9.4
Spot Score
You Need A Budget Reviews in June 2026: User Ratings, Pros & Cons
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You Need A Budget Reviews & Ratings
Spotsaas Editor’s POV
YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
You Need A Budget pros and cons
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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Showing 621-630 out of 1501
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Shannon
10/13/23
YNAB changed my whole money game!
When I started YNAB a year ago, I knew I was in for some education. My finances were a MESS. I was living paycheck to paycheck and not achieving any goals. Once I started YNAB and using the budgeting method, I came to some hard realizations. I had to make some major adjustments, including entering a debt management plan for my high interest credit card. I am now for the first time EVER, making steady progress to pay down my debts and take control of my financing. I am so grateful for YNAB ...
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Shawna
10/13/23
It is really simple to use
It is really simple to use. It actually works. Anytime I've had questions, they are answered quickly and helpfully.
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Diane
10/12/23
I’m finally organised!
I have been using YNAB for just over a year and think it’s brilliant! It’s kept me on track and out of debt. I would recommend this app to everyone. It’s worth every penny!
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Kristen
10/12/23
I love how customizable this platform…
I love how customizable this platform is! I can tailor it to perfectly meet my needs and easily make changes along the way. I have better control managing my finances and greater peace of mind being able to track my saving and spending goals.
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Ray T
10/11/23
Outstanding
Outstanding, well thought out app with exceptional online/youtube training for the software and the concepts.
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Dana
10/11/23
YNAB has changed my life
YNAB has changed my life. It's easy to use and I now know exactly what my money is doing and what it needs to do in the future.
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Ben Shepherd
10/11/23
A Financial Game-Changer!
I can't say enough good things about the YNAB app—it's simply outstanding! If I could give it more than 5 stars, I would. YNAB has completely transformed the way I manage my finances. As someone who used to dread budgeting and felt overwhelmed by my financial situation, YNAB has been a breath of fresh air. Here are a few reasons why I adore this app: User-Friendly: YNAB's user interface is clean, intuitive, and easy to navigate. It makes budgeting and managing money a breeze, even for ...
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Alec
10/11/23
The best system we’ve found
We’ve tried lots of systems but YNAB strikes the perfect balance of control when it comes to having very specific budgets and automation when it comes to importing and reconciling transactions.
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Valerie Wilson
10/11/23
Great app for budgeting
I love the ease of keeping track of my money. I now am planning ahead for non-monthly expenses which keeps surprise expenses to a minimum. We are even building some savings which I thought was impossible!
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Mike
10/11/23
Love it!
Love it. Learning curve at first but once you get the hang of it it’s awesome. It’s quite eye-opening to scrutinize what you spend your money on and YNAB certainly helps. It’s changed the way we spend money it’s changed the way we save money to change everything we know about money.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].