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Zip vs Clearly Payments Comparison

Last updated:

Zip

4.6(19 reviews)

Starting at Contact for pricing

  • Individuals
  • Freelancers / Consultants

Zip's platform allows merchants to enjoy increased conversion rates, stabilized customer loyalty, and no-delay payments. It's simple to set up without API integration required, offering compatible solutions with WooComme…

Clearly Payments

4.5(1 reviews)

Starting at $99 /Month

  • Large Enterprises
  • Medium Business

Clearly Payments is a reliable payment processing solution in Canada that offers unbeatable rates and excellent customer service. Whether you're accepting credit cards for in-store or online purchases, we provide the nec…

Zip leads on user satisfaction with a 4.6-star rating across 19 reviews.

Zip vs Clearly Payments — at a glance

FeatureZipClearly Payments
Rating4.6 / 54.5 / 5
Reviews191
Starting priceContact for pricing$99 /Month
Free trial No No
Free version No No
Best forIndividuals, Freelancers / Consultants, Medium BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud
APIAvailable
Support modesOnline24/7 (Live rep), Online
Certifications
Data residencyGlobalCanada

Key differences between Zip and Clearly Payments

  • Pricing: Clearly Payments starts at $99 /Month. Zip pricing is not publicly listed.
  • Target audience: Zip is built for Individuals and Freelancers / Consultants, while Clearly Payments targets Large Enterprises and Medium Business.
  • User satisfaction: Zip scores higher with a 4.6-star average.
  • Deployment: Zip supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Clearly Payments supports SaaS/Web/Cloud.

Zip vs Clearly Payments — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Zip - Buy Now Pay Later Platforms
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Clearly Payments - Payment Processing Software
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Talk to an expert

Free PDF comparison

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Biggest differences

Start here before you go deeper into features.

Zip

Best for small to mid-sized e-commerce merchants seeking easy buy-now-pay-later setup.

Choose if
  • You want a plug-and-play BNPL solution with no API integration needed.
  • Your team values a simple, user-friendly platform with fast application processing.
  • You operate a small or medium online store using WooCommerce, Shopify, or BigCommerce.
Consider alternatives if
  • You require extensive customization and advanced feature sets.
  • You need broad third-party app integrations beyond Zip’s limited marketplace.

Clearly Payments

Best for

Large Enterprises, Medium Business, Small Business

Zip typically suits Individuals and Freelancers / Consultants. Clearly Payments tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Zip's platform allows merchants to enjoy increased conversion rates, stabilized customer loyalty, and no-delay payments. It's simple to set up without API integration required, offering ... Read More about Zip

Clearly Payments is a reliable payment processing solution in Canada that offers unbeatable rates and excellent customer service. Whether you're accepting credit cards for in-store or ... Read More about Clearly Payments

Entry Level Pricing

  • Not Available
  • Starts from $99

Free Trial Availability

  • No free trial
  • No free trial

User Ratings

Based on verified Spotsaas reviews

4.58

(19)

4.5

(1)

Best Company Size

1-50 employees51-500 employees
Get pricing help
Get pricing help

Software Demo

Demo

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Step 1 of 4

How big is your team?

We tailor recommendations to companies your size.

Trusted by teams at

How do Zip and Clearly Payments Compare on Features?

Total Features

7 Features

4 Features

Unique Features

No unique features

No unique features

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Get Quote

Compare Zip and Clearly Payments on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • Not Available
      • $99

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Pricing information not available

      Clearly Payments pricing

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Not Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      HIPAA

      ✗ No
      ✗ No

      Data Residency

      🌐 Global
      🇨🇦 Canada

      Zip User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      13

      6

      0

      0

      1

      1

      0

      0

      0

      0

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Overall positive sentiment highlights Zip's ease of use, seamless payment experience, and helpful vendor support, with some concerns about limited integrations and feature complexity.

      What buyers like

      • Ease of use
      • Seamless integration
      • Fast application process

      Common complaints

      • Limited app marketplace
      • Complexity of features without support

      Buyer sentiment

      Buyer sentiment is very strong across 1 reviews, with consistently positive feedback.

      What buyers like

      • Unbeatable rates
      • Excellent customer service
      • Comprehensive payment tools

      Common complaints

      • Limited to Canadian market
      • May have hidden fees
      • Not suitable for international transactions

      Pros and Cons

      • User-friendly and easy navigation for non-professionals

      • Fast and seamless application process to spread out purchases

      • Low fees with personalized implementation support

      • Limited marketplace selection for additional apps and connectors

      • Feature richness and customization options can be intimidating without support

      • Offers unbeatable rates, helping businesses save on processing fees.

      • Strong customer service enhances user experience.

      • Comprehensive tools support various payment methods.

      • Limited to the Canadian market may restrict growth.

      • Potential hidden fees could affect overall costs.

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Negative Reviews

      No reviews available for the product

      No reviews available for the product

      Used Zip or Clearly Payments? Tell buyers what actually differs.

      List of Customers

      Customers

      Boohoo

      Boohoo

      Fanatics

      Fanatics

      Fashion-nova

      Fashion-nova

      No Customers information available.

      Media and Screenshots

      Screenshots

      Overview

      1 Screenshots

      No screenshots available.

      Videos

      video-0

      2 Videos

      video-0

      2 Videos

      Top Alternatives to Zip and Clearly Payments in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Zip or Clearly Payments?
      Zip edges out the other on user ratings (4.6 vs 4.5). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Zip and Clearly Payments offer a free trial?
      Neither Zip nor Clearly Payments currently lists a free trial.
      What is the starting price of Zip vs Clearly Payments?
      Zip starts at Contact for pricing. Clearly Payments starts at $99 /Month.
      What are the top alternatives to Zip?
      Top alternatives to Zip include Checkout.com, BizPayO, plug&paid, Credit Key, Four.
      What are the top alternatives to Clearly Payments?
      Top alternatives to Clearly Payments include Payment.Ninja, BluePay, MagicPay, Clearent, Checkout.com.