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Square Payments vs QuickBooks Payments Comparison

Last updated:

Square Payments

4.6(132 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Square Payments is a mobile and in-person payment processing solution used by small business owners — independent retailers, food vendors, and service providers — to accept card payments via smartphone or tablet without…

QuickBooks Payments

4.2(92 reviews)

Starting at $12.50 /Month

  • Large Enterprises
  • Medium Business

QuickBooks Payments is a payment processing service that makes it easier for your customers to pay you. It's all online, 24/7, so you can immediately start receiving funds from your customers. There's an option to choose…

Square Payments leads on user satisfaction with a 4.6-star rating across 132 reviews.

Square Payments vs QuickBooks Payments — at a glance

FeatureSquare PaymentsQuickBooks Payments
Rating4.6 / 54.2 / 5
Reviews13292
Starting priceContact for pricing$12.50 /Month
Free trial No No
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/CloudSaaS/Web/Cloud, Mobile - Android, Mobile - iOS
APIAvailable
Support modes24/7 (Live rep), OnlineBusiness Hours, Online
CertificationsSOC 2, GDPR
Data residencyUS

Key differences between Square Payments and QuickBooks Payments

  • Pricing: QuickBooks Payments starts at $12.50 /Month. Square Payments pricing is not publicly listed.
  • User satisfaction: Square Payments scores higher with a 4.6-star average.
  • Deployment: Square Payments supports SaaS/Web/Cloud; QuickBooks Payments supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

Square Payments vs QuickBooks Payments — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Square Payments - Payment Processing Software
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QuickBooks Payments - Payment Processing Software
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Talk to an expert

Free PDF comparison

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Biggest differences

Start here before you go deeper into features.

Square Payments

Best for small to mid-sized businesses needing simple mobile payment processing.

Choose if
  • You run a retail, food, or mobile vendor business needing quick mobile payments.
  • You want an easy-to-learn, mobile-first solution for iPhone or iPad payments.
  • You prefer a low-cost, fast setup without complex integrations or customization.
Consider alternatives if
  • You are a large enterprise requiring complex payment integrations and advanced reporting.
  • You need detailed pricing transparency and extensive customization options.

QuickBooks Payments

Best for

Large Enterprises, Medium Business, Small Business

Square Payments typically suits Large Enterprises and Medium Business. QuickBooks Payments tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Square Payments is a mobile and in-person payment processing solution used by small business owners — independent retailers, food vendors, and service providers — to accept card payments ... Read More about Square Payments

QuickBooks Payments is a payment processing service that makes it easier for your customers to pay you. It's all online, 24/7, so you can immediately start receiving funds from your ... Read More about QuickBooks Payments

Entry Level Pricing

  • Not Available
  • Starts from $12.50

Free Trial Availability

  • No free trial
  • No free trial

User Ratings

Based on verified Spotsaas reviews

4.2

(92)

Best Company Size

1-50 employees51-500 employees
Get pricing help
Get pricing help

Software Demo

Demo

No software demo available

Square Payments has not given any software demo yet

If you're the owner of this profile, add your demo.Contact us

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How do Square Payments and QuickBooks Payments Compare on Features?

Total Features

8 Features

8 Features

Unique Features

No unique features

No unique features

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Compare Square Payments and QuickBooks Payments on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • Not Available
      • $12.50

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Square Payments pricing
      QuickBooks Payments pricing

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Not Available
      • Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes

      HIPAA

      ✗ No

      GDPR

      ✓ Yes

      Multi-Factor Auth (MFA)

      ✓ Yes

      Data Encryption

      ✓ Yes

      Audit Logs

      ✓ Yes

      Data Residency

      🇺🇸 US

      Square Payments User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      120

      23

      4

      1

      0

      10

      4

      2

      0

      2

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Users appreciate the simplicity and mobile convenience of Square Payments but note the lack of detailed pricing and advanced features.

      What buyers like

      • Ease of use
      • Mobile compatibility
      • Quick setup

      Common complaints

      • Pricing transparency
      • Feature limitations

      Buyer sentiment

      Buyer sentiment is positive across 18 reviews, with strong overall satisfaction.

      What buyers like

      • Seamless integration with QuickBooks invoicing makes accepting and tracking payments fast and easy.
      • Lets businesses email invoices and bill clients directly so payments arrive much quicker than in person.
      • Easy to use even for non-technical staff, with several reviewers learning it in under 30 minutes.

      Common complaints

      • Processing fees can be high, so reviewers advise checking the costs carefully.
      • Customer service is a recurring pain point, with some users reporting poor support experiences.

      Pros and Cons

      • Ease of use on mobile devices

      • No cost to download and quick setup

      • Supports credit and debit card payments seamlessly

      • Pricing details not publicly available

      • Limited information on advanced features

      • Seamless integration with QuickBooks invoicing makes accepting and tracking payments fast and easy.

      • Lets businesses email invoices and bill clients directly so payments arrive much quicker than in person.

      • Easy to use even for non-technical staff, with several reviewers learning it in under 30 minutes.

      • Processing fees can be high, so reviewers advise checking the costs carefully.

      • Customer service is a recurring pain point, with some users reporting poor support experiences.

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Negative Reviews

      No reviews available for the product

      No reviews available for the product

      Used Square Payments or QuickBooks Payments? Tell buyers what actually differs.

      Media and Screenshots

      Videos

      No videos available.

      video-0

      1 Videos

      Top Alternatives to Square Payments and QuickBooks Payments in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Square Payments or QuickBooks Payments?
      Square Payments edges out the other on user ratings (4.6 vs 4.2). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Square Payments and QuickBooks Payments offer a free trial?
      Neither Square Payments nor QuickBooks Payments currently lists a free trial.
      What is the starting price of Square Payments vs QuickBooks Payments?
      Square Payments starts at Contact for pricing. QuickBooks Payments starts at $12.50 /Month.
      What are the top alternatives to Square Payments?
      Top alternatives to Square Payments include Stripe Payments, WePay, Braintree Direct, QuickBooks Payments, MagicPay.
      What are the top alternatives to QuickBooks Payments?
      Top alternatives to QuickBooks Payments include Stripe Payments, WePay, Square Payments, Braintree Direct, Heartland Payment Processing.