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Zil Bank vs Novo Comparison

Last updated:

Zil Bank

Starting at Contact for pricing

  • Large Enterprises
  • Small Business

Zil Bank is a digital banking platform for freelancers, startups, and small businesses, offering ACH payments, payroll management, check printing, and eCheck services alongside standard online banking. The mobile app pro…

Novo

4.2(3,341 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Novo is a business banking platform backed by FDIC-insured community banks, offering business deposit accounts and financial management tools built for entrepreneurs and small businesses. Founders can manage their financ…

Novo leads on user satisfaction with a 4.2-star rating across 3,341 reviews.

Zil Bank vs Novo — at a glance

FeatureZil BankNovo
Rating4.2 / 5
Reviews3,341
Starting priceContact for pricingContact for pricing
Free trial No No
Free version No No
Best forLarge Enterprises, Small Business, Medium BusinessLarge Enterprises, Medium Business, Small Business
CategoryDigital Banking PlatformsDigital Banking Platforms
PlatformsBrowser Based (Cloud), Mobile - Android, Mobile - iOSMobile - iOS
APIAvailableAvailable
Support modesOnlineBusiness Hours, Online
CertificationsSOC 2
Data residencyUSUS

Key differences between Zil Bank and Novo

  • Deployment: Zil Bank supports Browser Based (Cloud), Mobile - Android, Mobile - iOS; Novo supports Mobile - iOS.

Zil Bank vs Novo — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Digital Banking Platforms tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Zil Bank
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Novo - New SaaS Software
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Talk to an expert

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Biggest differences

Start here before you go deeper into features.

Zil Bank

Best for freelancers and small businesses needing integrated banking and payroll tools.

Choose if
  • You are a freelancer, startup, or small business with 1-500 employees.
  • You need an all-in-one platform combining online banking, ACH payments, and payroll management.
  • You want specialized features like check printing and eCheck services integrated into your banking.
Consider alternatives if
  • You require transparent, fixed pricing models rather than quotation-based pricing.
  • You are a large enterprise needing highly customized banking solutions.

Novo

Best for

Large Enterprises, Medium Business, Small Business

Zil Bank typically suits Large Enterprises and Small Business. Novo tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Zil Bank is a digital banking platform for freelancers, startups, and small businesses, offering ACH payments, payroll management, check printing, and eCheck services alongside standard ... Read More about Zil Bank

Novo is a business banking platform backed by FDIC-insured community banks, offering business deposit accounts and financial management tools built for entrepreneurs and small businesses. ... Read More about Novo

Free Trial Availability

  • No free trial
  • No free trial

User Ratings

Based on verified Spotsaas reviews

Best Company Size

1-50 employees51-500 employees
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Step 1 of 4

How big is your team?

We tailor recommendations to companies your size.

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How do Zil Bank and Novo Compare on Features?

Total Features

4 Features

4 Features

Unique Features

No unique features

No unique features

Get Quote
Get Quote

Compare Zil Bank and Novo on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Pricing information not available

      Novo pricing

      Other Details

      Organization Types supported

      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      Data Encryption

      ✓ Yes

      Data Residency

      🇺🇸 US
      🇺🇸 US

      Zil Bank User Reviews & Rating Comparison

      User Ratings

      No reviews available for the product

      Rating Distribution

      No reviews available for this product

      2930

      154

      71

      103

      603

      Pros and Cons

      • Comprehensive suite of financial tools including ACH payments and payroll management

      • Tailored specifically for freelancers, startups, and small businesses

      • All-in-one platform combining online banking with check printing and eCheck services

      • Pricing is quotation based with no public pricing transparency

      • Lack of available user ratings and reviews to assess performance

      • Reviewers describe Novo as simple, fee-free banking that is easy to use for small businesses.

      • The interface is consistently called clean, intuitive and easy to read.

      • Integrations with tools like QuickBooks, Square, ACH transfers and invoicing are valued.

      • Some reviewers cite low transaction limits as a constraint for higher-volume payments.

      • One user wanted a single login to manage several accounts.

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Used Zil Bank or Novo? Tell buyers what actually differs.

      Top Alternatives to Zil Bank and Novo in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Zil Bank or Novo?
      Novo edges out the other on user ratings (4.2 vs -1.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Zil Bank and Novo offer a free trial?
      Neither Zil Bank nor Novo currently lists a free trial.
      What is the starting price of Zil Bank vs Novo?
      Zil Bank starts at Contact for pricing. Novo starts at Contact for pricing.
      What are the top alternatives to Zil Bank?
      Top alternatives to Zil Bank include CapitalDigital, EBANQ, Chime Mobile Banking, Novo, Accounts by Cashfree.
      What are the top alternatives to Novo?
      Top alternatives to Novo include Airbank, Qualified, Workvivo, Nordigen, GoSolo.