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You Need A Budget vs PocketGuard - Which Personal Finance Software Platform Is Better in July 2025?

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PocketGuard - Personal Finance Software
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TL;DR - Quick Comparison Summary

Description

You Need A Budget is the software that manages personal finance. It shows how much individuals should be spending every month to stay within the budget goals. With You Need A Budget, user ... Read More

PocketGuard is an online personal finance software individuals that install on computer. It's designed to track retirement savings, credit cards, home refinancing, mortgages, insurance, ... Read More

Free Trial Availability

  • No free trial

Spotsaas Score

9.4/10

8.6/10

User Ratings

4.3

(35)
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Software Demo

Demo

How do You Need A Budget and PocketGuard Compare on Features?

Total Features

11 Features

9 Features

Unique Features

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      What Do You Need A Budget and PocketGuard Cost?

      Pricing Option

          Pricing Page

          you-need-a-budget pricing

          Pricing information not available

          Other Details

          Organization Types supported

          • Large Enterprises
          • Medium Business
          • Small Business
          • Individuals
          • Freelancers
          • Large Enterprises
          • Medium Business
          • Small Business
          • Individuals
          • Freelancers

          Platforms Supported

          • Browser Based (Cloud)
          • Mobile - Android
          • Mobile - iOS
          • Installed - Mac
          • Installed - Windows
          • Browser Based (Cloud)
          • Browser Based (Cloud)
          • Mobile - Android
          • Mobile - iOS
          • Installed - Mac
          • Installed - Windows
          • Browser Based (Cloud)

          Modes of support

          • 24/7 (Live rep)
          • Business Hours
          • Online
          • 24/7 (Live rep)
          • Business Hours
          • Online

          API Support

          • Available
          • Not Available
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          You Need A Budget User Reviews & Rating Comparison

          User Ratings

          No reviews available for the product

          Rating Distribution

          Excellent

          1494

          Very Good

          4

          Good

          2

          Poor

          0

          Terible

          1

          No reviews available for the product

          Expert's Review generated by AI

          YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals ...Read more

          PocketGuard has received overwhelmingly positive feedback in the past 12 months, with users praising its user-friendly interface and reliable connection tools for bank accounts. Many have ...Read more

          Pros and Cons

          Pros and Cons of You Need A Budget

          • YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.

          • Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.

          • Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.

          • Helpful resources and videos assist users in understanding and utilizing the platform effectively.

          • Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.

          • Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.

          Pros and Cons of PocketGuard

          • User-friendly interface, making it easy to set up and manage accounts.

          • Reliable customer support that is responsive to users' needs and inquiries.

          • Useful tools such as hashtags for organizing transactions and providing insights.

          • Cost-effective pricing compared to competitors, offering good value for money.

          • Difficulty in canceling subscriptions, requiring additional steps beyond the online portal.

          • Challenges with credit card budgeting features, leading to confusion for some users.

          Positive Reviews

          No reviews available for the product

          No reviews available for the product

          Negative Reviews

          No reviews available for the product

          No reviews available for the product

          Media and Screenshots

          Videos

          video-0

          3 Videos

          video-0

          1 Videos

          Top Alternatives to You Need A Budget and PocketGuard in 2025

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          Frequently Asked Questions (FAQs)

          Stuck on something? We're here to help with all the questions and answers in one place.

          You Need A Budget offers Free Trial, but PocketGuard does not.

          You Need A Budget is designed for Large Enterprises, Medium Business and Small Business.

          PocketGuard is designed for Medium Business and Small Business.

          Pricing details for both You Need A Budget and PocketGuard are unavailable at this time. Contact the respective providers for more information.

          Some top alternatives to You Need A Budget includes Simplifi, Mint, EveryDollar, Quicken, Albert, Money Dashboard, Moneydance, Lunch Money, Pockett, Personal Capital and monse.

          Some top alternatives to PocketGuard includes Simplifi, Mint, Goodbudget, Quicken, Money Dashboard, PocketSmith, MoneyWiz, Lunch Money, Monarch Money, Pockett and Personal Capital.

          Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

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