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PayU vs Tap2Pay Comparison

Last updated:

PayU

1.9(79 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

PayU is an online payment processing platform used by e-commerce merchants and online businesses in emerging markets — particularly India, Eastern Europe, and Latin America — to accept credit and debit card payments from…

Tap2Pay

3.7(19 reviews)

Starting at $49 /Month

  • Freelancers / Consultants
  • Large Enterprises

Tap2Pay is open source payment gateway software for online businesses. It enables any web merchant to accept payments from credit cards, e-wallets, and other payment instruments. It provides a smooth checkout experience…

Tap2Pay leads on user satisfaction with a 3.7-star rating across 19 reviews.

PayU vs Tap2Pay — at a glance

FeaturePayUTap2Pay
Rating1.9 / 53.7 / 5
Reviews7919
Starting priceContact for pricing$49 /Month
Free trial No No
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessFreelancers / Consultants, Large Enterprises, Medium Business
CategoryPayment Processing SoftwarePayment Gateway Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud
APIAvailableAvailable
Support modesBusiness Hours, OnlineOnline
CertificationsSOC 2GDPR
Data residencyGlobalGlobal

Key differences between PayU and Tap2Pay

  • Pricing: Tap2Pay starts at $49 /Month. PayU pricing is not publicly listed.
  • Target audience: PayU is built for Large Enterprises and Medium Business, while Tap2Pay targets Freelancers / Consultants and Large Enterprises.
  • User satisfaction: Tap2Pay scores higher with a 3.7-star average.
  • Deployment: PayU supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Tap2Pay supports SaaS/Web/Cloud.

PayU vs Tap2Pay — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

PayU - Payment Processing Software
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Tap2Pay - Payment Gateway Software
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Biggest differences

Start here before you go deeper into features.

PayU

Best for

Large Enterprises, Medium Business, Small Business

Tap2Pay

Open source, fast payment gateway ideal for small to medium online retailers.

Choose if
  • You need quick, low-complexity integration across multiple sales channels including social media.
  • You want an open source solution allowing customization and transparency in payment processing.
  • Your business is a small or medium e-commerce platform seeking a user-friendly checkout experience.
Consider alternatives if
  • Your company requires advanced fraud protection and comprehensive payout management features.
  • You prioritize responsive customer support and stable account management without risk of closures.

PayU typically suits Large Enterprises and Medium Business. Tap2Pay tends to fit Freelancers / Consultants and Large Enterprises better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

PayU is an online payment processing platform used by e-commerce merchants and online businesses in emerging markets — particularly India, Eastern Europe, and Latin America — to accept ... Read More about PayU

Tap2Pay is open source payment gateway software for online businesses. It enables any web merchant to accept payments from credit cards, e-wallets, and other payment instruments. It ... Read More about Tap2Pay

Entry Level Pricing

  • Not Available
  • Starts from $49

Free Trial Availability

  • No free trial
  • No free trial

SpotScore

What's this? ↗

Not Available

8.8/10

User Ratings

Based on verified Spotsaas reviews

1.9

(79)

3.7

(19)

Best Company Size

Small BusinessMedium Business
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Software Demo

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Step 1 of 4

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How do PayU and Tap2Pay Compare on Features?

Total Features

8 Features

7 Features

Unique Features

No unique features

No unique features

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Compare PayU and Tap2Pay on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • Not Available
      • $49

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Pricing information not available

      Tap2Pay pricing

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Data Residency

      🌐 Global
      🌐 Global

      PayU User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      4

      2

      2

      1

      48

      8

      0

      0

      0

      3

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Buyer sentiment is cautious across 57 reviews, with several recurring concerns in feedback.

      What buyers like

      • Easy to use
      • Robust payment solutions
      • Supports multiple payment methods

      Common complaints

      • Limited international support
      • Fees can be high
      • Basic reporting features

      Buyer sentiment

      Users appreciate Tap2Pay’s fast, secure, and easy-to-integrate payment system but express concerns about customer support and fraud-related issues.

      What buyers like

      • Ease of integration
      • Payment speed and security
      • User-friendly interface

      Common complaints

      • Customer support responsiveness
      • Fraud and account closure concerns

      Pros and Cons

      • User-friendly interface simplifies payment acceptance

      • Supports various payment methods for customer convenience

      • Quick setup allows for immediate use

      • International support may be limited

      • Transaction fees can be high

      • Fast and secure payment processing across multiple sales channels

      • Intuitive and user-friendly interface for both sellers and customers

      • Quick integration into various platforms within minutes

      • Customer support issues including unresponsiveness

      • Reports of scams and unexpected account closures

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Negative Reviews

      No reviews available for the product

      No reviews available for the product

      Used PayU or Tap2Pay? Tell buyers what actually differs.

      List of Customers

      Customers

      OLA

      OLA

      Myntra

      Myntra

      Dream11

      Dream11

      Santander

      Santander

      VISA

      VISA

      OP

      OP

      Media and Screenshots

      Screenshots

      PayUmoney Payouts

      6 Screenshots

      Daily statistic

      5 Screenshots

      Videos

      video-0

      5 Videos

      video-0

      3 Videos

      Top Alternatives to PayU and Tap2Pay in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, PayU or Tap2Pay?
      Tap2Pay edges out the other on user ratings (3.7 vs 1.9). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do PayU and Tap2Pay offer a free trial?
      Neither PayU nor Tap2Pay currently lists a free trial.
      What is the starting price of PayU vs Tap2Pay?
      PayU starts at Contact for pricing. Tap2Pay starts at $49 /Month.
      What are the top alternatives to PayU?
      Top alternatives to PayU include JusPay, PangoPay, Global Payments, Paytm Payment Gateway, Razorpay.
      What are the top alternatives to Tap2Pay?
      Top alternatives to Tap2Pay include PangoPay, Global Payments, PayPal, Paytm Payment Gateway, UniPay Gateway.