Best Financial Data APIs For Free
Top picks for Financial Data APIs available for Free
Streamlining banking transactions for a prosperous future.
Free trial not available
Freemium
Starts from $500/Month
Streamline data and unlock business potential.
Free trial not available
Freemium
Codat offers custom pricing plan
Empowering finance innovation for a secure future.
Free trial not available
Freemium
Pluggy offers custom pricing plan
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List of the Best Financial Data APIs For Free as of June 2026

Plaid
Streamlining banking transactions for a prosperous future.
Best for: SMB teams · Mid-market · Enterprise
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What is Plaid?
Plaid – Connect, Optimize, and Prosper. Create seamless connections between bank accounts and apps using Plaid's powerful API. With a user-friendly interface and simple integration, developers can quickly add Plaid's features to their app. Gain valuable insights into financial transactions and ...
Read more about PlaidStarts from $500/Month, also offers free forever plan

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What is Codat?
Codat, known as the Universal API for Small Business Data, is a revolutionary platform designed to empower software providers and financial institutions to seamlessly create comprehensive solutions for their small business clientele. By offering easy access to a wide array of small business ...
Read more about CodatCodat offers custom pricing plan

Pluggy
Empowering finance innovation for a secure future.
Best for: SMB teams · Mid-market · Enterprise
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What is Pluggy?
Introducing Pluggy, the platform at the forefront of shaping the future of finance. With the tagline "Build the future of finance," Pluggy empowers developers to seamlessly link applications to users' financial data. This cutting-edge solution facilitates the integration of various tools and ...
Read more about PluggyPluggy offers custom pricing plan
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Frequently Asked Questions About Financial Data APIs
Stuck on something? We're here to help with all the questions and answers in one place.
The most important Financial Data APIs features to evaluate are Online Banking Integration, Analytics (ROI Tracking), Report Generation, Trend Indicators, Workflow Management, Machine Learning. Most buyers prioritize ease of use, reporting, and integration capabilities. Look for tools that cover your core workflow before comparing advanced features.
Financial Data APIs pricing typically ranges from $10 to $200+ per user per month depending on features and team size. Most vendors offer tiered plans. Check individual product pages for current pricing.
The top rated Financial Data APIs based on verified user reviews and SpotScore are NewsData.io, Plaid, Barchart OnDemand. These tools score highest on ease of use, feature depth, and customer support — updated monthly from real buyer feedback.
Start by listing your must-have features — commonly Online Banking Integration, Analytics (ROI Tracking), Report Generation, Trend Indicators, Workflow Management, Machine Learning. Then filter by team size, budget, and integrations you already use. Compare at least 3 options using free trials before committing. Spotsaas lets you compare side-by-side in minutes.
Currently no Financial Data APIs listed offer a permanent free plan, though many provide free trials (14–30 days). Use the pricing filter on this page to find trial-eligible options.
The best Financial Data APIs for small businesses are affordable, quick to set up, and scale without complexity. Look for per-user pricing, no long-term contracts, and strong onboarding support.
About the reviewer
Rajat Gupta is the founder of Spotsaas. Over the past two years, he has reviewed 2,000+ tools across CRM, HR, AI, and finance — applying hands-on product research and a background in commerce and the CFA program to evaluate software through a business and ROI lens. His goal: help teams make software decisions they won't regret.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
