9.4
Spot Score
You Need A Budget Reviews in June 2026: User Ratings, Pros & Cons
Manage your money, meet your goals.
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You Need A Budget Reviews & Ratings
Spotsaas Editor’s POV
YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
You Need A Budget pros and cons
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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Showing 1301-1310 out of 1501
JT
Julie Tijerina
01/09/23
Absolutely fantastic
Absolutely fantastic for a person that had no interest, bandwidth, or skill in budgeting. In two years after signing up with YNAB, we were debt free and on our way to FI/RE. Highly recommend - worth every penny of the subscription.
C
Colleen
01/09/23
I've paid off debt and started saving with YNAB!
Reliable, trustworthy budgeting app I've been using YNAB for several years now. It has helped me manage my money and I've been able to pay off debt and increase our savings. It helps me talk about money with my partner -- by presenting our full financial picture in a straightforward way, it supports us to make decisions together. I like how it guides me to set money aside each month for things like groceries, mortgage, utilities, etc. Before YNAB, we were managing several different bank ...
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T
there
01/09/23
User friendly
Date of experience: January 10, 2023
J
J&K
01/09/23
YNAB is awesome
YNAB is awesome. if you’re a Dave Ramsey person it’s like an electronic envelope system. We started using our credit card again because it helps keep you from acccumulating debt. The training videos are great as well as the webinars they put on. I highly recommend to anyone budgetting.
S
Sarah
01/09/23
Life changing software
Life changing software, excellent, patient and kind customer service.
BV
Brian Vance
01/09/23
I’ve used it a few years and it works
Date of experience: January 10, 2023
T
Tomas
01/08/23
YNAB gives me certainty in my finances
YNAB gives me certainty in my finances. Invaluable.
VJ
Victor Jones
01/08/23
Exceptional System and Website!
Great Product. Excellent free support and education and ongoing blogs and Youtube videos. Have used this product for years - first time I used the free trial I built up a savings buffer of one entire pay in only two pay periods! It made money appear where I thought there was none! Very effective system.
JF
Judith Franssen
01/06/23
This is a fantastic program
This is a fantastic program! Whether you have no money, or debts, start (after the explanation) to give your money a purpose, and you will be fine!!
D
David
01/03/23
Outstanding Application
Outstanding application with solid capability of automatically getting transactions from the banks I use.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].