PayU vs BluePay vs Balance Comparison
PayU
Starting at Contact for pricing
- Large Enterprises
- Medium Business
PayU is the way to accept online payments. It provides an easy to use and robust payment processing solution that enables online merchants, businesses and corporations to accept payments using the credit or debit card of…
BluePay
Starting at Contact for pricing
- Freelancers / Consultants
- Medium Business
BluePay is a payment processing application that enables you to integrate various payment methods into your online or physical store. It supports authorization, capture and refunds and the ability to process customer pay…
Balance
Starting at Contact for pricing
- Large Enterprises
- Medium Business
Balance is the only payment processing software you need. Designed for merchants who value simplicity and flexibility, Balance is easy to use, has self-service features, and is packed with features that drive increased r…
BluePay leads on user satisfaction with a 4.0-star rating across 33 reviews.
PayU vs BluePay vs Balance — at a glance
| Feature | PayU | BluePay | Balance |
|---|---|---|---|
| Rating | 1.9 / 5 | 4.0 / 5 | 4.5 / 5 |
| Reviews | 79 | 33 | 20,705 |
| Starting price | Contact for pricing | Contact for pricing | Contact for pricing |
| Free trial | No | No | No |
| Free version | No | No | No |
| Best for | Large Enterprises, Medium Business, Small Business | Freelancers / Consultants, Medium Business, Small Business | Large Enterprises, Medium Business, Small Business |
| Category | Payment Processing Software | Payment Processing Software | Payment Processing Software |
| Platforms | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS, Installed - Windows, Installed - Mac | SaaS/Web/Cloud |
| API | Available | Available | Available |
| Support modes | Business Hours, Online | 24/7 (Live rep), Online | Online |
| Certifications | SOC 2 | SOC 2 | SOC 2, GDPR |
| Data residency | Global | US | Global |
Key differences between PayU and BluePay
- Target audience: PayU is built for Large Enterprises and Medium Business, while BluePay targets Freelancers / Consultants and Medium Business.
- User satisfaction: BluePay scores higher with a 4.0-star average.
- Deployment: PayU supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; BluePay supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS, Installed - Windows, Installed - Mac.
Compare PayU vs BluePay vs Balance — and walk away knowing which one fits.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
Biggest differences
Start here before you go deeper into features.
Large Enterprises, Medium Business, Small Business
Freelancers / Consultants, Medium Business, Small Business
Large Enterprises, Medium Business, Small Business
PayU typically suits Large Enterprises and Medium Business. BluePay tends to fit Freelancers / Consultants and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.
Description | PayU is the way to accept online payments. It provides an easy to use and robust payment processing solution that enables online merchants, businesses and corporations to accept payments ... Read More about PayU | BluePay is a payment processing application that enables you to integrate various payment methods into your online or physical store. It supports authorization, capture and refunds and the ... Read More about BluePay | Balance is the only payment processing software you need. Designed for merchants who value simplicity and flexibility, Balance is easy to use, has self-service features, and is packed with ... Read More about Balance |
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Free Trial Availability |
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User RatingsBased on verified Spotsaas reviews | |||
Best Company Size | — | — | Small BusinessMedium Business |
Get pricing help | Get pricing help | Get pricing help |
Software Demo
Demo |
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Compare PayU, BluePay and Balance on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
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Other Details
Organization Types supported |
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Platforms Supported |
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Modes of support |
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API Support |
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Get help choosing | Get help choosing | Get help choosing |
Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | ✓ Yes | ✓ Yes | ✓ Yes |
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HIPAA | ✗ No | ✗ No | ✗ No |
GDPR | — | — | ✓ Yes |
Single Sign-On (SSO) | — | — | ✓ Yes |
Multi-Factor Auth (MFA) | — | — | ✓ Yes |
Data Encryption | ✓ Yes | ✓ Yes | ✓ Yes |
Audit Logs | — | — | ✓ Yes |
Data Residency | 🌐 Global | 🇺🇸 US | 🌐 Global |
PayU vs BluePay User Reviews & Rating Comparison
User Ratings | |||
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Rating Distribution | |||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Buyer sentiment is cautious across 57 reviews, with several recurring concerns in feedback. What buyers like
Common complaints
| Buyer sentiment Buyer sentiment is positive across 31 reviews, with strong overall satisfaction. What buyers like
Common complaints
| Buyer sentiment Users generally appreciate Balance for its ease of use and flexibility, though some express concerns about pricing transparency and customization limits. What buyers like
Common complaints
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Pros and Cons |
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Positive Reviews | No reviews available for the product | No reviews available for the product | No reviews available for the product |
| Negative Reviews | No reviews available for the product | No reviews available for the product | No reviews available for the product |
List of Customers
Customers | ![]() OLA ![]() Myntra ![]() Dream11 | No Customers information available. | No Customers information available. |
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Media and Screenshots
Screenshots | ![]() 6 Screenshots | No screenshots available. | No screenshots available. |
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Videos | ![]() 5 Videos | ![]() 3 Videos | ![]() 1 Videos |
Alternatives
Alternatives |
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Related Blogs and Articles for Payment Processing Software
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, PayU or BluePay?
- BluePay edges out the other on user ratings (4.0 vs 1.9). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do PayU and BluePay offer a free trial?
- Neither PayU nor BluePay currently lists a free trial.
- What is the starting price of PayU vs BluePay?
- PayU starts at Contact for pricing. BluePay starts at Contact for pricing.
- What are the top alternatives to PayU?
- Top alternatives to PayU include JusPay, PangoPay, Global Payments, Paytm Payment Gateway, Razorpay.
- What are the top alternatives to BluePay?
- Top alternatives to BluePay include Stripe Payments, WePay, Square Payments, Braintree Direct, CardConnect.














