Top 10 Splitit Alternatives 2026
Secure, Transparent, and Easy-to-Manage Payment Plans
Main Features
- Credit Card Processing
- PCI Compliance
- Point of Sale (POS)
- Reporting
Pricing
Splitit offers custom pricing plan
Splitit is a Payment Processing Software platform with a user rating of 5.0★ based on 20 reviews. Teams looking for alternatives typically need better pricing flexibility, easier deployment, or a closer feature fit for their specific use case. Below you'll find 10 vetted Payment Processing Software alternatives ranked by user rating, with filters to narrow by pricing, platform, and features — so you can find the right fit for 2026.
Splitit vs Top Alternatives at a Glance
Side-by-side comparison of pricing, user rating, and free trial availability to help you decide faster.
| Tool | Best For | Pricing | Rating | Free Option |
|---|---|---|---|---|
| Splitit Current | Payment Processing Software | Custom pricing | 5.0 ★ | ✗ No |
 Square Payments | Payment Processing Software | Custom pricing | 4.6 ★ | ✗ No |
 Heartland Payment Processing | Payment Processing Software | Custom pricing | 4.8 ★ | ✗ No |
 Shift4 Payments | Payment Processing Software | Custom pricing | 4.5 ★ | ✗ No |
 PayAnywhere | Payment Processing Software | Custom pricing | 4.7 ★ | ✗ No |
 MagicPay | Payment Processing Software | Custom pricing | 5.0 ★ | ✗ No |
Showing 1-10 out of 10
List of the Top Splitit alternatives as of November 2026
Compare business software, products, and services to find the best solution for your business or organization. Use the filters on the left to drill down by category, pricing, features, market segment, user ratings, and more.
Square Payments — 4.63★
Simple and secure payments on-the-go.
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What is Square Payments?
Square Payments is a mobile and in-person payment processing solution used by small business owners — independent retailers, food vendors, and service providers — to accept card payments via smartphone or tablet without dedicated point-of-sale hardware. It combines a free card reader, simple ...
Read moreWhat reviewers like about Square Payments
- Easy to use on mobile devices
- Free to download
- Quick setup process
Where Square Payments falls short
- Limited features compared to competitors
- Transaction fees can be high
- Not suitable for large businesses
Common Features
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Credit Card Processing
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Point of Sale (POS)
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Reporting
+ 1 more
Unique Features
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Payment Processing
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Payments
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Mobile Payments
+ 1 more
Pricing
Square Payments offers custom pricing plan
Heartland Payment Processing — 4.75★
Efficient payment processing for your business.
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What is Heartland Payment Processing?
Heartland Payment Processing software was designed with convenience in mind. A "point of sale payment processing" system, it offers the ability to run a business without having to purchase bulky expensive equipment or hire a pricey staff. The software's date and time stamp can record customer ...
Read moreWhat reviewers like about Heartland Payment Processing
- User-friendly interface
- No bulky equipment needed
- Real-time transaction tracking
Where Heartland Payment Processing falls short
- Limited advanced features
- May require internet access
- Not suitable for large enterprises
Common Features
-
Credit Card Processing
-
Point of Sale (POS)
-
PCI Compliance
+ 1 more
Unique Features
-
Payment Processing
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Payments
-
Online Payments
+ 1 more
Pricing
Heartland Payment Processing offers custom pricing plan
Spotsaas Buyer Intelligence
Own the software buyers are comparing here? See who's weighing you against rivals — and who's comparing your competitors while you're not in the running.
Shift4 Payments — 4.49★
Secure, affordable, and effortless payment processing.
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What is Shift4 Payments?
Shift4 Payments is a revolutionary merchant account payment processing solution. From our patented online technology that displays your shopping cart directly on a mobile phone or computer to the dynamic web-based reporting provided by Shift4's comprehensive suite of applications, we deliver ...
Read moreWhat reviewers like about Shift4 Payments
- Advanced payment technology
- Dynamic reporting
- Secure transactions
Where Shift4 Payments falls short
- Limited international support
- May require technical setup
- Customer service can be slow
Common Features
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Credit Card Processing
-
PCI Compliance
-
Point of Sale (POS)
+ 1 more
Unique Features
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Payment Processing
-
Payments
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Online Payments
+ 1 more
Pricing
Shift4 Payments offers custom pricing plan
PayAnywhere — 4.67★
Secure payments made easy on the go!
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What is PayAnywhere?
PayAnywhere is payment processing software that enables you to accept secure payments anywhere on the web.. It offers the ability to take payments for goods and services through your mobile device or tablet, where you are. Businesses of any size can take advantage of PayAnywhere to process ...
Read moreWhat reviewers like about PayAnywhere
- Mobile payment capabilities
- User-friendly interface
- Fast transaction processing
Where PayAnywhere falls short
- Limited international support
- Transaction fees can add up
- May lack advanced features
Common Features
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Credit Card Processing
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Point of Sale (POS)
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Reporting
Unique Features
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Payment Processing
-
Payments
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Mobile Payments
+ 1 more
Pricing
PayAnywhere offers custom pricing plan
MagicPay — 5★
Unlock the power of seamless payments and increase sales.
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What is MagicPay?
A complete online payment processing and marketing platform, MagicPay is everything you need to start and run a successful business immediately. Our secure, robust payment gateway technology enables merchants to set up online shop fronts and accept all major credit cards, cryptocurrencies and ...
Read moreWhat reviewers like about MagicPay
- Supports multiple payment methods
- User-friendly interface
- Quick setup process
Where MagicPay falls short
- Limited customer support hours
- Higher fees for certain transactions
- May lack advanced features
Common Features
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Credit Card Processing
-
PCI Compliance
-
Point of Sale (POS)
Unique Features
-
Payment Processing
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Payments
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Online Payments
+ 2 more
Pricing
MagicPay offers custom pricing plan
EPX — 4.55★
Streamline Your Payments with EPX.
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What is EPX?
Our EPX payment processing software is a cloud-based software program designed to handle multiple credit/debit/cash transactions and customer data. EPX is PCI-DSS compliant, easy-to-use, and comes in three editions, all written in Java programming language. This payment processing software is ...
Read moreWhat reviewers like about EPX
- Cloud-based solution
- Multiple transaction types
- PCI-DSS compliant
Where EPX falls short
- Limited features in lower editions
- Complex setup for some users
- Not suitable for very small businesses
Common Features
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Credit Card Processing
-
PCI Compliance
-
Point of Sale (POS)
Unique Features
-
Payment Processing
-
Payments
-
Payment Gateway
+ 2 more
Pricing
EPX offers custom pricing plan
Global Payments — 4.25★
Transforming payment processing for seamless transactions.
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What is Global Payments?
Global Payments offers full-service, in-house, state-of-the-art Payment Processing Software that's been designed to simplify credit card processing through one central solution. Its comprehensive feature set provides easy access controls and reconciliation for merchants' businesses while ...
Read moreWhat reviewers like about Global Payments
- Full-service payment processing
- State-of-the-art technology
- Centralized solution
Where Global Payments falls short
- Can be expensive
- Complex for small businesses
- Limited customization options
Common Features
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Credit Card Processing
-
Point of Sale (POS)
-
PCI Compliance
Unique Features
-
Payment Processing
-
Payments
-
Online Payments
+ 2 more
Pricing
Global Payments offers custom pricing plan
Merchant e-Solutions — 2.5★
Streamline payments and grow your business.
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What is Merchant e-Solutions?
Merchant e-Solutions is a web-based payment processing software that allows you to quickly and easily set up a merchant account for your business. The software allows you to accept Visa, MasterCard, Amex, and Discover on your website or at physical locations. Merchant e-Solutions is always ...
Read moreWhat reviewers like about Merchant e-Solutions
- Web-based platform
- Easy merchant account setup
- Supports major credit cards
Where Merchant e-Solutions falls short
- Limited international support
- Basic reporting features
- Customer support can be slow
Common Features
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Credit Card Processing
-
Point of Sale (POS)
-
PCI Compliance
Unique Features
-
Payment Processing
-
Payments
-
Online Payments
+ 2 more
Pricing
Merchant e-Solutions offers custom pricing plan
Fattmerchant — from $49 · 3.92★
Revolutionize your business transactions with Fattmerchant.
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What is Fattmerchant?
Fattmerchant, now branded as Stax, is a payment processing platform for small and mid-sized US businesses that charges a flat monthly subscription plus interchange cost rather than a per-transaction markup, which lowers effective rates for businesses processing higher payment volumes. It ...
Read moreWhat reviewers like about Fattmerchant
- All-in-one payment solution
- Easy merchant account setup
- Transparent pricing model
Where Fattmerchant falls short
- Limited international support
- Higher fees for small transactions
- Less customizable features
Common Features
-
Credit Card Processing
-
Point of Sale (POS)
-
PCI Compliance
Unique Features
-
Payment Processing
-
Payments
-
Online Payments
+ 2 more
Pricing
Starts from $49/Month
PayJunction — 4.92★
Streamline payments with secure, 24/7 support.
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What is PayJunction?
PayJunction is a modern, enterprise-class, multi-channel payment processing software. It comes in a SaaS (Software as a Service) model for subscription-based revenue streams and with an easy to install on-premise version for single processors or mini-merchant banks. PayJunction is secure, ...
Read moreWhat reviewers like about PayJunction
- Enterprise-class capabilities
- 24x7 support availability
- Secure and scalable
Where PayJunction falls short
- Complex setup for some users
- Higher cost for small businesses
- Limited customization options
Common Features
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Credit Card Processing
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PCI Compliance
Unique Features
-
Payment Processing
-
Payments
-
Payment Gateway
+ 3 more
Pricing
PayJunction offers custom pricing plan
How Splitit competitors stack up
Buyers comparing Splitit usually weigh it against these 10 payment processing software competitors, starting with Square Payments, Heartland Payment Processing and Shift4 Payments. Each is compared against Splitit on rating, pricing and feature coverage below.
What else works like Splitit?
Searches for "sites like Splitit" and "apps like Splitit" land on the same set of options as "Splitit alternatives" — the 10 options below cover both, whether you want a like-for-like replacement or something lighter.
What each one offers
Easy to use on mobile devices
Watch for: Limited features compared to competitors
User-friendly interface
Watch for: Limited advanced features
Advanced payment technology
Watch for: Limited international support
Mobile payment capabilities
Watch for: Limited international support
Supports multiple payment methods
Watch for: Limited customer support hours
Full-service payment processing
Watch for: Can be expensive
Web-based platform
Watch for: Limited international support
All-in-one payment solution
Watch for: Limited international support
Enterprise-class capabilities
Watch for: Complex setup for some users
Why teams look for a Splitit alternative
Most people weighing a Splitit alternative are reacting to the same handful of pain points:
- May have a complex set of features and customizations for new users without sufficient support.
- Limited selection of additional apps and connectors in the Marketplace could restrict advanced functionalities.
Picking the right Splitit alternative: what to weigh
A quick data read across all 10 payment processing software alternatives: MagicPay is the highest rated at 5★ across 3 reviews.
How we determine rank.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
