9.4
Spot Score
You Need A Budget Reviews in June 2026: User Ratings, Pros & Cons
Manage your money, meet your goals.
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You Need A Budget Reviews & Ratings
Spotsaas Editor’s POV
YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
You Need A Budget pros and cons
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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Showing 1291-1300 out of 1501
G
Garry
01/16/23
great app
great app - would recommend
S
Stephanie
01/15/23
Makes budgeting fun
YNAB helped me transform my relationship to money. I found it when I was 30 years old, stuck in a paycheck-to-paycheck cycle and struggling to pay my rent on time. Three years later, I feel super in control of my finances even though I’m a freelancer and have unpredictable income. I actually *look forward* to budgeting on YNAB. It is weirdly fun. I loved all the tutorials and their support team is great. It ain’t a silver bullet, but it did help me to stop losing energy to the “where is all ...
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AH
Adam H
01/15/23
Very usable and well designed
Very usable and well designed application. Helps to develop a way of thinking, which is no small challenge. I don’t use the mobile app because I’ve never found much use or value in it.
B
BM
01/12/23
Enjoyable way to budget
Great resources on how to use the app and implement small changes to improve your financial health. Very user friendly and an enjoyable way to budget.
S
Sri
01/11/23
Easy to use, implements YNAB principles correctly, helps new users stick to budgeting
The UI has improved a lot since moving to the cloud. Its easy to restart budgeting once you fall off the wagon. Online help followed through by emails and videos definitely are a plus.
AD
Angelina Delgado, CPA
01/09/23
Timely Response
A clear expectation on time to respond was communicated and followed through - I submitted during off hours and appreciated them not forgetting about me the next business day.
CN
C N
01/09/23
Best way to budget
Best way to budget, well worth the subscription. Have used YNAB for 6 years and will be using it for years to come
MZ
Mike Z
01/09/23
Love it, you should get it.
Love it! As someone who likes detailed reporting and documentation, this software rocks.
J
Joe
01/09/23
A good budgeting app
This is a very good comprehensive budgeting app that gives you a lot of flexibility in how and what your budget does for you.
C
Carolynn
01/09/23
I have been with YNAB for a lot of years!
I have been with YNAB for a lot of years, maybe a decade? Love it. This company supports their clients in multiple ways, like classes and help chats, for example. I recommend YNAB to everyone!
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].