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Paytm Payment Gateway vs PayU Comparison

Last updated:

Paytm Payment Gateway

4.5(86 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, transaction confirmation email for buyers…

PayU

1.9(79 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

PayU is the way to accept online payments. It provides an easy to use and robust payment processing solution that enables online merchants, businesses and corporations to accept payments using the credit or debit card of…

Paytm Payment Gateway leads on user satisfaction with a 4.5-star rating across 86 reviews.

Paytm Payment Gateway vs PayU — at a glance

FeaturePaytm Payment GatewayPayU
Rating4.5 / 51.9 / 5
Reviews8679
Starting priceContact for pricingContact for pricing
Free trial No No
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Gateway SoftwarePayment Processing Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud, Mobile - Android, Mobile - iOS
APIAvailableAvailable
Support modesOnlineBusiness Hours, Online
CertificationsSOC 2
Data residencyIndiaGlobal

Key differences between Paytm Payment Gateway and PayU

  • User satisfaction: Paytm Payment Gateway scores higher with a 4.5-star average.
  • Deployment: Paytm Payment Gateway supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; PayU supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

Paytm Payment Gateway vs PayU — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

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PayU - Payment Processing Software
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Talk to an expert

Biggest differences

Start here before you go deeper into features.

Paytm Payment Gateway

Best for SMEs needing fast, secure mobile and QR code payment processing.

Choose if
  • You run a retail or small-to-medium business accepting mobile and online payments.
  • You want seamless integration with Paytm Wallet for easy wallet balance transfers.
  • You need quick transaction settlements with instant payment notifications and security.
Consider alternatives if
  • Your business requires extensive international payment processing capabilities.
  • You need advanced marketplace integrations for complex multi-vendor environments.

PayU

Best for

Large Enterprises, Medium Business, Small Business

Paytm Payment Gateway typically suits Large Enterprises and Medium Business. PayU tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, ... Read More about Paytm Payment Gateway

PayU is the way to accept online payments. It provides an easy to use and robust payment processing solution that enables online merchants, businesses and corporations to accept payments ... Read More about PayU

Free Trial Availability

  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

8.9/10

Not Available

User Ratings

Based on verified Spotsaas reviews

4.5

(86)

1.9

(79)

Best Company Size

1-50 employees51-500 employees
Get pricing help
Get pricing help

Software Demo

Demo

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How do Paytm Payment Gateway and PayU Compare on Features?

Total Features

7 Features

0 Features

Unique Features

No unique features

No features

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Get Quote

Compare Paytm Payment Gateway and PayU on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Paytm Payment Gateway pricing

      Pricing information not available

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      Data Encryption

      ✓ Yes
      ✓ Yes

      Data Residency

      🇮🇳 India
      🌐 Global

      Paytm Payment Gateway User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      124

      8

      0

      0

      0

      4

      2

      2

      1

      48

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Overall positive buyer sentiment highlighting ease of use and quick settlements, tempered by occasional transaction delays and support inconsistencies.

      What buyers like

      • Ease of use
      • Quick transaction settlements
      • Security and payment notifications

      Common complaints

      • Transaction delays
      • Customer support inconsistencies

      Buyer sentiment

      Buyer sentiment is cautious across 57 reviews, with several recurring concerns in feedback.

      What buyers like

      • Easy to use
      • Robust payment solutions
      • Supports multiple payment methods

      Common complaints

      • Limited international support
      • Fees can be high
      • Basic reporting features

      Pros and Cons

      • Fast and convenient conversion of Paytm gift wallet balances to bank accounts

      • High transaction success rate with 128-bit encryption and instant payment notifications

      • Lag-free application with easy settlement features and QR payment support

      • Occasional delays in transaction processing and complexity in payment settlements

      • Inconsistent customer support response times and occasional UI lags

      • User-friendly interface simplifies payment acceptance

      • Supports various payment methods for customer convenience

      • Quick setup allows for immediate use

      • International support may be limited

      • Transaction fees can be high

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Negative Reviews

      No reviews available for the product

      No reviews available for the product

      List of Customers

      Customers

      No Customers information available.

      OLA

      OLA

      Myntra

      Myntra

      Dream11

      Dream11

      Media and Screenshots

      Screenshots

      Business with Paytm

      1 Screenshots

      PayUmoney Payouts

      6 Screenshots

      Videos

      video-0

      3 Videos

      video-0

      5 Videos

      Top Alternatives to Paytm Payment Gateway and PayU in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Paytm Payment Gateway or PayU?
      Paytm Payment Gateway edges out the other on user ratings (4.5 vs 1.9). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Paytm Payment Gateway and PayU offer a free trial?
      Neither Paytm Payment Gateway nor PayU currently lists a free trial.
      What is the starting price of Paytm Payment Gateway vs PayU?
      Paytm Payment Gateway starts at Contact for pricing. PayU starts at Contact for pricing.
      What are the top alternatives to Paytm Payment Gateway?
      Top alternatives to Paytm Payment Gateway include PayU, DirecPay, PayPal, Instamojo, MobiKwik Payment Gateway.
      What are the top alternatives to PayU?
      Top alternatives to PayU include JusPay, PangoPay, Global Payments, Paytm Payment Gateway, Razorpay.

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