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Best Financial Data APIs For Free

Top picks for Financial Data APIs available for Free

Streamlining banking transactions for a prosperous future.

1.6

Free trial not available

Freemium

Starts from $500/Month

Streamline data and unlock business potential.

No ratings available

Free trial not available

Freemium

Codat offers custom pricing plan

Empowering finance innovation for a secure future.

No ratings available

Free trial not available

Freemium

Pluggy offers custom pricing plan

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List of the Best Financial Data APIs For Free as of July 2026

Plaid - New SaaS Software

Plaid

Streamlining banking transactions for a prosperous future.

Best for: SMB teams · Mid-market · Enterprise

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What is Plaid?

Plaid – Connect, Optimize, and Prosper. Create seamless connections between bank accounts and apps using Plaid's powerful API. With a user-friendly interface and simple integration, developers can quickly add Plaid's features to their app. Gain valuable insights into financial transactions and ...

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Starts from $500/Month, also offers free forever plan

Codat

Codat

Streamline data and unlock business potential.

Best for: SMB teams · Mid-market · Enterprise

Try for Free

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What is Codat?

Codat is a universal API that gives software providers and financial institutions access to small business financial data across accounting, banking, and commerce platforms in a single integration. It supports use cases including automatic reconciliation, business dashboarding, and loan ...

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Codat offers custom pricing plan

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Pluggy

Pluggy

Empowering finance innovation for a secure future.

Best for: SMB teams · Mid-market · Enterprise

Try for Free

Add to compare

What is Pluggy?

Pluggy is an Open Finance API platform that connects applications to users' financial data across Brazilian banks and financial institutions. Developers use it to build budgeting apps, credit tools, and fintech products that need secure access to account, transaction, and balance data.

Read more about Pluggy

Pluggy offers custom pricing plan

Frequently Asked Questions About Financial Data APIs

Stuck on something? We're here to help with all the questions and answers in one place.

The most important Financial Data APIs features to evaluate are Online Banking Integration, Customer Portal, Portfolio Management, Analytics (ROI Tracking), Report Generation, Trend Indicators. Most buyers prioritize ease of use, reporting, and integration capabilities. Look for tools that cover your core workflow before comparing advanced features.

Financial Data APIs pricing typically ranges from $10 to $200+ per user per month depending on features and team size. Most vendors offer tiered plans. Check individual product pages for current pricing.

The top rated Financial Data APIs based on verified user reviews and SpotScore are NewsData.io, Plaid, Barchart OnDemand. These tools score highest on ease of use, feature depth, and customer support — updated monthly from real buyer feedback.

Start by listing your must-have features — commonly Online Banking Integration, Customer Portal, Portfolio Management, Analytics (ROI Tracking), Report Generation, Trend Indicators. Then filter by team size, budget, and integrations you already use. Compare at least 3 options using free trials before committing. Spotsaas lets you compare side-by-side in minutes.

Currently no Financial Data APIs listed offer a permanent free plan, though many provide free trials (14–30 days). Use the pricing filter on this page to find trial-eligible options.

The best Financial Data APIs for small businesses are affordable, quick to set up, and scale without complexity. Look for per-user pricing, no long-term contracts, and strong onboarding support.

About the reviewer

Rajat Gupta is the founder of Spotsaas. Over the past two years, he has reviewed 2,000+ tools across CRM, HR, AI, and finance — applying hands-on product research and a background in commerce and the CFA program to evaluate software through a business and ROI lens. His goal: help teams make software decisions they won't regret.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].