9.4
Spot Score
You Need A Budget Reviews in June 2026: User Ratings, Pros & Cons
Manage your money, meet your goals.
Add to compare
You Need A Budget Reviews & Ratings
Spotsaas Editor’s POV
YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
You Need A Budget pros and cons
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
Filter results
Sort by :
Showing 1381-1390 out of 1501
LJ
Leigh J. Averett Owens
12/11/22
YNAB gives me financial confidence
YNAB makes budgeting fun and easy. (Or at least easy, when I don't have a lot of spending money). Either way, I feel fully confident that I know what my financial resources look like, and that I'm putting my money to its absolute best use for what I need, thanks to the aid of YNAB.
M
Mark
12/09/22
Great Budgeting Tool!
The app and desktop interface work great! I love how budgeting with YNAB helps me really see where and how I spend my money so I can keep focused on my true financial goals.
GS
Gina Slentz
12/08/22
My money anxiety is gone!
This app has a learning curve, but it’s totally worth it! I used to have a lot of anxiety about money because I really wasn’t sure how much I had. This app makes me assign my money so I know exactly how much I have to spend. I presave for things I know are coming so when I’m stuck with those expenses, I know the money is already there. What a feeling!
MM
Melissa M
12/07/22
I have been using YNAB for 3 years
I have been using YNAB for 3 years. I love how I am able to control where and how to use and move my money. I primarily use my laptop and do daily check-ins. I have been able to get ahead in my finances becasue of YNAB's system. It's very user-friendly and I find it worth every penny to keep going with it. Their silly humor, positive attitudes, regular updates, and quick responses to inquiries make it perfect for me.
L
Lisa
12/07/22
Budgeting was never so easy
Budgeting was never so easy! YNAB shows me where I can adjust my spending to pay my bills AND save for things I want!
SL
Steven L
12/06/22
The best home finance software there is
It is the best financial budgeting software there is full stop. I have tried many others.
C
customer
12/06/22
great tool
great tool! super helpful
J
Jordan
12/06/22
Love this application!
Love this application! I have been using YNAB for a bit more than a year now and love everything about it! There's a bit of a learning curve, but this budget feels so natural compared to others, and I don't have a bad thing to say about it!
H
Heather
12/06/22
Worth It
Helps me stay on track and see the future of my money.
H
Heather
12/06/22
Worth It
Helps me stay on track and see the future of my money.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].