9.4
Spot Score
You Need A Budget Reviews in June 2026: User Ratings, Pros & Cons
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You Need A Budget Reviews & Ratings
Spotsaas Editor’s POV
YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
You Need A Budget pros and cons
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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Showing 571-580 out of 1501
AL
Alan L
11/04/23
An indispensable tool
YNAB gives me visibility to and understanding of my finances. As a result, I can make informed choices, and more easily discuss options with my wife and our financial advisor.
N
Nicol
11/04/23
Life changing tool
Life changing tool. The best customer service I've ever had from any company of any kind!
ME
Marc Estes
11/04/23
I am you #1 salesperson
I am you #1 salesperson. I have got a ton of people to sign up and use your program. I was a faithful Mvelopes user for years and was sad when they closed, only to find you guys!
A
Anon
11/03/23
A simple tool
A simple tool for budgeting & easy to use.
AG
Ana Gonzalez
11/03/23
Wiser with money thanks to this app
Very easy to use. It has helped me to have real control over my expenses and to think more wisely regarding money allocation. The only thing I think it lacks is more freedom to do reports...existent reports are useful but I have liked to see other things and have needed to use excel instead.
SC
Steven Caudill
11/02/23
Wonderful app. It makes budgeting so easy. Everyone should use YNAB.
Wonderful app. It makes budgeting so easy
E
Eric
10/31/23
YNAB changed the way I think about my…
YNAB changed the way I think about my money. Will be using it for life.
T
TJ
10/31/23
Been using it for years, still great
Continues to be a great service that I've used for years. Easy to use, lots of great webinars and support. Keeps my wife and I on the same page and allows us to save for things that matter to us.
C
Careylen
10/31/23
Using YNAB has changed our lives
Using YNAB has changed our lives. It’s so easy to use and it makes it so simple to track all our money. It’s given us great visibility for our spending and has helped us save more. It’s amazing.
B
Brooke
10/30/23
Must have for budgeting!
I like that it’s connected to all my accounts and I can track with I spend and earn.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].