9.4
Spot Score
You Need A Budget Reviews in June 2026: User Ratings, Pros & Cons
Manage your money, meet your goals.
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You Need A Budget Reviews & Ratings
Spotsaas Editor’s POV
YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
You Need A Budget pros and cons
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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Showing 581-590 out of 1501
M
Matt
10/30/23
Accessible yet robust…
I’ve tried several budgeting strategies but never stuck with anything until I tried YNAB. They do a great job balancing ease of use with some robust and nuanced features. On the days I don’t feel like diving in to my financial situation, I often smile when greeted by ‘I like big budgets and I cannot lie’ and other similar messages. It’s a relatively small thing but it makes it fun. The tutorials are super helpful when getting started. The basic tracking of income and expenses is very ...
Read more
M
Matt
10/30/23
Accessible yet robust…
I’ve tried several budgeting strategies but never stuck with anything until I tried YNAB. They do a great job balancing ease of use with some robust and nuanced features. On the days I don’t feel like diving in to my financial situation, I often smile when greeted by ‘I like big budgets and I cannot lie’ and other similar messages. It’s a relatively small thing but it makes it fun. The tutorials are super helpful when getting started. The basic tracking of income and expenses is very ...
Read more
N
Nick
10/29/23
The best approach to budgeting with the most reliable app
Before YNAB I had always _tried_ to pay attention to money and make sure I was not spending too much. But YNAB is now the only way I can think about money and cash flow simply because it is so good. YNAB have built an _incredible_ app that as long as you stick to it could dig anyone out of the messiest financial situations.
N
Nick
10/29/23
The best approach to budgeting with the most reliable app
Before YNAB I had always _tried_ to pay attention to money and make sure I was not spending too much. But YNAB is now the only way I can think about money and cash flow simply because it is so good. YNAB have built an _incredible_ app that as long as you stick to it could dig anyone out of the messiest financial situations.
D
DJ
10/27/23
YNAB for life!
YNAB has been a game changer!
AW
Ana Williams
10/27/23
YNAB gives you financial clarity for a stress-free future
I've tried many budget apps and methods but none provide the instant visibility and understanding of your financial posture like YNAB. I wish I would've stuck with it when I first had it in 2012. I would've had a nice retirement account by now. YNAB is a gamechanger.
JL
John Livermore
10/27/23
So easy to use
So easy to use. Auto-categorization is spot on. Fast to manage my expenses, i look at it about once per week.
JL
John Livermore
10/27/23
So easy to use
So easy to use. Auto-categorization is spot on. Fast to manage my expenses, i look at it about once per week.
D
DJ
10/27/23
YNAB for life!
YNAB has been a game changer!
AW
Ana Williams
10/27/23
YNAB gives you financial clarity for a stress-free future
I've tried many budget apps and methods but none provide the instant visibility and understanding of your financial posture like YNAB. I wish I would've stuck with it when I first had it in 2012. I would've had a nice retirement account by now. YNAB is a gamechanger.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].