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PayU vs BluePay vs Balance Comparison

Last updated:

PayU

1.9(79 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

PayU is the way to accept online payments. It provides an easy to use and robust payment processing solution that enables online merchants, businesses and corporations to accept payments using the credit or debit card of…

BluePay

4.0(33 reviews)

Starting at Contact for pricing

  • Freelancers / Consultants
  • Medium Business

BluePay is a payment processing application that enables you to integrate various payment methods into your online or physical store. It supports authorization, capture and refunds and the ability to process customer pay…

Balance

4.5(20,705 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Balance is the only payment processing software you need. Designed for merchants who value simplicity and flexibility, Balance is easy to use, has self-service features, and is packed with features that drive increased r…

BluePay leads on user satisfaction with a 4.0-star rating across 33 reviews.

PayU vs BluePay vs Balance — at a glance

FeaturePayUBluePayBalance
Rating1.9 / 54.0 / 54.5 / 5
Reviews793320,705
Starting priceContact for pricingContact for pricingContact for pricing
Free trial No No No
Free version No No No
Best forLarge Enterprises, Medium Business, Small BusinessFreelancers / Consultants, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Processing SoftwarePayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud, Mobile - Android, Mobile - iOS, Installed - Windows, Installed - MacSaaS/Web/Cloud
APIAvailableAvailableAvailable
Support modesBusiness Hours, Online24/7 (Live rep), OnlineOnline
CertificationsSOC 2SOC 2SOC 2, GDPR
Data residencyGlobalUSGlobal

Key differences between PayU and BluePay

  • Target audience: PayU is built for Large Enterprises and Medium Business, while BluePay targets Freelancers / Consultants and Medium Business.
  • User satisfaction: BluePay scores higher with a 4.0-star average.
  • Deployment: PayU supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; BluePay supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS, Installed - Windows, Installed - Mac.

Compare PayU vs BluePay vs Balance — and walk away knowing which one fits.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

PayU - Payment Processing Software
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BluePay - Payment Processing Software
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Balance - Payment Processing Software
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Biggest differences

Start here before you go deeper into features.

PayU

Best for

Large Enterprises, Medium Business, Small Business

BluePay

Best for

Freelancers / Consultants, Medium Business, Small Business

Balance

Best for

Large Enterprises, Medium Business, Small Business

PayU typically suits Large Enterprises and Medium Business. BluePay tends to fit Freelancers / Consultants and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

PayU is the way to accept online payments. It provides an easy to use and robust payment processing solution that enables online merchants, businesses and corporations to accept payments ... Read More about PayU

BluePay is a payment processing application that enables you to integrate various payment methods into your online or physical store. It supports authorization, capture and refunds and the ... Read More about BluePay

Balance is the only payment processing software you need. Designed for merchants who value simplicity and flexibility, Balance is easy to use, has self-service features, and is packed with ... Read More about Balance

Free Trial Availability

  • No free trial
  • No free trial
  • No free trial

User Ratings

Based on verified Spotsaas reviews

1.9

(79)

Best Company Size

Small BusinessMedium Business
Get pricing help
Get pricing help
Get pricing help

Software Demo

Demo

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Compare PayU, BluePay and Balance on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

        Pricing Plans

        • Not Available
        • Not Available
        • Not Available

        Other Details

        Organization Types supported

        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business

        Platforms Supported

        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Installed - Mac
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Installed - Mac
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Installed - Mac
        • Browser Based (Cloud)

        Modes of support

        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online

        API Support

        • Available
        • Available
        • Available
        Get help choosing
        Get help choosing
        Get help choosing

        Security & Compliance

        Certifications, data handling, and security controls for IT and compliance evaluators.

        SOC 2

        ✓ Yes
        ✓ Yes
        ✓ Yes

        HIPAA

        ✗ No
        ✗ No
        ✗ No

        GDPR

        ✓ Yes

        Single Sign-On (SSO)

        ✓ Yes

        Multi-Factor Auth (MFA)

        ✓ Yes

        Data Encryption

        ✓ Yes
        ✓ Yes
        ✓ Yes

        Audit Logs

        ✓ Yes

        Data Residency

        🌐 Global
        🇺🇸 US
        🌐 Global

        PayU vs BluePay User Reviews & Rating Comparison

        User Ratings

        Rating Distribution

        4

        2

        2

        1

        48

        20

        6

        1

        3

        1

        1

        0

        0

        0

        0

        Spotsaas Editor’s POV generated by AI

        Buyer sentiment

        Buyer sentiment is cautious across 57 reviews, with several recurring concerns in feedback.

        What buyers like

        • Easy to use
        • Robust payment solutions
        • Supports multiple payment methods

        Common complaints

        • Limited international support
        • Fees can be high
        • Basic reporting features

        Buyer sentiment

        Buyer sentiment is positive across 31 reviews, with strong overall satisfaction.

        What buyers like

        • Affordable rates for merchants
        • Supports multiple payment methods
        • Near-zero hidden costs

        Common complaints

        • Limited international support
        • Basic reporting features
        • No mobile app

        Buyer sentiment

        Users generally appreciate Balance for its ease of use and flexibility, though some express concerns about pricing transparency and customization limits.

        What buyers like

        • Ease of use
        • Flexibility
        • Revenue-driving features

        Common complaints

        • Pricing opacity
        • Limited customization

        Pros and Cons

        • User-friendly interface simplifies payment acceptance

        • Supports various payment methods for customer convenience

        • Quick setup allows for immediate use

        • International support may be limited

        • Transaction fees can be high

        • BluePay provides a seamless integration of various payment methods, enhancing customer convenience.

        • The platform's low hidden costs make it an attractive option for budget-conscious merchants.

        • On-site payment processing capabilities cater to both online and brick-and-mortar businesses.

        • Merchants should verify international transaction capabilities before committing.

        • Reporting features may not meet the needs of larger businesses.

        • User-friendly interface with self-service features

        • Flexibility in payment processing options

        • Features that help increase revenue and manage costs

        • Pricing is quotation-based and not publicly available

        • Limited information on advanced customization capabilities

        Positive Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        Negative Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        List of Customers

        Customers

        OLA

        OLA

        Myntra

        Myntra

        Dream11

        Dream11

        No Customers information available.

        No Customers information available.

        Media and Screenshots

        Screenshots

        PayUmoney Payouts

        6 Screenshots

        No screenshots available.

        No screenshots available.

        Videos

        video-0

        5 Videos

        video-0

        3 Videos

        video-0

        1 Videos

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        Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

        Frequently asked questions

        Which is better, PayU or BluePay?
        BluePay edges out the other on user ratings (4.0 vs 1.9). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
        Do PayU and BluePay offer a free trial?
        Neither PayU nor BluePay currently lists a free trial.
        What is the starting price of PayU vs BluePay?
        PayU starts at Contact for pricing. BluePay starts at Contact for pricing.
        What are the top alternatives to PayU?
        Top alternatives to PayU include JusPay, PangoPay, Global Payments, Paytm Payment Gateway, Razorpay.
        What are the top alternatives to BluePay?
        Top alternatives to BluePay include Stripe Payments, WePay, Square Payments, Braintree Direct, CardConnect.

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