Best Financial Data APIs For Free
Top picks for Financial Data APIs available for Free
Streamlining banking transactions for a prosperous future.
Free trial not available
Freemium
Starts from $500/Month
Streamline data and unlock business potential.
Free trial not available
Freemium
Codat offers custom pricing plan
Empowering finance innovation for a secure future.
Free trial not available
Freemium
Pluggy offers custom pricing plan
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List of the Best Financial Data APIs For Free as of September 2026

Plaid
Streamlining banking transactions for a prosperous future.
Best for: SMB teams · Mid-market · Enterprise
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What is Plaid?
Plaid – Connect, Optimize, and Prosper. Create seamless connections between bank accounts and apps using Plaid's powerful API. With a user-friendly interface and simple integration, developers can quickly add Plaid's features to their app. Gain valuable insights into financial transactions and ...
Read more about PlaidStarts from $500/Month, also offers free forever plan

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What is Codat?
Codat is a universal API that gives software providers and financial institutions access to small business financial data across accounting, banking, and commerce platforms in a single integration. It supports use cases including automatic reconciliation, business dashboarding, and loan ...
Read more about CodatCodat offers custom pricing plan
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Pluggy
Empowering finance innovation for a secure future.
Best for: SMB teams · Mid-market · Enterprise
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What is Pluggy?
Pluggy is an Open Finance API platform that connects applications to users' financial data across Brazilian banks and financial institutions. Developers use it to build budgeting apps, credit tools, and fintech products that need secure access to account, transaction, and balance data.
Read more about PluggyPluggy offers custom pricing plan
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About the reviewer
Rajat Gupta is the founder of Spotsaas. Over the past two years, he has reviewed 2,000+ tools across CRM, HR, AI, and finance — applying hands-on product research and a background in commerce and the CFA program to evaluate software through a business and ROI lens. His goal: help teams make software decisions they won't regret.
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].






