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9.4

Spot Score

You Need A Budget - Personal Finance Software

You Need A Budget Reviews in July 2025: User Ratings, Pros & Cons

Manage your money, meet your goals.

4.3

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You Need A Budget Reviews & Ratings

4.3

Very Good

Based on 35 ratings & 1501 reviews

Rating Distribution

Excellent

(1494)

Very Good

(4)

Good

(2)

Poor

(0)

Terible

(1)

Expert's Review

YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more

You Need A Budget pros and cons

  • YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.

  • Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.

  • Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.

  • Helpful resources and videos assist users in understanding and utilizing the platform effectively.

  • Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.

  • Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.

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Showing 1401-1410 out of 1501

T

Tami

12/05/22

5 out of 5

Forever a YNAB Customer

Ive been a faithful customer of YNAB since 2010. That is 12 years. YNAB has helped me to budget adn plan for future expenses more than any other app or program out there. Trust me, Ive tried them all. Every time a new one would come out, I would try it and come back to YNAB ALWAYS. It truly is the best budgeting app out there. I love all their tutorials and amazing support.

SB

Steven B

12/05/22

5 out of 5

YCBM is simply the best

It is the best calendar app. We handle over 20,000 appointments per year, I’ve tried them all. They are the best in class

VN

VM NO

12/05/22

5 out of 5

Debt free thanks to YNAB

Debt free thanks to YNAB! Couldn’t be happier.

J

JobBlo

12/05/22

5 out of 5

This is the best!

This is, by far, the best personal budget and financial tracking app on the market.

M

Matt

12/05/22

5 out of 5

Excellent Budgeting Software

You Need A Budget is not only a great piece of software, but it comes with a philosophy that will help you take real ownership of your finances instead of having them rule you.

C

Caleb

12/05/22

5 out of 5

reccomend to anyone trying to get their spending in line

learning curve is a little steep, but this is a powerful way to manage your household budget...and the app is very well designed (I use desktop, not mobile). It's easy to see where your money is being spent and set limits.

T

Tami

12/05/22

5 out of 5

Forever a YNAB Customer

Ive been a faithful customer of YNAB since 2010. That is 12 years. YNAB has helped me to budget adn plan for future expenses more than any other app or program out there. Trust me, Ive tried them all. Every time a new one would come out, I would try it and come back to YNAB ALWAYS. It truly is the best budgeting app out there. I love all their tutorials and amazing support.

SB

Steven B

12/05/22

5 out of 5

YCBM is simply the best

It is the best calendar app. We handle over 20,000 appointments per year, I’ve tried them all. They are the best in class

VN

VM NO

12/05/22

5 out of 5

Debt free thanks to YNAB

Debt free thanks to YNAB! Couldn’t be happier.

J

JobBlo

12/05/22

5 out of 5

This is the best!

This is, by far, the best personal budget and financial tracking app on the market.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

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