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Best Free My Cash Flow Plan Alternatives — 11 Tools Compared in 2026

Explore 11 alternatives to My Cash Flow Plan — vetted by our editors with real user reviews, pricing, and feature comparisons.

11 top free My Cash Flow Plan alternatives, compared

Quick answer

The My Cash Flow Plan alternatives worth knowing first are Float, CashController and ThinkOut. Float earns the top SpotScore (8.6) and a 4.3★ rating. See how all 11 stack up on score, rating, and price below.

Whether it's the bill, a missing capability, or the day-to-day friction, plenty of teams leave My Cash Flow Plan. These 11 cash flow management software free alternatives are where they tend to land. We order them by SpotScore (real-user satisfaction and market presence), star ratings, and pricing. Editors vet each one. Skim the table, then read on for detail.

ProductSpotScoreRatingPricingBest for
FloatEffortlessly manage projects and collaborate seamlessly.8.6★★★★ 4.3(437)Freefrom $6teams of all sizes
CashControllerStreamline your cash flow, make informed decisions.★★★★★ 5(3)FreeFree Trial · Subscriptionteams of all sizes
ThinkOutMaster your business finances with ThinkOut.Not yet ratedFreeFree Trial · Subscriptionsmall & mid-size businesses
FloatEffortlessly streamline your project planning.★★★★ 4.3(78)Freefrom $59teams of all sizes
DryrunMaster your finances with Dryrun.★★★★★ 5(12)Freefrom $49/moteams of all sizes
SatagoCash flow management and invoice finance for UK small businesses.7★★★★ 4.4FreeFree Trial · Subscription · Quotation Basedsmall & mid-size businesses
TruXStreamline your finances with TruX.Not yet ratedFreeFree Trial · Quotation Basedsmall & mid-size businesses
COMMITLYStreamline your financial planning with COMMITLY.Not yet ratedFreeFree Trial · Subscriptionteams of all sizes
FutrliTake control of your cash flow with Futrli.★★★★ 4.4(53)FreeFree Trial · Subscriptionteams of all sizes
BrixxEmpower your finances with Brixx.★★★★ 4.2(19)FreeFree Trial · Subscriptionteams of all sizes
RebankStreamline your finances with Rebank.Not yet ratedFreeFreemium · Subscriptionsmall & mid-size businesses

8.6

SpotScore

Float - Project Management Software

Float

Effortlessly manage projects and collaborate seamlessly.

Best for: SMB teams · Mid-market · Enterprise

Start Free Trial

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What is Float?

Float is a resource management and scheduling tool for project managers and team leads at agencies and professional services firms who need to plan team capacity and visualize workload across active projects. It uses drag-and-drop scheduling with color-coded project lanes, real-time capacity ...

Read more about Float
Free TrialTry Free →
CashController - Cash Flow Management Software

CashController

Streamline your cash flow, make informed decisions.

Best for: SMB teams · Mid-market · Enterprise

Start Free Trial

Add to compare

What is CashController?

CashController is an advanced cash flow management software that allows users to control both incoming and outgoing cash flow in a business. It helps to plan cash inflow and to stay ahead of payments and receipts. CashController also creates reports that can help user to make hard business ...

Read more about CashController
Free Trial

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ThinkOut - Cash Flow Management Software

ThinkOut

Master your business finances with ThinkOut.

Best for: SMB teams · Mid-market

Start Free Trial

Add to compare

What is ThinkOut?

Take control of your business finances with ThinkOut! This online platform uses cash flow analysis and forecasting to give managers a better understanding of their businesses. Automatically aggregate transactions from connected accounts, and build Income and Expenses forecasts for upcoming ...

Read more about ThinkOut
Free TrialTry Free →
Float - New SaaS Software

Float

Effortlessly streamline your project planning.

Best for: SMB teams · Mid-market · Enterprise

Start Free Trial

Add to compare

What is Float?

Float is a resource planner that makes managing and keeping up with project work a breeze. Easily plan tasks, schedule teams and allocate resources with a simple click and drag option. Reassign tasks with effortless transitions and follow updates in real-time. The multi-project view helps to ...

Read more about Float
Free Trial·

Float offers custom pricing plan

Dryrun - New SaaS Software

Dryrun

Master your finances with Dryrun.

Best for: SMB teams · Mid-market · Enterprise

Start Free Trial

Add to compare

What is Dryrun?

Dryrun is your complete cash flow management in the cloud. Easily stay on top of your finances and navigate the complexities of rapid growth with real-time, dynamic and robust visuals. Upload your own data or import it from Xero and Quickbooks Online. Customize each scenario and access all your ...

Read more about Dryrun
Free TrialTry Free →·

Dryrun offers custom pricing plan

7.0

SpotScore

Satago

Satago

Cash flow management and invoice finance for UK small businesses.

Best for: SMB teams · Mid-market

Start Free Trial

4.4

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What is Satago?

Satago is a cash flow management and invoice finance platform for UK SMBs. It combines credit risk intelligence, invoice finance, and automated late payment chasing in one integrated platform, helping businesses maintain healthy cash flow without needing to switch banks or lenders. Satago ...

Read more about Satago
Free TrialTry Free →·

Satago offers custom pricing plan

TruX - New SaaS Software

TruX

Streamline your finances with TruX.

Best for: SMB teams · Mid-market

Start Free Trial

Add to compare

What is TruX?

TruX is an intelligent software solution that revolutionizes how you handle your business finances. With its tagline "A Smart Business Financing Software Solution," TruX offers a secure platform to efficiently manage your transactions and optimize cash flow. Tailor-made for small and ...

Read more about TruX
Free TrialTry Free →·

TruX offers custom pricing plan

COMMITLY - New SaaS Software

COMMITLY

Streamline your financial planning with COMMITLY.

Best for: SMB teams · Mid-market · Enterprise

Start Free Trial

Add to compare

What is COMMITLY?

COMMITLY is a cloud-based, easy-to-use liquidity planning software that enables you to make reliable decisions in a timely manner. Whether it's one or multiple plans, you won't need to worry about accounting and legalities, allowing you to start planning right away. Excel and traditional ...

Read more about COMMITLY
Free TrialTry Free →
Futrli - New SaaS Software

Futrli

Take control of your cash flow with Futrli.

Best for: SMB teams · Mid-market · Enterprise

Start Free Trial

Add to compare

What is Futrli?

Futrli gives small business an unparalleled trustworthiness for cash flow forecasting. Rely on integrated Unit-based predictions and transform the way you forecast with built in tools for cost savings initiatives, staff changes, revenue streams and more. With automatic updates built into the ...

Read more about Futrli
Free TrialTry Free →·

Starts from $11.25/Month when Billed Yearly

Brixx - New SaaS Software

Brixx

Empower your finances with Brixx.

Best for: SMB teams · Mid-market · Enterprise

Start Free Trial

Add to compare

What is Brixx?

Brixx is the ultimate tool to help you stay in control of your finances, no matter the size of your business. With its user-friendly and intelligent forecasting capabilities, you can set-up a robust financial model for your company: starting with a template and inputting essential data like ...

Read more about Brixx
Free TrialTry Free →
Rebank - New SaaS Software

Rebank

Streamline your finances with Rebank.

Best for: SMB teams · Mid-market

Try for Free

Add to compare

What is Rebank?

Rebank is an agile platform designed to revolutionize and simplify the way businesses manage their finances. Our software helps you quickly and easily manage your bank accounts, send money across the globe, and monitor your balance and transactions via apps like Slack and WhatsApp. You can also ...

Read more about Rebank

Starts from $60/Month, also offers free forever plan

Why these tools made our shortlist

Float8.6Best for teams of all sizes

Requires minimal training to get started, with fast onboarding.

Watch for: Integrations are limited beyond Asana and Workflow Max.

CashControllerBest for teams of all sizes

Advanced cash flow control

Watch for: May be complex for beginners

ThinkOutBest for small & mid-size businesses

Cash flow forecasting

Watch for: Limited integrations with banking systems

FloatBest for teams of all sizes

Resource planning

Watch for: Limited cash flow features

DryrunBest for teams of all sizes

Cloud-based management

Watch for: May require training

Satago7Best for small & mid-size businesses
TruXBest for small & mid-size businesses
COMMITLYBest for teams of all sizes

Easy liquidity planning

Watch for: Limited advanced features

FutrliBest for teams of all sizes

Integrated predictions

Watch for: May be complex for beginners

BrixxBest for teams of all sizes

User-friendly interface

Watch for: Limited integrations

RebankBest for small & mid-size businesses

Agile financial management

Watch for: Limited features for larger enterprises

Why teams look for a My Cash Flow Plan alternative

Most teams that replace My Cash Flow Plan do it to get past issues like these:

  • Limited advanced financial features
  • Not suitable for complex financial needs
  • May lack integration with accounting software
  • Basic reporting options

What to weigh when comparing My Cash Flow Plan alternatives

Here's how these 11 cash flow management software free alternatives stack up on the numbers: 11 offer a free tier; paid plans run $6–$59, with Float the cheapest entry point; and CashController is the highest rated at 5 across 3 reviews.

How the list is built.

Frequently Asked Questions (FAQs)

Stuck on something? We're here to help with all the questions and answers in one place.

The top-rated alternatives to My Cash Flow Plan are CashController (5.0★), Dryrun (5.0★), Satago (4.4★). Compare all 11 alternatives side-by-side above.

When evaluating alternatives to My Cash Flow Plan, prioritize: Budgeting, Cash flow Forecasting, Cash Management, Financial Management, transparent pricing, free trial availability, and integrations with your existing tools. Use the filters above to compare by feature, budget, and team size.

Migration difficulty depends on how deeply My Cash Flow Plan is integrated into your workflows. Most alternatives offer data export/import tools and dedicated onboarding support. We recommend shortlisting 2–3 options, running a free trial, and checking each vendor's migration guides before committing.

Which My Cash Flow Plan alternative is right for you?

  • On a budget / just exploring: start with a free tier — Float, CashController and ThinkOut let you evaluate without paying upfront.
  • If real-user ratings matter most: CashController has the strongest star rating (5★) among the options with verified reviews.
  • Want the safest pick: Float has the highest Spotsaas Score (8.6) in this list — a strong default if you're unsure.

Replacing My Cash Flow Plan: how to switch

Migrating from My Cash Flow Plan works best in stages. Export your data, confirm the new tool accepts it, and check that your essential workflows hold up. Try a short pilot before rolling out, and leave My Cash Flow Plan running until you're confident. Most picks above offer free testing.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].