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Swipesum vs Pin Payments Comparison

Last updated:

Swipesum

4.1(54 reviews)

Starting at $25 per analysis

  • Large Enterprises
  • Medium Business

Swipesum's PayFlow payment processing software is the perfect solution for small business owners who want to process credit and debit cards through their website or mobile app while keeping their overall costs low. Offer…

Pin Payments

4.6(100 reviews)

Starting at Contact for pricing

  • Individuals
  • Medium Business

Pin Payments is a feature-rich, secure, inexpensive, easy-to-install credit card processing application designed for small and e-commerce businesses.It is a very scalable and flexible platform that can operate with minim…

Pin Payments leads on user satisfaction with a 4.6-star rating across 100 reviews.

SpotSaaS Analysis

SwipesumPin Payments

The core difference lies in Swipesum's undefined target audience and pricing, while Pin Payments specifically caters to small businesses with defined employee ranges and payment processing needs. Ideal buyers for Swipesum are those seeking a straightforward payment solution, whereas Pin Payments is best suited for small e-commerce or subscription-based businesses requiring secure payment processing.

- Simple payment solution - Affordable pricing at $25 - No defined target company size - No specific use case mentioned - Basic features for payment processing - Ideal for users looking for straightforward options

- Best for small businesses (1-200 employees) - Focus on secure and scalable payment processing - Ideal for e-commerce and subscription models - Offers PCI-compliant payment solutions - Web-based and easy to install - Includes white-label and API integration options

Swipesum vs Pin Payments — at a glance

FeatureSwipesumPin Payments
Rating4.1 / 54.6 / 5
Reviews54100
Starting price$25 per analysisContact for pricing
Free trial No No
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessIndividuals, Medium Business, Small Business
CategoryPayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/CloudSaaS/Web/Cloud
APIAvailable
Support modesOnlineBusiness Hours, Online
CertificationsSOC 2GDPR
Data residencyUSUS

Key differences between Swipesum and Pin Payments

  • Pricing: Swipesum starts at $25 per analysis. Pin Payments pricing is not publicly listed.
  • Target audience: Swipesum is built for Large Enterprises and Medium Business, while Pin Payments targets Individuals and Medium Business.
  • User satisfaction: Pin Payments scores higher with a 4.6-star average.
  • Deployment: Swipesum supports SaaS/Web/Cloud; Pin Payments supports SaaS/Web/Cloud.

Swipesum vs Pin Payments — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Swipesum - Payment Processing Software
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Pin Payments - Payment Processing Software
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Talk to an expert

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Biggest differences

Start here before you go deeper into features.

Swipesum

Best for

Large Enterprises, Medium Business, Small Business

Pin Payments

Best for small businesses needing secure, flexible, and scalable payment processing.

Choose if
  • You run a small e-commerce or subscription-based business seeking PCI-compliant payments.
  • You require a web-based, easy-to-install system with white-label and API integration options.
  • You have technical resources to manage flexible configurations and want scalable payment solutions.
Consider alternatives if
  • You need transparent, fixed pricing for straightforward budgeting.
  • You are a large enterprise needing extensive customization and dedicated support.

Swipesum typically suits Large Enterprises and Medium Business. Pin Payments tends to fit Individuals and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Swipesum's PayFlow payment processing software is the perfect solution for small business owners who want to process credit and debit cards through their website or mobile app while keeping ... Read More about Swipesum

Pin Payments is a feature-rich, secure, inexpensive, easy-to-install credit card processing application designed for small and e-commerce businesses.It is a very scalable and flexible ... Read More about Pin Payments

Entry Level Pricing

  • Starts from $25
  • Not Available

Free Trial Availability

  • No free trial
  • No free trial

User Ratings

Based on verified Spotsaas reviews

4.1

(54)

Best Company Size

1-50 employees51-200 employees
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Software Demo

Demo

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Step 1 of 4

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Compare Swipesum and Pin Payments on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • $25
      • Not Available

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Swipesum pricing
      Pin Payments pricing

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Not Available
      • Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes

      Data Encryption

      ✓ Yes

      Data Residency

      🇺🇸 US
      🇺🇸 US

      Swipesum User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      30

      0

      0

      0

      0

      47

      3

      0

      0

      3

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Buyer sentiment is positive across 30 reviews, with strong overall satisfaction.

      What buyers like

      • Cost-effective for small businesses
      • Cloud-based platform
      • Full accounting capabilities

      Common complaints

      • Limited advanced features
      • Not suitable for large enterprises
      • Customer support can be slow

      Buyer sentiment

      Users generally appreciate the platform's security, flexibility, and ease of installation, though pricing opacity and limited support details are noted concerns.

      What buyers like

      • Security and PCI compliance
      • Flexibility and scalability
      • Ease of installation

      Common complaints

      • Pricing transparency
      • Limited support information

      Pros and Cons

      • Affordable solution for small businesses.

      • Comprehensive accounting features included.

      • User-friendly interface simplifies payment processing.

      • Limited features for larger businesses.

      • Customer support may not be responsive.

      • Strong PCI compliance ensuring high security

      • Flexible platform with API and white-label options

      • Web-based system that is easy to install and scalable

      • Pricing is quotation-based and not publicly disclosed

      • Limited information on customer support and onboarding

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      List of Customers

      Customers

      No Customers information available.

      Wilson   Frenchy

      Wilson Frenchy

      PetRescue

      PetRescue

      MeMeMe

      MeMeMe

      Media and Screenshots

      Screenshots

      No screenshots available.

      Verify Link

      2 Screenshots

      Videos

      video-0

      1 Videos

      video-0

      2 Videos

      Top Alternatives to Swipesum and Pin Payments in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Swipesum or Pin Payments?
      Pin Payments edges out the other on user ratings (4.6 vs 4.1). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Swipesum and Pin Payments offer a free trial?
      Neither Swipesum nor Pin Payments currently lists a free trial.
      What is the starting price of Swipesum vs Pin Payments?
      Swipesum starts at $25 per analysis. Pin Payments starts at Contact for pricing.
      What are the top alternatives to Swipesum?
      Top alternatives to Swipesum include BluePay, WePay, PayPal Here, MagicPay, Checkout.com.
      What are the top alternatives to Pin Payments?
      Top alternatives to Pin Payments include Stripe Payments, Braintree Direct, MagicPay, Global Payments, Checkout.com.

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