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Authorize.Net vs PagBank Comparison

Last updated:

Authorize.Net

4.1(280 reviews)

Starting at $25 /Month

  • Large Enterprises
  • Medium Business

Authorize.Net is a payment gateway for businesses that process credit card and electronic check payments on websites and mobile apps, with broad support for major e-commerce platforms and accounting integrations. It carr…

PagBank

Starting at Débito: 2.39% | Crédito 1x: 4.99% | Pix: 0%

  • Small Business
  • Medium Business

PagBank (formerly PagSeguro) is a comprehensive fintech platform serving Brazilian micro-entrepreneurs, small businesses, and retailers with integrated payment processing and digital banking services. The platform enable…

Authorize.Net leads on user satisfaction with a 4.1-star rating across 280 reviews.

Authorize.Net vs PagBank — at a glance

FeatureAuthorize.NetPagBank
Rating4.1 / 5
Reviews280
Starting price$25 /MonthDébito: 2.39% | Crédito 1x: 4.99% | Pix: 0%
Free trial No No
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessSmall Business, Medium Business, Freelancers
CategoryPayment Gateway SoftwarePayment Processing Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud, Mobile - Android, Mobile - iOS
APIAvailableAvailable
Support modes24/7 (Live rep), OnlinePhone, Email, Documentation, Live Chat
CertificationsSOC 2, GDPR, ISO 27001
Data residencyUS

Key differences between Authorize.Net and PagBank

  • Pricing: Authorize.Net starts at $25 /Month, while PagBank starts at Débito: 2.39% | Crédito 1x: 4.99% | Pix: 0%.
  • Target audience: Authorize.Net is built for Large Enterprises and Medium Business, while PagBank targets Small Business and Medium Business.
  • Deployment: Authorize.Net supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; PagBank supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

Authorize.Net vs PagBank — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Authorize.Net - Payment Gateway Software
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PagBank - Payment Processing Software
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Talk to an expert

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Biggest differences

Start here before you go deeper into features.

Authorize.Net

Best for customizable, secure payment processing in small to medium businesses.

Choose if
  • You need a payment gateway with a developer kit for custom checkout flows.
  • Your business requires reliable and secure credit card transaction processing.
  • You want strong customer support and seamless integration with existing software.
Consider alternatives if
  • You are a new user seeking a simple, out-of-the-box payment solution.
  • You require extensive third-party app marketplace integrations and connectors.

PagBank

Best for

Small Business, Medium Business, Freelancers

Authorize.Net typically suits Large Enterprises and Medium Business. PagBank tends to fit Small Business and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Authorize.Net is a payment gateway for businesses that process credit card and electronic check payments on websites and mobile apps, with broad support for major e-commerce platforms and ... Read More about Authorize.Net

PagBank (formerly PagSeguro) is a comprehensive fintech platform serving Brazilian micro-entrepreneurs, small businesses, and retailers with integrated payment processing and digital ... Read More about PagBank

Entry Level Pricing

  • Starts from $25
  • Starts from Débito: 2.39% | Crédito 1x: 4.99% | Pix: 0%

Free Trial Availability

  • No free trial
  • No free trial

SpotScore

What's this? ↗

9.3/10

Not Available

User Ratings

Based on verified Spotsaas reviews

4.13

(280)

Best Company Size

Small BusinessMedium Business
Get pricing help
Get pricing help

Software Demo

Demo

No software demo available

PagBank has not given any software demo yet

If you're the owner of this profile, add your demo.Contact us

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Step 1 of 4

How big is your team?

We tailor recommendations to companies your size.

Trusted by teams at

How do Authorize.Net and PagBank Compare on Features?

Total Features

8 Features

5 Features

Unique Features

No unique features

No unique features

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Get Quote

Compare Authorize.Net and PagBank on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • $25
      • Débito: 2.39% | Crédito 1x: 4.99% | Pix: 0%

      Pricing Plans

      • Not Available
      • Essencial

        • No minimum sales required

        • No monthly fee

        • Free Pix

        Show more +

      • Super Max

        • Recommended for sales above R$2,000/month

        • Lowest standard rates available

        • No monthly fee

        Show more +

      • Tap On (celular)

        • No POS hardware required

        • Free NFC card reader on phone

        • No monthly fee

        Show more +

      • Browse all pricing plans

      Pricing Page

      Authorize.Net pricing

      Pricing information not available

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes

      HIPAA

      ✗ No

      GDPR

      ✓ Yes

      ISO 27001

      ✓ Yes

      Multi-Factor Auth (MFA)

      ✓ Yes

      Data Encryption

      ✓ Yes

      Audit Logs

      ✓ Yes

      Data Residency

      🇺🇸 US

      Authorize.Net User Reviews & Rating Comparison

      User Ratings

      No reviews available for the product

      Rating Distribution

      203

      64

      15

      11

      26

      No reviews available for this product

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Users generally find Authorize.Net reliable and easy to use with strong customer support, though some struggle with its complexity and limited integration options.

      What buyers like

      • Ease of use
      • Integration capabilities
      • Customer support

      Common complaints

      • Complexity for new users
      • Limited app marketplace options

      No expert review available for this product

      Pros and Cons

      • Seamless integration with other software

      • Reliable and secure credit card transaction processing

      • Excellent customer support

      • Limited options in the app marketplace for additional connectors

      • Complex features and customizations can be intimidating for new users

      No pros or cons available for this product

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Used Authorize.Net or PagBank? Tell buyers what actually differs.

      Media and Screenshots

      Videos

      video-0

      3 Videos

      No videos available.

      Top Alternatives to Authorize.Net and PagBank in 2026

      Alternatives

      No Alternative products available.

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      Add another option to compare side by side

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      Compare similar software options

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Authorize.Net or PagBank?
      Authorize.Net edges out the other on user ratings (4.1 vs 0.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Authorize.Net and PagBank offer a free trial?
      Neither Authorize.Net nor PagBank currently lists a free trial.
      What is the starting price of Authorize.Net vs PagBank?
      Authorize.Net starts at $25 /Month. PagBank starts at Débito: 2.39% | Crédito 1x: 4.99% | Pix: 0%.
      What are the top alternatives to Authorize.Net?
      Top alternatives to Authorize.Net include Stripe Payments, QuickBooks Payments, PayorCRM, UniPay Gateway, NETELLER.