vs Instamojo?
      Cashfree Payments starts at Contact for pricing. Instamojo starts at Contact for pricing.
      What are the top alternatives to Cashfree Payments?
      Top alternatives to Cashfree Payments include PayU, PaySimple, Paytm Payment Gateway, BizPayO, India Online Pay.
      What are the top alternatives to Instamojo?
      Top alternatives to Instamojo include Stripe Payments, PayU, Paytm Payment Gateway, MobiKwik Payment Gateway, Razorpay.

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