9.4
Spot Score
You Need A Budget Reviews in June 2026: User Ratings, Pros & Cons
Manage your money, meet your goals.
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You Need A Budget Reviews & Ratings
Spotsaas Editor’s POV
YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
You Need A Budget pros and cons
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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Showing 1371-1380 out of 1501
T
Tom
12/13/22
Killer app
Killer app, great support. It is my goto finance app. I don't even reconcile my checking account because YNAB is also in sync with it. With the use of "flags" I can categorize expenses for tax purposes.
K
Kristine
12/13/22
The best budgeting platform
The best budgeting platform! The new feature allowing additional budgets for my teens and aging parents is genius and straight from my dreams!
K
Kristie
12/13/22
Common Sense Budgeting
Excellent product to help think about budgeting in the most natural way. Putting money aside ready for expenses, spending only what you have. Well supported with help videos and articles.
K
keith
12/13/22
Using it for years and still love it
Using it for years and still love it! It has helped me at varying income levels to maintain healthy finances and keep me from living paycheck to paycheck.
GW
Graham Waddington
12/13/22
YNAB is a really great budgeting tool
YNAB is a really great budgeting tool. Once set up on your computer, it is easy to use on your mobile and on your computer. You can see if you have enough money in your budget category, before you spend. And you can track your spending as well.
M
Matt
12/13/22
Life Changing
YNAB is amazing! I use it every day and it has skyrocketed my wife and I’s financial freedom.
JE
Jeff Edelen
12/12/22
Simple template helped get my finances…
Simple template helped get my finances in order
J
Jory
12/12/22
Nearly 10 years of YNAB
I've been a YNAB user for.... almost 10 years now? I love it. It's changed the way I budget and track my money, and it's so, so easy to use. I figure I'll be using it for the rest of my life! Highly recommended.
Y
YNABer
12/12/22
Best budgeting tool which is more than a tool
It's a great tool to take control over your finances. Event more than just a tool it's a philosophy on how to approach it with vast amount of helpful materials etc. The only thing missing for me is more integrations with more EU banks. Keep up the good work team!
RD
Ramona D
12/11/22
A great app, great company, and keeps improving
YNAB helps keep control of your money flow.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].