9.4
Spot Score
You Need A Budget Reviews in June 2026: User Ratings, Pros & Cons
Manage your money, meet your goals.
Add to compare
You Need A Budget Reviews & Ratings
Spotsaas Editor’s POV
YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
You Need A Budget pros and cons
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
Filter results
Sort by :
Showing 471-480 out of 1501
B
Beth
12/09/23
We love YNAB
We love YNAB! When bills come I don't get anxious, I know it's covered in YNAB. It's brought a lot of financial peace.
B
Becky
12/09/23
The tool is so helpful!
The tool itself is such a helpful tool in general. Customer service takes a little while to get back to you but when they do they go above and beyond to help explain things to you or fix any problems.
S
steph
12/08/23
highly recommend!
YNAB is easy of use and excellent customer service. It’s helped me approach my finances with less anxiety, and I’m so glad a friend recommended it a year ago! The fact that I’ve stuck with it that long says a lot!
B
Brianh
12/08/23
Fantastic platform.
Date of experience: December 09, 2023
KS
Keith S
12/08/23
Changed my mindset about using my money.
Changed my mindset about using my money
N
Naomi
12/08/23
YNAB is phenomenal!
YNAB is such a help in our personal finances. We have an accurate understanding of where our money is going. The program has a learning curve, but the supports available to teach you are very helpful. It's worth every penny!
S
Scott
12/08/23
YNAB has been great for me
YNAB has been great for me. I would definitely encourage anyone who is interested in being smart with their money to use YNAB. It is an awesome tool to help you understand what you are doing with your money, set financial goals, make sure you have enough money set aside to pay bills, save for things you want to buy...
P
Paul
12/07/23
Great product
Great product, saved way more money than the purchase price.
KJ
Kathy Jo
12/07/23
The best budgeting app I have used
The best budgeting app I have used. Completely changed the way I handle my money and has helped me pay down my debt tremendously
N
Naomi
12/06/23
I love to use YNAB
I love to use YNAB. I have been using the method of just over a year. I had be budgeting with a different program for years, but after starting to use YNAB I have been able to get over a month ahead and am out of debt.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].