9.4
Spot Score
You Need A Budget Reviews in June 2026: User Ratings, Pros & Cons
Manage your money, meet your goals.
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You Need A Budget Reviews & Ratings
Spotsaas Editor’s POV
YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
You Need A Budget pros and cons
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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Showing 631-640 out of 1501
T
Thibault
10/10/23
Life changing app
Date of experience: October 11, 2023
T
there
10/10/23
Easy to use app which links very easily…
Easy to use app which links very easily to the bank. Saved a lot of stress and worry and time... It's clear to see it all on YNAB at a glance
N
N.S
10/10/23
A learning curve, but SO worth it!
A very frugal friend pointed me to this app. She doesn't spend money on anything. But she purchased this, and we were struggling so I opted to give it a try. SO glad I did. In addition to the promised savings average per month (which we surpassed), we've managed to pay off over $50k in debt. My spouse is recently unemployed and because of working for so long on the month ahead, we're still making our bills, and even have a plan if spouse isn't having an income before my month ahead runs ...
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J
Jessica
10/10/23
YNAB changed our lives!!!
I wish we would have known about YNAB back in our 20’s it would have saved us from a lot of aggravation and stress.
MM
M. Molina
10/10/23
Financial Freedom
The best way to learn how budget is so much fun!! Budgeting is the best way to achieve financial freedom. Thank you! 💛
C
Chris
10/09/23
I have been using YNAB for about a year…
I have been using YNAB for about a year now. It has sped up the time it takes me to manage our family budget. Would highly recommend anyone to use this app, but it does take time to learn how to use it, but it is worth the effort to figure it out
G
G
10/09/23
Great tool to keep your finance under…
Great tool to keep your finance under control. Clean web interface and a good working app, which makes it easy to have a look everywhere you are.
J
Jolene
10/08/23
Amazing Employees, Awesome Product
The best thing about YNAB is their awesome customer service! Anytime I’ve had a question it’s been answered quickly, and the help they provide through videos and live Q&As is incredible! I’m a student who tried YNAB for a year free and it saved me way more than the subscription cost by getting me to rethink how I approached my budget and taking most of the work out.
B
Bonnie
10/07/23
The app is great and the customer…
The app is great and the customer service and value are exceptional.
PM
Patrick McDermott
10/05/23
YNAB Easier to Use than Mint
YNAB's financial philosophy permeates every bit of how they have designed their app and it's so easy to use and so rewarding. I switched from using Mint for years to YNAB and have never looked back!
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].