9.4
Spot Score
You Need A Budget Reviews in June 2026: User Ratings, Pros & Cons
Manage your money, meet your goals.
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You Need A Budget Reviews & Ratings
Spotsaas Editor’s POV
YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
You Need A Budget pros and cons
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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Showing 1321-1330 out of 1501
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Jeff
01/02/23
YNAB will have you tracking accounts and planning in no time!
The YNAB software has helped me to track my accounts and plan my bills. I highly recommend YNAB to everyone. The learning curve is slight since it's very user friendly. Try it out and you'll be a budget pro in no time as well. I'm on my third year of using the software and expect to continue for years to come. Just make sure you create a line item goal to put a little away each month for when the renewal comes up. Boy they make it so easy.
DK
Doc King
01/02/23
Great app!!!
This tools just makes a ton of sense! I love it’s approach, it’s simplicity, and it’s value. Keep up the great work.
J
JLS
01/02/23
I depend on YNAB to keep an eye on my…
I depend on YNAB to keep an eye on my finances. I have been a user for many years.
D
dlaine
01/02/23
Long time user
I've been using YNAB for more than a decade. I count on it and have found it reliable and easy to use. I switched to YNAB because it seems to be the only program that really prioritizes budgeting. I always know how I am doing with a quick glance at my budget. YNAB support is accessible and helpful.
I
IBSF
01/02/23
Fabulous customer support
YNAB is the best budgeting program I've ever found, and the only thing that has kept me in line. The annual price seems cheap, but I save more than that each month while using it. Their customer service is also excellent.
SM
sane martian
01/02/23
can't recommend enough
amazing software, customer service, and free learning resources online. Can't recommend this company enough!
M
Megan
01/02/23
YNAB is one of the best budget plans…
YNAB is one of the best budget plans out there. I love using it!!!
MA
Michael Anderson
01/02/23
YNAB has been a financial game changer for us!
We have been using YNAB for about 6 years now. It has really helped us by giving us a crystal clear picture of where our money is going, and perhaps even more importantly: how much is truly available. Once we got into the habit of making purchases based on 'available budget' rather then 'available bank balance', we found ourselves regularly in much better financial shape. The problem with 'bank balance' is that it includes funds already earmarked for things like next months mortgage and ...
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Nik
01/02/23
The best budgeting app out there
The best budgeting app out there. A big step up from Grandpa's multiple envelopes full of cash.
NB
Nonya Business
01/01/23
No other tool compares
No other tool compares. I am now YNAB poor.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].