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Shift4 Payments vs PayPal Here Comparison

Last updated:

Shift4 Payments

4.5(80 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Shift4 Payments is a revolutionary merchant account payment processing solution. From our patented online technology that displays your shopping cart directly on a mobile phone or computer to the dynamic web-based report…

PayPal Here

2.7(92 reviews)

Starting at Contact for pricing

  • Individuals
  • Large Enterprises

PayPal makes online shopping (and in-store shopping) easy, safe and more secure wherever you want to accept payments. It is one of the most innovative mobile point-of-sale (mPOS) solutions available today.It is Designed…

Shift4 Payments leads on user satisfaction with a 4.5-star rating across 80 reviews.

Shift4 Payments vs PayPal Here — at a glance

FeatureShift4 PaymentsPayPal Here
Rating4.5 / 52.7 / 5
Reviews8092
Starting priceContact for pricingContact for pricing
Free trial No No
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessIndividuals, Large Enterprises, Medium Business
CategoryPayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud, Mobile - Android, Mobile - iOS
APIAvailable—
Support modesOnlineOnline
CertificationsSOC 2—
Data residencyGlobalGlobal

Key differences between Shift4 Payments and PayPal Here

  • Target audience: Shift4 Payments is built for Large Enterprises and Medium Business, while PayPal Here targets Individuals and Large Enterprises.
  • User satisfaction: Shift4 Payments scores higher with a 4.5-star average.
  • Deployment: Shift4 Payments supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; PayPal Here supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

Shift4 Payments vs PayPal Here — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Shift4 Payments - Payment Processing Software
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Talk to an expert
PayPal Here - Payment Processing Software
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Talk to an expert

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Shift4 Payments vs PayPal Here: Biggest differences

Start here before you go deeper into features.

Shift4 Payments

Best for

Large Enterprises, Medium Business, Small Business

PayPal Here

Best for

Individuals, Large Enterprises, Medium Business

Shift4 Payments typically suits Large Enterprises and Medium Business. PayPal Here tends to fit Individuals and Large Enterprises better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Shift4 Payments is a revolutionary merchant account payment processing solution. From our patented online technology that displays your shopping cart directly on a mobile phone or computer ... Read More about Shift4 Payments

PayPal makes online shopping (and in-store shopping) easy, safe and more secure wherever you want to accept payments. It is one of the most innovative mobile point-of-sale (mPOS) solutions ... Read More about PayPal Here

Free Trial Availability

  • No free trial
  • No free trial

User Ratings

Based on verified Spotsaas reviews

4.49

(80)

2.67

(92)
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Software Demo

Demo

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How do Shift4 Payments and PayPal Here Compare on Features?

Total Features

8 Features

8 Features

Unique Features

No unique features

No unique features

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Get Quote

Compare Shift4 Payments and PayPal Here on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Pricing Plans

      • Not Available
      • Not Available

      Shift4 Payments vs PayPal Here: Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Not Available
      Get help choosing
      Get help choosing

      Shift4 Payments vs PayPal Here Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes
      —

      HIPAA

      ✗ No
      ✗ No

      Data Encryption

      ✓ Yes
      ✓ Yes

      Data Residency

      🌐 Global
      🌐 Global

      Shift4 Payments User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      110

      0

      0

      0

      22

      54

      6

      1

      0

      51

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Buyer sentiment is positive across 132 reviews, with strong overall satisfaction.

      What buyers like

      • Advanced payment technology
      • Dynamic reporting
      • Secure transactions

      Common complaints

      • Limited international support
      • May require technical setup
      • Customer service can be slow

      Buyer sentiment

      Buyer sentiment is cautious across 112 reviews, with several recurring concerns in feedback.

      What buyers like

      • Mobile point-of-sale functionality
      • Easy to use
      • Secure transactions

      Common complaints

      • Limited advanced features
      • Higher transaction fees
      • Not suitable for large enterprises

      Pros and Cons

      • Innovative technology that enhances user experience.

      • Comprehensive reporting tools for better insights.

      • Strong focus on security and compliance.

      • May require technical knowledge for setup.

      • Limited support for international transactions.

      • Convenient mobile payment processing for businesses on the go.

      • Strong brand recognition and trust among consumers.

      • Comprehensive security features to protect transactions.

      • Transaction fees can add up for high volume sales.

      • Limited integrations with other business tools.

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Negative Reviews

      No reviews available for the product

      No reviews available for the product

      Used Shift4 Payments or PayPal Here? Tell buyers what actually differs.

      Media and Screenshots

      Videos

      video-0

      1 Videos

      video-0

      3 Videos

      Top Alternatives to Shift4 Payments and PayPal Here in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Shift4 Payments or PayPal Here?
      Shift4 Payments edges out the other on user ratings (4.5 vs 2.7). That said, the best pick depends on your use case, so use the comparison tables above to evaluate each dimension.
      Do Shift4 Payments and PayPal Here offer a free trial?
      Neither Shift4 Payments nor PayPal Here currently lists a free trial.
      What is the starting price of Shift4 Payments vs PayPal Here?
      Shift4 Payments starts at Contact for pricing. PayPal Here starts at Contact for pricing.
      What are the top alternatives to Shift4 Payments?
      Top alternatives to Shift4 Payments include Heartland Payment Processing, Merchant One, Square Payments, MagicPay, EPX.
      What are the top alternatives to PayPal Here?
      Top alternatives to PayPal Here include Square Payments, Clearent, PayAnywhere, Merchant One, Stripe Payments.