ANNA Review: Is It The Right Accounting Software For Your Team?
Best for SMB teams · Mid-market
Free Trial & Free Plan Available
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Starts from £0 / Month when Monthly, also offers free forever plan
Integrates with

Xero
WooCommerce
ShopifyOverview
Pricing
Features
Alternatives
Integrations
Support
FAQ
Blogs
What is ANNA?
ANNA is a UK-based all-in-one business finance platform that combines a regulated business bank account with automated bookkeeping, invoicing, and tax filing tools — designed for sole traders, freelancers, landlords, and small limited companies. ANNA provides a full UK business account (sort code + account number) with a Mastercard debit card, Apple Pay, Google Pay, virtual cards, and multiple expense cards for team members. Accounts open in under 10 minutes. The platform eliminates the need for a separate accountant by automating the most time-consuming admin tasks: it scans and categorizes receipts, matches them to transactions, creates and chases invoices automatically, and generates payment links and QR codes for collecting payments. ANNA's Auto Accountant handles VAT returns under Making Tax Digital (MTD), Corporation Tax estimates, Self Assessment (including MTD ITSA for landlords), payroll and PAYE, and Companies House confirmation statements — all from within the app. Smart money pots help users set aside funds for upcoming tax bills, while open banking integration lets users aggregate accounts from other banks. For e-commerce sellers, ANNA integrates with Shopify, Etsy, Amazon, eBay, and WooCommerce, and syncs with Xero and Sage. International transfers are available with a dedicated IBAN. ANNA's Cardiff-based support team operates 24/7 with an average response time under 50 seconds via in-app chat.
Pricing
Starts from £0 / Month when Monthly
Free Trial available
Best For
Built for growing teams, from small businesses to mid-market
Platform
Web + mobile app (iOS & Android)
ANNA was reviewed internally using user feedback, in-house testing, and market research to assess its performance, reliability, and user experience. Learn how we review products and our evaluation process.
Who should consider ANNA
- Team types
- Freelancers, Small Business
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What is the pricing of ANNA?
ANNA Pricing Plans
Pay As You Go
£0
/Month
UK Business Account (sort code + account number)
Mastercard Debit Card (physical + virtual)
Apple Pay & Google Pay
1 Expense Card
Invoice Creation & Automated Chasing
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Business
£22.90
/Month
Everything in Pay As You Go
0% fee on inbound payments (up to £20k/month)
Unlimited Expense Cards
1 Virtual Card
Multiple Business Accounts
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Big Business
£59.90
/Month
Everything in Business
0% fee on inbound payments (unlimited)
5 Virtual Cards
Dedicated Relationship Manager
Enhanced Cashback Rewards
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+Taxes Add-on
£29.00
/Month
VAT Returns (MTD-compliant, auto submission)
Corporation Tax Estimation & Filing
Self Assessment / MTD ITSA Filing
Payroll & PAYE Management
Companies House Confirmation Statements
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What are the features of ANNA?
Bank Feed Sync is a powerful software feature that allows users to automatically synchronize their bank accounts and financial transactions…
A bank reconciliation statement reconciles an entity's bank account with its financial records. The statement lists all deposits, withdrawal…
Bookkeeping is the process of recording, organizing, and managing financial transactions of a business or individual. It is an essential asp…
Keeping track of your expenses is a crucial component of building a budget for your small business. The financial health of your budget is i…
Financial reporting is a crucial aspect of any successful organization, as it involves the systematic and structured communication of financ…
Invoice is time-stamped commercial document that itemizes and records a transaction between a buyer and a seller. If products or services we…
Real-time data gathering and transfer between the jobsite and project managers at the office is possible with mobile access. Employees on th…
Your firm will be able to hold funds in multiple currencies if you have a multi-currency bank account. When conducting a business across bor…
Many financial management chores for your consumers are included in managing a homeowner's association (HOA). It's all part of the job, from…
Payment Processing is defined as providing a Person with the ability to charge or debit accounts using any payment mechanism, including but…
The payroll management process consists of a series of controlled processes completed in the same sequence each month to establish a payroll…
Receipt management is the process of organizing, filing, and benefitting from receipts that are kept correct and complete. The administratio…
A tax is a governmental mandatory financial charge or levy imposed on a taxpayer to fund certain public expenses. The taxation system is cri…
ANNA Integrations
ANNA Support Options
Frequently Asked Questions About ANNA
Common questions buyers ask before choosing ANNA.
ANNA is a Accounting Software. ANNA offers Expense Tracking, Bank Reconciliation, Tax Management, Receipt Management, Multi-Currency and many more functionalities.
Some top alternatives to ANNA includes Xero and undefined.
ANNA offers Freemium, Subscription, Free Trial pricing models
Yes, ANNA can integrate with Xero, WooCommerce
The starting price of ANNA is £0/Month when Monthly
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About the reviewer
Rajat Gupta is the founder of Spotsaas. Over the past two years, he has reviewed 2,000+ tools across CRM, HR, AI, and finance — applying hands-on product research and a background in commerce and the CFA program to evaluate software through a business and ROI lens. His goal: help teams make software decisions they won't regret.
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].






