9.4
Spot Score
Manage your money, meet your goals.
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YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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RC
Robert C Morris III
01/18/22
Life Changer
YNAB is a life changer. It has been my weapon of choice to stay focused financially. Try it and you will be hooked.
AU
Anonymous User
01/06/22
"Best Budgeting and Checkbook Register Online"
What do you like best about You Need A Budget? YNB is a very user-friendly method to keep track of your individual expenses by credit card and by bank account while also budgeting.
LP
Lauren P
01/05/22
"The most user friendly Budgeting tool!"
What do you like best about You Need A Budget? I love You Need a Budget (YNAB)! It is very user-friendly! It is easy to set goals for spending, assign money to different categories and track your spending!
N
Natalie
12/30/21
Get right with your money!
Great to help you focus on your goals. YNAB helped me to reach a healthy relationship with my money.
L
Lydia
12/29/21
Easy to use, and anytime it's not, the support team is amazing
I've been using ynab for a while, and it's always been a great experience. Whether I need help figuring out how to wisely use credit cards, or help recovering an accidentally deleted budget, the team at ynab is spectacular! So knowledgeable, easy to understand, and passionate to help people feel better about budgeting.
AU
Anonymous User
12/21/21
"For beginner or advanced budgeters"
What do you like best about You Need A Budget? YNAB is very intuitive, so even the most novice user can jump right in. It's also complex enough that advanced users will find features to keep them interested and learning about how to budget.
TB
Taliah-Kate Byron
12/18/21
I’ve used this app for over 5 years…
I’ve used this app for over 5 years now. And it’s single-handedly been the reason why I have money in my account (rather than just selling my bank balance and being tempted to spend it all!) - And also why I can take a sigh of relief when I get bills, as I have the money likely sitting there, ready to pay for it. If you’ve ever thought it was impossible to get on top of your finances OR you just want to feel like you’re a boss at adulting with money, would highly recommend!
J
James
11/06/21
Best customer service of any company…
Best customer service of any company I’ve ever dealt with. And on top of that, a great product that had allowed me to retire early :)
DC
David Caldicott
10/26/21
This app literally changed my life
This app literally changed my life. I tried to use it for about three years before finally cracking it. Importing my transactions weekly and following their amazing advice meant that suddenly I knew exactly what was happening with my money. In the space of 12 months, we've paid off ALL our credit cards, loans and are currently saving about 50-60% of our income each month - without feeling like we're spending any less (because we've eliminated what doesn't matter or bring us joy and kept ...
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AH
Andrew H
09/21/21
"You Need a Budget- Yes"
What do you like best about You Need A Budget? With YNAB, I review my budget every time I spend money. I verify that I am within budget for each category and re-allocate funds if needed.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
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