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Last updated:

8.8

Spot Score

Monzo

Monzo Pricing Plans & Top Alternatives in 2026

Simplify your banking, take control of your money.

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Trusted by 254,745+ software buyers annually.

Main Features

  • Bills Management
  • Budgeting
  • Financial Dashboard
  • Investment Monitoring
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Monzo Pricing

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Free Trial

Not available

Free Plan

✓ Free forever

Pricing Model

FreemiumSubscription
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Monzo Pricing Plans Explained

Monzo

Individuals & small teams
  • A UK current account

  • Your money is protected by the FSCS

  • 4.10% AER interest (variable)

  • Fee-free UK bank transfers

  • Pots for separating money

  • Award-winning support

  • Instant notifications

  • Apple Pay and Google Pay

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Need a plan for 50+ users?

Get volume pricing, dedicated onboarding, and a custom contract. Switching from another tool? Monzo supports data import to get you set up quickly.

Talk to Sales →

Pricing sourced from Monzo's official website as of May 2026. For the latest pricing, visit their website.

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Frequently Asked Questions (FAQs)

Stuck on something? We're here to help with all the questions and answers in one place.

Monzo offers a free plan (Freemium) with core features at no cost. You can upgrade to a paid plan anytime to unlock advanced features and higher limits.

Monzo offers Freemium, Subscription pricing. View all Monzo pricing plans →

The starting price is not disclosed by Monzo. You can visit Monzo pricing page to get the latest pricing.

Yes, Monzo offers a free plan (Freemium) so you can start using core features at no cost. Paid plans unlock advanced functionality.

Most subscription-based tools including Monzo offer a discount when you choose annual billing over monthly. Annual plans typically save 15–40% compared to paying month-to-month. Check Monzo's pricing page for exact savings.

Most SaaS products including Monzo allow you to cancel your subscription at any time. For monthly plans, cancellation typically takes effect at the end of the current billing cycle. For annual plans, refund policies vary — check Monzo's terms or contact their support team for details.

Monzo offers a free tier or trial that works well for small teams and startups just getting started. As you grow, paid plans provide more capacity and advanced features. See all plans to find the best fit.

Help & Contact

Monzo Support Options

Customer Service24/7 (Live rep)Online
LocationLondon, England

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

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