9.4
Spot Score
You Need A Budget Reviews in June 2026: User Ratings, Pros & Cons
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You Need A Budget Reviews & Ratings
Spotsaas Editor’s POV
YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
You Need A Budget pros and cons
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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Showing 1081-1090 out of 1501
EF
enrico fleres
03/19/23
Excellent app for budgeting
Excellent app for budgeting: it really eased my way to approach money management.
BB
Brooke Becker
03/19/23
I absolutely love YNAB!!!
I absolutely love YNAB! I tell people all the time about the ease of the app, how much it helps eliminate the feeling of ‘running out of money’ for unexpected expenses like house or car. And I LOVE the credit card feature which I pay mine off in full every month 🙌🏽
EF
enrico fleres
03/19/23
Excellent app for budgeting
Excellent app for budgeting: it really eased my way to approach money management.
J
JL
03/19/23
Not sure what I would do without YNAB
Not sure what I would do without YNAB. I honestly can't say that enough. Anyone who asks how I manage my finances get's the whole YNAB story.
BB
Brooke Becker
03/19/23
I absolutely love YNAB!!!
I absolutely love YNAB! I tell people all the time about the ease of the app, how much it helps eliminate the feeling of ‘running out of money’ for unexpected expenses like house or car. And I LOVE the credit card feature which I pay mine off in full every month 🙌🏽
J
JL
03/19/23
Not sure what I would do without YNAB
Not sure what I would do without YNAB. I honestly can't say that enough. Anyone who asks how I manage my finances get's the whole YNAB story.
M
M.K
03/19/23
YNAB makes budgeting work
YNAB makes budgeting work! I’ve learned so much and their system has saved me so much money.
M
M.K
03/19/23
YNAB makes budgeting work
YNAB makes budgeting work! I’ve learned so much and their system has saved me so much money.
M
MJ
03/18/23
YNAB helps me plan ahead
YNAB has a bit of a learning curve, but there’s plenty of resources to help: they put out video content, and there’s a user community that’s quite active. The app suits me well because I like being very detailed about tracking my spending. The biggest benefit of using YNAB is that I now am able to look ahead at this month and next month and budget my money forward, rather than only look back and my spending like I used to with Mint.
T
there
03/18/23
Game changer
The method on budgeting has really changed the way we looked at our finances.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].