Splitit vs Blackthorn Payments Comparison
Splitit
Starting at Contact for pricing
- Large Enterprises
- Medium Business
Splitit is a flexible payment platform that enables shoppers to split purchases into manageable monthly installments using their existing credit cards—without new loans, applications, or added interest. Designed for e-co…
Blackthorn Payments
Starting at $575 /Month
- Large Enterprises
- Medium Business
Blackthorn Payments is a truly versatile, easy to use payment processing software with an intuitive interface that makes your life easier. Whether you are just starting out, or have been involved with the industry for a…
Blackthorn Payments leads on user satisfaction with a 4.7-star rating across 121 reviews.
Splitit vs Blackthorn Payments — at a glance
| Feature | Splitit | Blackthorn Payments |
|---|---|---|
| Rating | — | 4.7 / 5 |
| Reviews | — | 121 |
| Starting price | Contact for pricing | $575 /Month |
| Free trial | No | No |
| Free version | No | No |
| Best for | Large Enterprises, Medium Business, Small Business | Large Enterprises, Medium Business, Small Business |
| Category | Payment Processing Software | Payment Processing Software |
| Platforms | SaaS/Web/Cloud | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS |
| API | Available | — |
| Support modes | Online | Online |
| Certifications | GDPR | GDPR |
| Data residency | US | US |
Key differences between Splitit and Blackthorn Payments
- Pricing: Blackthorn Payments starts at $575 /Month. Splitit pricing is not publicly listed.
- Deployment: Splitit supports SaaS/Web/Cloud; Blackthorn Payments supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.
Splitit vs Blackthorn Payments — find the better fit before you commit.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
Talk to an expert Talk to an expert | Talk to an expert Talk to an expert |
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Biggest differences
Start here before you go deeper into features.
Best for flexible, interest-free installment payments using existing credit cards.
- You need to offer 0% interest split payments retaining credit card rewards and protections.
- You operate in e-commerce, healthcare, or home services with medium complexity payment needs.
- You want seamless integration with platforms like Shopify and strong customer support.
- You require extensive third-party app integrations and a broad marketplace ecosystem.
- You prefer simple, plug-and-play solutions without customization or complex setup.
Best for small to medium businesses needing simple, versatile payment processing.
- You want an intuitive, easy-to-use payment interface for quick adoption.
- Your business requires versatile payment acceptance across retail, e-commerce, or subscriptions.
- You prefer a streamlined setup with low complexity for finance or sales teams.
- Your business needs highly customized or complex payment workflows and integrations.
- You require transparent, detailed pricing information upfront for budgeting.
Splitit: Best for flexible, interest-free installment payments using existing credit cards. Blackthorn Payments: Best for small to medium businesses needing simple, versatile payment processing.
Description | Splitit is a flexible payment platform that enables shoppers to split purchases into manageable monthly installments using their existing credit cards—without new loans, applications, or ... Read More about Splitit | Blackthorn Payments is a truly versatile, easy to use payment processing software with an intuitive interface that makes your life easier. Whether you are just starting out, or have been ... Read More about Blackthorn Payments |
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Entry Level Pricing |
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User RatingsBased on verified Spotsaas reviews | ||
Best Company Size | 50-5,000 employeesSmall to medium businesses | Small BusinessMedium Business |
Get pricing help | Get pricing help |
Where each option fits best
See where each product is strongest, which teams it fits, and what causes buyers to keep looking — before you commit.
Based on buyer reviews and verified product data collected by Spotsaas.
Key strengths
- Interest-Free Flexibility: Lets customers split payments without additional charges, keeping purchases affordable and predictable.
- Rewards and Benefits Retained: Lets customers continue earning credit card rewards, insurance, and fraud protection with every installment.
- Smooth Merchant Integration: Lets retailers adopt easily with minimal technical complexity, improving customer experience at checkout.
No key benefits available yet.
Best fit
- 50 – 5,000 Employee
- E-commerce, Healthcare, Retail, Education, Home Services
- E-commerce Managers, Retail Operations Managers, Finance Directors, Marketing Managers, Business Owners, Payment Operations Specialists
No best-fit guidance available yet.
Reasons buyers look elsewhere
- Requires full purchase amount available on credit card — users with limited credit prefer platforms accepting debit card payments
- Lacks direct debit installment options — debit-first users switch to competitors offering this payment method
- No built-in marketing tools — retailers wanting promotional financing integrate separate platforms
No alternatives guidance available yet.
Software Demo
Demo |
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How do Splitit and Blackthorn Payments Compare on Features?
Total Features | 4 Features | 8 Features |
|---|---|---|
Unique Features | No unique features | No unique features |
Get Quote | Get Quote |
Compare Splitit and Blackthorn Payments on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
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Other Details
Organization Types supported |
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Get help choosing | Get help choosing |
Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
HIPAA | ✗ No | ✗ No |
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GDPR | ✓ Yes | ✓ Yes |
Data Encryption | ✓ Yes | ✓ Yes |
Data Residency | 🇺🇸 US | 🇺🇸 US |
Splitit User Reviews & Rating Comparison
User Ratings | No reviews available for the product | |
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Rating Distribution | ||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Buyers appreciate Splitit's interest-free payment flexibility and strong support but note complexity and limited integrations as drawbacks. What buyers like
Common complaints
| Buyer sentiment Users generally praise Blackthorn Payments for its ease of use and versatility, though some note a lack of detailed pricing and advanced features. What buyers like
Common complaints
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Pros and Cons |
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Positive Reviews | No reviews available for the product | No reviews available for the product |
List of Customers
Customers | No Customers information available. |  Evolve Vacation Rental  K Health  SONY |
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Media and Screenshots
Screenshots |  5 Screenshots | No screenshots available. |
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Videos |  1 Videos |  3 Videos |
Top Alternatives to Splitit and Blackthorn Payments in 2026
Alternatives |
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, Splitit or Blackthorn Payments?
- Blackthorn Payments edges out the other on user ratings (4.7 vs -1.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do Splitit and Blackthorn Payments offer a free trial?
- Neither Splitit nor Blackthorn Payments currently lists a free trial.
- What is the starting price of Splitit vs Blackthorn Payments?
- Splitit starts at Contact for pricing. Blackthorn Payments starts at $575 /Month.
- What are the top alternatives to Splitit?
- Top alternatives to Splitit include WePay, Credit Key, Four, Klarna, Wisetack.
- What are the top alternatives to Blackthorn Payments?
- Top alternatives to Blackthorn Payments include WePay, PayPal Here, Braintree Direct, PayorCRM, PaySpace.