9.4
Spot Score
Manage your money, meet your goals.
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YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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RD
Ramona D
12/11/22
A great app, great company, and keeps improving
YNAB helps keep control of your money flow.
M
Mark
12/09/22
Great Budgeting Tool!
The app and desktop interface work great! I love how budgeting with YNAB helps me really see where and how I spend my money so I can keep focused on my true financial goals.
GS
Gina Slentz
12/08/22
My money anxiety is gone!
This app has a learning curve, but it’s totally worth it! I used to have a lot of anxiety about money because I really wasn’t sure how much I had. This app makes me assign my money so I know exactly how much I have to spend. I presave for things I know are coming so when I’m stuck with those expenses, I know the money is already there. What a feeling!
MM
Melissa M
12/07/22
I have been using YNAB for 3 years
I have been using YNAB for 3 years. I love how I am able to control where and how to use and move my money. I primarily use my laptop and do daily check-ins. I have been able to get ahead in my finances becasue of YNAB's system. It's very user-friendly and I find it worth every penny to keep going with it. Their silly humor, positive attitudes, regular updates, and quick responses to inquiries make it perfect for me.
L
Lisa
12/07/22
Budgeting was never so easy
Budgeting was never so easy! YNAB shows me where I can adjust my spending to pay my bills AND save for things I want!
HY
Happy YNaber
12/06/22
Love the platform
Love the platform! It’s easy to use and you can have multiple budgets under the same login which comes in handy if you have a business.
JH
Jennifer Hoopes
12/06/22
I've used YNAB for a few years now
I've used YNAB for a few years now. I have used it off and on. When I have an income and I am able to be paying on things this app really helps me keep my money straight and allows me to stay on top of my finances. I really like how you assign money to where you need it to go. I also like that i can link up to most of my accounts. I use the mobile app the most, so trying to use the pc version is more difficult for me, but i like how i have the option of using my pc or phone and still have ...
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IC
Ian Ceicys
12/06/22
You need a budget saves us thousands of dollars
You need a budget has saved my wife and I hundreds of hours on better managing our finances. We enjoy it's simplicity and the flexibility it provides for how we can budget and track our spending.
C
customer
12/06/22
great tool
great tool! super helpful
SL
Steven L
12/06/22
The best home finance software there is
It is the best financial budgeting software there is full stop. I have tried many others.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
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