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Square Payments vs Swipesum vs CardConnect Comparison

Last updated:

Square Payments

4.6(132 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Square Payments is a software application that allows you to take payments with your iPhone or iPad. It accepts credit and debit card payments, is free to download, and is easy to learn.

Swipesum

4.1(54 reviews)

Starting at $25 per analysis

  • Large Enterprises
  • Medium Business

Swipesum's PayFlow payment processing software is the perfect solution for small business owners who want to process credit and debit cards through their website or mobile app while keeping their overall costs low. Offer…

CardConnect

1.8(66 reviews)

Starting at Contact for pricing

  • Individuals
  • Large Enterprises

CardConnect is a cloud based payment processing system that has been designed for business of all sizes and in any industry. CardConnect can be used to accept payments, manage inventory, fulfill orders, produce reports a…

Square Payments leads on user satisfaction with a 4.6-star rating across 132 reviews.

Square Payments vs Swipesum vs CardConnect — at a glance

FeatureSquare PaymentsSwipesumCardConnect
Rating4.6 / 54.1 / 51.8 / 5
Reviews1325466
Starting priceContact for pricing$25 per analysisContact for pricing
Free trial No No No
Free version No No No
Best forLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small BusinessIndividuals, Large Enterprises, Medium Business
CategoryPayment Processing SoftwarePayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/CloudSaaS/Web/CloudSaaS/Web/Cloud, Mobile - Android, Mobile - iOS
APIAvailable
Support modes24/7 (Live rep), OnlineOnline24/7 (Live rep), Business Hours, Online
CertificationsSOC 2, GDPRSOC 2SOC 2
Data residencyUSUSUS

Key differences between Square Payments and Swipesum

  • Pricing: Swipesum starts at $25 per analysis. Square Payments pricing is not publicly listed.
  • User satisfaction: Square Payments scores higher with a 4.6-star average.
  • Deployment: Square Payments supports SaaS/Web/Cloud; Swipesum supports SaaS/Web/Cloud.

Compare Square Payments vs Swipesum vs CardConnect — and walk away knowing which one fits.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Square Payments - Payment Processing Software
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Swipesum - Payment Processing Software
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Talk to an expert
CardConnect - Payment Processing Software
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Talk to an expert

Free PDF comparison

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Biggest differences

Start here before you go deeper into features.

Square Payments

Best for small to mid-sized businesses needing simple mobile payment processing.

Choose if
  • You run a retail, food, or mobile vendor business needing quick mobile payments.
  • You want an easy-to-learn, mobile-first solution for iPhone or iPad payments.
  • You prefer a low-cost, fast setup without complex integrations or customization.
Consider alternatives if
  • You are a large enterprise requiring complex payment integrations and advanced reporting.
  • You need detailed pricing transparency and extensive customization options.

Swipesum

Best for

Large Enterprises, Medium Business, Small Business

CardConnect

Best for

Individuals, Large Enterprises, Medium Business

Square Payments typically suits Large Enterprises and Medium Business. Swipesum tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Square Payments is a software application that allows you to take payments with your iPhone or iPad. It accepts credit and debit card payments, is free to download, and is easy to learn.

Swipesum's PayFlow payment processing software is the perfect solution for small business owners who want to process credit and debit cards through their website or mobile app while keeping ... Read More about Swipesum

CardConnect is a cloud based payment processing system that has been designed for business of all sizes and in any industry. CardConnect can be used to accept payments, manage inventory, ... Read More about CardConnect

Entry Level Pricing

  • Not Available
  • Starts from $25
  • Not Available

Free Trial Availability

  • No free trial
  • No free trial
  • No free trial

User Ratings

Based on verified Spotsaas reviews

4.1

(54)

1.8

(66)

Best Company Size

1-50 employees51-500 employees
Get pricing help
Get pricing help
Get pricing help

Software Demo

Demo

No software demo available

Square Payments has not given any software demo yet

If you're the owner of this profile, add your demo.Contact us

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Step 1 of 4

How big is your team?

We tailor recommendations to companies your size.

Trusted by teams at

Compare Square Payments, Swipesum and CardConnect on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

        Starting From

        • Not Available
        • $25
        • Not Available

        Pricing Plans

        • Not Available
        • Not Available
        • Not Available

        Pricing Page

        Square Payments pricing
        Swipesum pricing

        Pricing information not available

        Other Details

        Organization Types supported

        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business

        Platforms Supported

        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Installed - Mac
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Installed - Mac
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Installed - Mac
        • Browser Based (Cloud)

        Modes of support

        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online

        API Support

        • Not Available
        • Not Available
        • Available
        Get help choosing
        Get help choosing
        Get help choosing

        Security & Compliance

        Certifications, data handling, and security controls for IT and compliance evaluators.

        SOC 2

        ✓ Yes
        ✓ Yes
        ✓ Yes

        HIPAA

        ✗ No
        ✗ No
        ✗ No

        GDPR

        ✓ Yes

        Multi-Factor Auth (MFA)

        ✓ Yes

        Data Encryption

        ✓ Yes

        Audit Logs

        ✓ Yes

        Data Residency

        🇺🇸 US
        🇺🇸 US
        🇺🇸 US

        Square Payments vs Swipesum User Reviews & Rating Comparison

        User Ratings

        Rating Distribution

        120

        23

        4

        1

        0

        30

        0

        0

        0

        0

        3

        8

        2

        1

        15

        Spotsaas Editor’s POV generated by AI

        Buyer sentiment

        Users appreciate the simplicity and mobile convenience of Square Payments but note the lack of detailed pricing and advanced features.

        What buyers like

        • Ease of use
        • Mobile compatibility
        • Quick setup

        Common complaints

        • Pricing transparency
        • Feature limitations

        Buyer sentiment

        Buyer sentiment is positive across 30 reviews, with strong overall satisfaction.

        What buyers like

        • Cost-effective for small businesses
        • Cloud-based platform
        • Full accounting capabilities

        Common complaints

        • Limited advanced features
        • Not suitable for large enterprises
        • Customer support can be slow

        Buyer sentiment

        Buyer sentiment is cautious across 29 reviews, with several recurring concerns in feedback.

        What buyers like

        • Comprehensive feature set
        • Cloud-based solution
        • User-friendly interface

        Common complaints

        • Limited customer support options
        • Can be complex for small businesses
        • Integration challenges with some platforms

        Pros and Cons

        • Ease of use on mobile devices

        • No cost to download and quick setup

        • Supports credit and debit card payments seamlessly

        • Pricing details not publicly available

        • Limited information on advanced features

        • Affordable solution for small businesses.

        • Comprehensive accounting features included.

        • User-friendly interface simplifies payment processing.

        • Limited features for larger businesses.

        • Customer support may not be responsive.

        • Feature-rich platform that supports various business needs.

        • Affordable pricing makes it accessible for small businesses.

        • Cloud-based system allows for easy access and management.

        • May require training for full utilization of features.

        • Integration with existing systems can be challenging.

        Positive Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        Negative Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        Media and Screenshots

        Screenshots

        No screenshots available.

        No screenshots available.

        CCG Postman

        2 Screenshots

        Videos

        No videos available.

        video-0

        1 Videos

        video-0

        1 Videos

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        Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

        Frequently asked questions

        Which is better, Square Payments or Swipesum?
        Square Payments edges out the other on user ratings (4.6 vs 4.1). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
        Do Square Payments and Swipesum offer a free trial?
        Neither Square Payments nor Swipesum currently lists a free trial.
        What is the starting price of Square Payments vs Swipesum?
        Square Payments starts at Contact for pricing. Swipesum starts at $25 per analysis.
        What are the top alternatives to Square Payments?
        Top alternatives to Square Payments include Stripe Payments, WePay, Braintree Direct, QuickBooks Payments, MagicPay.
        What are the top alternatives to Swipesum?
        Top alternatives to Swipesum include BluePay, WePay, PayPal Here, MagicPay, Checkout.com.

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